Last 47 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 16.37 | 11.21 | 9.97 | 13.41 | 10.47 | 10.83 | 18.53 | 13.77 | 19.50 | 11.61 | 10.53 | 12.32 | 10.14 | 10.84 | 14.16 | 24.62 | 259.41 | 45.49 | 17.15 | 17.71 | 2.67 |
| — | +3.5% | -46.2% | -2.6% | -46.3% | -6.7% | +76.0% | +11.8% | +92.3% | +7.1% | -25.6% | -50.0% | -96.1% | -76.2% | -17.5% | +39.0% | +9628.5% | +291.4% | +27.8% | +16.0% | — | |
| P/S Ratio | 1.10 | 0.97 | 0.80 | 0.90 | 0.86 | 0.81 | 0.88 | 0.89 | 0.88 | 0.75 | 0.86 | 0.75 | 0.70 | 0.62 | 0.61 | 0.63 | 0.77 | 0.95 | 1.03 | 0.87 | 0.89 |
| — | +20.1% | -9.4% | +0.9% | -2.2% | +7.6% | +2.1% | +18.5% | +26.4% | +20.8% | +41.6% | +19.1% | -9.8% | -34.5% | -40.7% | -27.5% | -13.3% | +0.6% | +14.3% | +5.0% | +15.3% | |
| P/B Ratio | 2.43 | 2.19 | 1.86 | 2.06 | 1.93 | 1.85 | 2.07 | 2.17 | 1.99 | 1.75 | 2.02 | 1.87 | 1.72 | 1.51 | 1.47 | 1.59 | 1.92 | 2.13 | 2.03 | 1.65 | 1.63 |
| — | +18.5% | -10.1% | -5.3% | -2.8% | +5.8% | +2.5% | +16.2% | +15.5% | +16.0% | +37.9% | +17.7% | -10.3% | -29.2% | -27.9% | -3.4% | +17.3% | +31.5% | +35.3% | +15.4% | +32.4% | |
| P/FCF | 8.83 | 8.18 | 14.19 | 4.94 | 6.29 | 12.38 | 8.00 | 79.77 | 4.81 | 3.34 | 78.49 | 7.30 | 6.89 | 12.45 | 7.63 | 7.48 | 3.27 | 18.75 | — | 11.33 | — |
| — | -34.0% | +77.4% | -93.8% | +30.8% | +270.5% | -89.8% | +992.6% | -30.2% | -73.2% | +928.4% | -2.4% | +110.9% | -33.6% | — | -33.9% | — | +606.4% | — | +113.4% | — | |
| EV / EBITDA | 10.83 | 7.90 | 7.18 | 8.76 | 7.38 | 7.75 | 11.71 | 9.06 | 12.74 | 8.06 | 7.83 | 8.39 | 7.62 | 7.46 | 9.03 | 13.25 | 39.97 | 22.15 | 12.55 | 11.04 | 10.38 |
| — | +2.0% | -38.7% | -3.3% | -42.1% | -3.9% | +49.7% | +8.0% | +67.2% | +8.0% | -13.3% | -36.7% | -80.9% | -66.3% | -28.0% | +20.0% | +284.9% | +166.7% | +26.4% | +15.0% | -11.5% | |
| EV / EBIT | 13.32 | 8.57 | 7.93 | 9.99 | 8.08 | 8.54 | 13.38 | 10.28 | 15.01 | 8.80 | 8.41 | 9.33 | 8.18 | 8.10 | 10.12 | 14.73 | 61.45 | 26.92 | 13.81 | 12.12 | 11.08 |
| — | +0.3% | -40.7% | -2.8% | -46.2% | -2.9% | +59.1% | +10.2% | +83.5% | +8.6% | -17.0% | -36.7% | -86.7% | -69.9% | -26.7% | +21.5% | +454.8% | +208.2% | +31.4% | +19.3% | -14.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 77.2% | 78.3% | 77.5% | 78.6% | 78.0% | 77.2% | 74.6% | 78.4% | 73.8% | 76.2% | 78.4% | 79.9% | 76.8% | 76.8% | 75.6% | 77.4% | 73.7% | 76.1% | 80.3% | 43.8% | 40.0% |
| — | +1.5% | +3.9% | +0.2% | +5.7% | +1.3% | -4.8% | -1.9% | -3.8% | -0.8% | +3.7% | +3.2% | +4.2% | +1.0% | -5.8% | +76.7% | +84.3% | +90.5% | +104.0% | +13.4% | +17.2% | |
| Operating Margin | 8.5% | 10.9% | 9.8% | 8.5% | 10.2% | 9.2% | 6.0% | 8.1% | 5.1% | 8.0% | 10.2% | 7.6% | 8.2% | 7.5% | 5.6% | 3.6% | 0.3% | 2.8% | 7.1% | 6.3% | 7.1% |
| — | +19.2% | +64.2% | +5.1% | +100.8% | +14.9% | -41.2% | +6.0% | -38.1% | +6.5% | +82.7% | +109.3% | +2315.8% | +168.5% | -21.1% | -42.2% | -95.2% | -70.5% | -11.1% | -12.5% | +50.7% | |
| Net Margin | 6.8% | 8.6% | 8.0% | 6.7% | 8.2% | 7.4% | 4.8% | 6.5% | 4.5% | 6.5% | 8.2% | 6.1% | 6.9% | 5.7% | 4.3% | 2.6% | 0.3% | 2.1% | 6.0% | 4.8% | 33.4% |
