ACNB trades 6.9% above Wall Street's consensus target of $61.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes ACNB achieves its forward estimates and maintains a stable P/E multiple of 11.5x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, ACNB Corporation (ACNB) has a Wall Street consensus price target of $61.00, based on estimates from 2 covering analysts. With the stock currently trading at $65.54, this represents a potential downside of -6.9%. The company has a market capitalization of $669M.
Analyst price targets range from a low of $57.00 to a high of $65.00, representing a 13% spread in expectations. The median target of $61.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, ACNB trades at a trailing P/E of 12.0x and forward P/E of 11.5x. The forward PEG ratio of 1.04 indicates reasonable valuation for growth. Analysts expect EPS to grow +4.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $87.15, with bear and bull scenarios of $54.90 and $114.83 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 CZWICitizens Community Bancorp, Inc. | $225M | $23.38 | $24.00 | +2.7% | Buy | 15.0x | 3 |
 FUNCFirst United Corporation | $296M | $45.92 | $49.50 | +7.8% | Buy | 10.2x | 1 |
 NKSHNational Bankshares, Inc. | $250M | $39.19 | — | — | Buy | 11.2x | 4 |
 FXNCFirst National Corporation | $275M | $30.42 | $21.00 | -31.0% | Buy | 11.6x | 1 |
 MNSBMainStreet Bancshares, Inc. | $157M | $22.11 | — | — | Hold | 10.6x | 1 |
 ORRFOrrstown Financial Services, Inc. | $861M | $43.82 | $41.00 | -6.4% | Hold | 9.9x | 7 |
 FRAFFranklin Financial Services Corporation | $310M | $69.08 | — | — | — | 11.0x | — |
 HAFCHanmi Financial Corporation | $973M | $32.68 | $33.00 | +1.0% | Hold | 10.3x | 11 |
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 FISFidelity National Information Services, Inc. | $14.8B | $28.73 | $42.93 | +49.4% | Hold | 4.6x | 40 |
Quick answers to the most common questions about buying ACNB stock.
Wall Street's consensus price target for ACNB is $61, -6.9% from its current price of $65.54. The below-market target from 2 analysts suggests limited near-term appreciation.
ACNB has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $61 implies -6.9% downside from current levels.
With a forward P/E of 11.46x, ACNB trades at a relatively low valuation. The consensus target of $61 implies -6.9% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $65 for ACNB, while the most conservative target is $57. The consensus of $61 represents the median expectation. Our quantitative valuation model projects a bull case target of $115 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ACNB is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ACNB stock forecast based on 2 Wall Street analysts shows a consensus price target of $61, with estimates ranging from $57 (bear case) to $65 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $87, with bear/bull scenarios of $55/$115.
Our quantitative valuation model calculates ACNB's fair value at $87 (base case), with a bear case of $55 and bull case of $115. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
ACNB trades at a forward P/E ratio of 11.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 12.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on ACNB, with 0 Sell ratings and a price target of $61 (-6.9% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ACNB analyst price targets range from $57 to $65, a 13% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $61 consensus represents the middle ground. Our model's $55-$115 range provides an independent fundamental perspective.
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