Assurant, Inc. (AIZ) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 3.42B | 3.35B | 3.23B | 3.16B | 3.07B | 3.1B | 2.97B | 2.92B | 2.88B | 2.98B | 2.77B | 2.73B | 2.64B | 2.65B | 2.55B | 2.51B | 2.48B | 2.57B | 2.64B | 2.54B |
| Revenue Growth % | 11.26% | 7.91% | 8.89% | 7.98% | 6.73% | 4.08% | 6.98% | 7.08% | 8.98% | 12.45% | 8.87% | 8.84% | 6.45% | 3.03% | -3.4% | -1.28% | 2.06% | 0.85% | 10.99% | 9.06% |
| Medical Costs & Claims | 769.1M | 717M | 709.6M | 721.5M | 779.7M | 670.5M | 776.8M | 696.1M | 623.1M | 599.1M | 644.6M | 632.5M | 645.6M | 599.3M | 670.5M | 600M | 490M | 1.45B | 1.58B | 1.53B |
| Medical Cost Ratio % | 22.49% | 21.4% | 21.96% | 22.84% | 25.36% | 21.6% | 26.18% | 23.8% | 21.63% | 20.08% | 23.24% | 23.15% | 24.43% | 22.59% | 26.31% | 23.91% | 19.74% | 56.18% | 60.01% | 60.05% |
| Gross Profit | 2.65B | 2.63B | 2.52B | 2.44B | 2.29B | 2.43B | 2.19B | 2.23B | 2.26B | 2.38B | 2.13B | 2.1B | 2B | 2.05B | 1.88B | 1.91B | 1.99B | 1.13B | 1.05B | 1.02B |
| Gross Margin % | 77.51% | 78.6% | 78.04% | 77.16% | 74.64% | 78.4% | 73.82% | 76.2% | 78.37% | 79.92% | 76.76% | 76.85% | 75.57% | 77.41% | 73.69% | 76.09% | 80.26% | 43.82% | 39.99% | 39.95% |
| Gross Profit Growth % | 15.55% | 8.18% | 15.11% | 9.34% | 1.65% | 2.11% | 2.88% | 6.18% | 13.01% | 16.09% | 13.42% | 9.92% | 0.23% | 82% | 78% | 88.02% | 108.18% | 14.39% | 30.08% | 7.98% |
| Operating Expenses | 2.32B | 2.35B | 2.19B | 2.15B | 2.11B | 2.18B | 2.04B | 2B | 1.96B | 2.16B | 1.9B | 1.89B | 1.85B | 1.96B | 1.87B | 1.84B | 1.82B | 966.5M | 866.6M | 776M |
| OpEx / Revenue % | 67.7% | 70.14% | 67.79% | 68.01% | 68.66% | 70.35% | 68.72% | 68.24% | 68.2% | 72.32% | 68.52% | 69.37% | 70.01% | 73.78% | 73.34% | 73.31% | 73.21% | 37.54% | 32.85% | 30.52% |
| Depreciation & Amortization | 0 | 72M | 62.3M | 59M | 56.7M | 63.9M | 58.5M | 50.5M | 50.6M | 55.2M | 45.9M | 47.2M | 48.1M | 41.8M | 44.8M | 48.1M | 47.3M | 45.6M | 41.9M | 42.7M |
| Combined Ratio % | 90.19% | 91.54% | 89.75% | 90.85% | 94.02% | 91.95% | 94.9% | 92.04% | 89.83% | 92.4% | 91.75% | 92.52% | 94.43% | 96.37% | 99.66% | 97.21% | 92.94% | 93.72% | 92.87% | 90.57% |
| Operating Income | 335.6M | 283.5M | 331.2M | 289M | 183.7M | 250M | 151.5M | 232.9M | 292.9M | 226.6M | 228.8M | 204.3M | 147.1M | 96.3M | 8.7M | 69.9M | 175.2M | 161.8M | 188.2M | 239.7M |
| Operating Margin % | 9.81% | 8.46% | 10.25% | 9.15% | 5.98% | 8.05% | 5.1% | 7.96% | 10.17% | 7.6% | 8.25% | 7.48% | 5.57% | 3.63% | 0.34% | 2.79% | 7.06% | 6.28% | 7.13% | 9.43% |
| Operating Income Growth % | 82.69% | 13.4% | 118.61% | 24.09% | -37.28% | 10.33% | -33.78% | 14% | 99.12% | 135.31% | 2529.89% | 192.27% | -16.04% | -40.48% | -95.38% | -70.84% | -9.27% | -11.78% | 67.29% | 14.52% |