| — | +16.0% | +68.1% | +3.7% | +82.3% | +15.5% | -41.9% | +6.0% | -34.2% | +12.8% | +91.0% | +138.3% | +2291.9% | +175.1% | -28.4% | -46.5% | -99.1% | -74.3% | -10.4% | -12.0% | +2724.8% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.9% | 5.0% | 4.7% | 3.9% | 4.7% | 4.4% | 2.8% | 3.9% | 2.6% | 3.8% | 4.9% | 3.9% | 4.2% | 3.5% | 2.6% | 1.6% | 0.2% | 1.1% | 2.8% | 2.2% | 15.1% |
| — | +13.8% | +64.7% | -0.3% | +80.9% | +15.3% | -41.7% | -1.0% | -38.4% | +8.1% | +84.5% | +140.0% | +2382.7% | +219.6% | -7.3% | -25.8% | -98.9% | -68.6% | +2.7% | -5.8% | +3081.3% | |
| ROA | 2.4% | 0.8% | 0.8% | 0.6% | 0.7% | 0.7% | 0.4% | 0.6% | 0.4% | 0.6% | 0.7% | 0.5% | 0.6% | 0.5% | 0.3% | 0.2% | 0.0% | 0.2% | 0.4% | 0.4% | 2.2% |
| — | +24.5% | +81.7% | +9.2% | +92.4% | +18.5% | -40.8% | +4.8% | -32.5% | +19.0% | +105.5% | +166.1% | +2448.0% | +193.7% | -22.7% | -43.9% | -99.0% | -64.6% | +21.6% | +16.0% | +3312.2% | |
| ROIC | 14.0% | 4.3% | 4.0% | 3.4% | 4.0% | 3.7% | 2.5% | 3.4% | 2.1% | 3.1% | 4.0% | 3.3% | 3.3% | 3.0% | 2.2% | 1.5% | 0.1% | 0.9% | 2.3% | 2.1% | 2.4% |
| — | +17.0% | +58.3% | -1.0% | +92.9% | +17.2% | -37.6% | +5.3% | -37.1% | +5.0% | +78.1% | +117.5% | +2490.4% | +225.6% | -0.8% | -28.6% | -94.7% | -69.0% | -3.2% | -10.2% | +69.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.38 | 0.36 | 0.38 | 0.38 | 0.38 | 0.38 | 0.40 | 0.41 | 0.40 | 0.42 | 0.42 | 0.43 | 0.46 | 0.47 | 0.48 | 0.50 | 0.52 | 0.48 | 0.44 | 0.40 | 0.38 |
| — | -4.5% | -5.5% | -7.9% | -3.3% | -8.9% | -5.9% | -5.7% | -14.4% | -12.4% | -12.6% | -14.1% | -10.8% | -0.6% | +10.4% | +25.0% | +35.5% | +10.6% | +16.0% | +6.5% | +13.4% | |
| Debt / EBITDA | 1.65 | 5.02 | 5.49 | 6.21 | 5.61 | 5.99 | 8.67 | 6.64 | 9.92 | 7.35 | 6.06 | 7.38 | 7.57 | 8.47 | 10.91 | 15.42 | 39.80 | 18.04 | 9.90 | 10.62 | 9.57 |
| — | -16.1% | -36.7% | -6.5% | -43.5% | -18.5% | +43.1% | -10.1% | +31.0% | -13.2% | -44.4% | -52.1% | -81.0% | -53.1% | +10.1% | +45.2% | +315.9% | +99.8% | +5.4% | +4.9% | -27.6% | |
| Current Ratio | 0.55 | 1.27 | 0.14 | 0.55 | 0.57 | 0.56 | 0.57 | 0.79 | 0.56 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +126.7% | -74.9% | -30.7% | +1.7% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.55 | 1.27 | 0.14 | 0.55 | 0.57 | 0.56 | 0.57 | 0.79 | 0.56 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +126.7% | -74.9% | -30.7% | +1.7% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 10.91 | 14.27 | 12.86 | 11.02 | 12.87 | 11.82 | 7.85 | 10.33 | 6.67 | 9.72 | 11.93 | 9.46 | 9.47 | 8.51 | 6.45 | 4.45 | 1.32 | 3.57 | 7.51 | 6.97 | 7.84 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying AIZ stock.
Assurant, Inc.'s current P/E is 16.4x. The average P/E over the last 4 quarters is 11.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Assurant, Inc.'s current operating margin is 8.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Assurant, Inc.'s business trajectory between earnings reports.