ACNB trades 0.5% below Wall Street's consensus target of $57.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes ACNB achieves its forward estimates and maintains a stable P/E multiple of 10.6x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 21, 2026, ACNB Corporation (ACNB) has a Wall Street consensus price target of $57.50, based on estimates from 2 covering analysts. With the stock currently trading at $57.22, this represents a potential upside of +0.5%. The company has a market capitalization of $592M.
Analyst price targets range from a low of $57.00 to a high of $58.00, representing a 2% spread in expectations. The median target of $57.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, ACNB trades at a trailing P/E of 15.9x and forward P/E of 10.6x. The forward PEG ratio of 0.96 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +51.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $63.70, with bear and bull scenarios of $40.13 and $83.92 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
CZWICitizens Community Bancorp, Inc. | $205M | $21.34 | — | — | Buy | 11.7x | 2 |
FUNCFirst United Corporation | $277M | $42.58 | $25.00 | -41.3% | Buy | 9.8x | 1 |
NKSHNational Bankshares, Inc. | $225M | $35.30 | — | — | Buy | 11.0x | 4 |
FXNCFirst National Corporation | $265M | $29.36 | $21.00 | -28.5% | Buy | 12.5x | 1 |
MNSBMainStreet Bancshares, Inc. | $176M | $23.86 | — | — | Hold | 10.6x | 1 |
ORRFOrrstown Financial Services, Inc. | $766M | $39.03 | $41.00 | +5.0% | Hold | 9.3x | 6 |
FRAFFranklin Financial Services Corporation | $276M | $61.45 | — | — | — | 10.5x | — |
HAFCHanmi Financial Corporation | $933M | $31.21 | $33.50 | +7.3% | Hold | 9.9x | 11 |
NBTBNBT Bancorp Inc. | $2.4B | $46.68 | $46.00 | -1.5% | Hold | 11.2x | 10 |
FISFidelity National Information Services, Inc. | $19.7B | $38.21 | $62.88 | +64.6% | Buy | 6.1x | 37 |
Quick answers to the most common questions about buying ACNB stock.
The consensus price target for ACNB is $57.5, close to the current price of $57.22 (0.5% implied move). Based on 2 analyst estimates, the stock appears fairly valued near current levels.
ACNB has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $57.5 implies 0.5% upside from current levels.
With a forward P/E of 10.5947x, ACNB trades at a relatively low valuation. The consensus target of $57.5 implies 0.5% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $58 for ACNB, while the most conservative target is $57. The consensus of $57.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $84 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ACNB is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ACNB stock forecast based on 2 Wall Street analysts shows a consensus price target of $57.5, with estimates ranging from $57 (bear case) to $58 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $64, with bear/bull scenarios of $40/$84.
Our quantitative valuation model calculates ACNB's fair value at $64 (base case), with a bear case of $40 and bull case of $84. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
ACNB trades at a forward P/E ratio of 10.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 15.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
ACNB appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $57.5 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ACNB analyst price targets range from $57 to $58, a 2% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $57.5 consensus represents the middle ground. Our model's $40-$84 range provides an independent fundamental perspective.
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