| EBITDA | 335.6M | 355.5M | 393.5M | 348M | 240.4M | 313.9M | 210M | 283.4M | 343.5M | 281.8M | 274.7M | 251.5M | 195.2M | 138.1M | 53.5M | 118M | 222.5M | 207.4M | 230.1M | 282.4M |
| EBITDA Margin % | 9.81% | 10.61% | 12.18% | 11.02% | 7.82% | 10.11% | 7.08% | 9.69% | 11.93% | 9.45% | 9.9% | 9.21% | 7.39% | 5.21% | 2.1% | 4.7% | 8.96% | 8.05% | 8.72% | 11.11% |
| Interest Expense | 28.3M | 28.3M | 27.9M | 26.7M | 26.8M | 26.8M | 26.7M | 26.7M | 26.8M | 26.8M | 27M | 27.2M | 27M | 27.9M | 26.3M | 27.2M | 26.9M | 27.1M | 27.5M | 28.8M |
| Non-Operating Income | -28.3M | -28.3M | -27.9M | -26.7M | -26.8M | -26.8M | -26.7M | -26.7M | -26.8M | -26.8M | -27M | -27.2M | -27M | -27.9M | -26.1M | -27.2M | -26.9M | -27.1M | -27.5M | -28.8M |
| Pretax Income | 335.6M | 283.5M | 331.2M | 289M | 183.7M | 250M | 151.5M | 232.9M | 292.9M | 226.6M | 228.8M | 204.3M | 147.1M | 96.3M | 8.5M | 69.9M | 175.2M | 161.8M | 188.2M | 239.7M |
| Pretax Margin % | 9.81% | 8.46% | 10.25% | 9.15% | 5.98% | 8.05% | 5.1% | 7.96% | 10.17% | 7.6% | 8.25% | 7.48% | 5.57% | 3.63% | 0.33% | 2.79% | 7.06% | 6.28% | 7.13% | 9.43% |
| Income Tax | 61.5M | 58.3M | 65.6M | 53.7M | 37.1M | 48.7M | 17.7M | 44.2M | 56.5M | 44.1M | 38.7M | 48M | 33.5M | 28.2M | 1.2M | 17.7M | 26.2M | 35.1M | 37.2M | 52.6M |
| Effective Tax Rate % | 18.33% | 20.56% | 19.81% | 18.58% | 20.2% | 19.48% | 11.68% | 18.98% | 19.29% | 19.46% | 16.91% | 23.49% | 22.77% | 29.28% | 14.12% | 25.32% | 14.95% | 21.69% | 19.77% | 21.94% |
| Net Income | 274.1M | 225.2M | 265.6M | 235.3M | 146.6M | 201.3M | 133.8M | 188.7M | 236.4M | 182.5M | 190.1M | 156.3M | 113.6M | 68.1M | 7.3M | 52.2M | 149M | 123.6M | 879.8M | 205.8M |
| Net Margin % | 8.01% | 6.72% | 8.22% | 7.45% | 4.77% | 6.48% | 4.51% | 6.45% | 8.21% | 6.12% | 6.85% | 5.72% | 4.3% | 2.57% | 0.29% | 2.08% | 6% | 4.8% | 33.35% | 8.1% |
| Net Income Growth % | 86.97% | 11.87% | 98.51% | 24.7% | -37.99% | 10.3% | -29.62% | 20.73% | 108.1% | 167.99% | 2504.11% | 199.43% | -23.76% | -44.9% | -99.17% | -74.64% | -8.59% | -11.21% | 3013.24% | 15.55% |
| EPS (Diluted) | 5.46 | 4.49 | 5.17 | 4.56 | 2.83 | 3.87 | 2.55 | 3.58 | 4.47 | 3.42 | 3.54 | 2.90 | 2.12 | 1.27 | 0.14 | 0.95 | 2.65 | 2.20 | 14.79 | 3.36 |
| EPS Growth % | 92.93% | 16.02% | 102.75% | 27.37% | -36.69% | 13.16% | -27.97% | 23.45% | 110.85% | 169.29% | 2428.57% | 205.26% | -20% | -42.27% | -99.05% | -71.73% | 0.38% | -1.35% | 2650% | 19.57% |
| EPS (Basic) | 5.51 | 4.49 | 5.22 | 4.60 | 2.86 | 3.89 | 2.56 | 3.59 | 4.50 | 3.44 | 3.55 | 2.91 | 2.12 | 1.27 | 0.14 | 0.96 | 2.67 | 2.21 | 14.88 | 3.38 |
| Diluted Shares Outstanding | 50.2M | 50.2M | 51.32M | 51.57M | 51.73M | 52.08M | 52.46M | 52.72M | 52.87M | 53.43M | 53.75M | 53.89M | 53.7M | 53.77M | 54.07M | 55.01M | 56.18M | 57.73M | 59.48M | 61.32M |