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ATCHAtlasClear Holdings, Inc.
$0.19$29M
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AtlasClear Holdings, Inc. (ATCH) Financial Ratios

Latest Ratios: P/E Ratio -0.2x · EV/EBITDA N/A · ROE 8.1%. (2020–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ATCH Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Market Cap$29M$41M$57M$4.4B$261M$13.5B—
Enterprise Value$20M$33M$57M$4.4B$253M$13.5B—
P/E Ratio →-0.15——5585.5923.67——
P/S Ratio1.972.805.291109.0828.761012.75—
P/B Ratio1.461.89—102.9626.311369.21—
P/FCF——36.57————
P/OCF——36.57————

P/E links to full P/E history page with 30-year chart

ATCH EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
EV / Revenue—2.235.281109.0427.841012.02—
EV / EBITDA—————12744.10—
EV / EBIT—3.36——976.277163.81—
EV / FCF——36.48————

ATCH Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Gross Margin77.6%77.6%80.6%67.5%73.8%88.5%—
Operating Margin-34.2%-34.2%-45.3%-387.9%-13.5%7.7%—
Net Profit Margin12.1%12.1%53.0%-3001.1%1.4%11.1%—

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
ROE8.1%8.1%—-452.8%1.3%30.0%-110.7%
ROA0.0%0.0%0.0%-250.0%0.3%4.6%-10.8%
ROIC-28.2%-28.2%—-52.2%-102.9%571.3%—
ROCE-0.1%-0.1%-0.0%-57.2%-11.3%18.8%-110.7%

ATCH Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Debt / Equity0.680.68—0.010.080.106.64
Debt / EBITDA—————0.89—
Net Debt / Equity—-0.39—-0.00-0.83-0.995.53
Net Debt / EBITDA—————-9.18—
Debt / FCF——-0.09————
Interest Coverage1.381.38——3.1226.92—

Net cash position: cash ($23M) exceeds total debt ($15M)

ATCH Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Current Ratio1.561.560.850.061.261.160.24
Quick Ratio1.561.560.850.061.261.160.24
Cash Ratio0.700.700.000.050.310.200.12
Asset Turnover—0.190.000.070.220.21—
Inventory Turnover———————
Days Sales Outstanding—128.4858.435.3741.3056.65—

ATCH Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Dividend Yield————0.0%——
Payout Ratio————31.2%——

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Earnings Yield———0.0%4.2%——
FCF Yield——2.7%————
Buyback Yield0.0%0.0%0.0%3.4%0.0%0.0%—
Total Shareholder Yield0.0%0.0%0.0%3.4%0.0%0.0%—
Shares Outstanding—$163M$6M$12M$419271$23M$25M

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetStrained
Cash FlowBurning
Top Statement Risk

Regulatory capital and scale

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Speculative Valuation Amidst Operational Losses

According to recent market data, ATCH trades at a price-to-sales ratio of 1.97, which appears to reflect a growth-stage premium that assumes successful migration of clearing volumes, despite the company's persistent negative operating margins and lack of a meaningful forward price-to-earnings multiple for valuation benchmarking.

The current P/S multiple suggests investors are pricing the firm as a high-growth fintech entity rather than a capital-intensive clearing house. This valuation warrants caution, as it likely ignores the structural necessity of maintaining significant regulatory capital, which limits the scalability typically associated with pure software-as-a-service multiples.

Capital Efficiency Hindered by Infrastructure

Based on historical financial statements, ATCH's ROIC has remained consistently negative, reaching -12.8% in 2026Q1, which indicates that the company is currently destroying shareholder value as it attempts to build out its proprietary clearing and settlement infrastructure without achieving the necessary scale to generate returns.

The persistent negative ROIC suggests that the capital deployed into the business is not yet yielding productive returns, likely due to the heavy fixed-cost burden of regulatory compliance and technology development. Investors should monitor whether the company can pivot toward positive capital efficiency as it matures its correspondent clearing client base.

Working Capital Volatility Obscures Efficiency

As reported in quarterly filings, the company's asset turnover remains extremely low at 0.06, reflecting the significant capital-intensive nature of the clearing industry where the firm must hold substantial assets to satisfy regulatory requirements rather than focusing solely on rapid inventory or receivable turnover cycles.

The low asset turnover ratio highlights the structural reality that ATCH is not a lean software firm, but a regulated financial intermediary. The volatility in DSO and the lack of clear CCC trends suggest that management is still struggling to optimize the cash conversion cycle within its clearing operations.

Liquidity Buffers Under Persistent Pressure

According to recent balance sheet disclosures, the current ratio has fluctuated significantly, settling at 1.52 in 2026Q1, which indicates that the company's liquidity position remains highly sensitive to operational cash outflows and the timing of capital requirements inherent in the clearing and settlement business model.

While a current ratio above 1.0 might appear adequate in isolation, the underlying volatility suggests that the firm lacks a robust liquidity cushion to withstand severe market stress. The reliance on cash to meet regulatory mandates means that any unexpected spike in clearing volume or compliance costs could rapidly deplete available resources.

Misapplication of SaaS Valuation Metrics

As evidenced by market commentary, the most commonly misapplied ratio for ATCH is the price-to-sales multiple, which obscures the reality that the firm's growth is fundamentally constrained by regulatory capital requirements rather than the infinite scalability typically associated with pure-play software-as-a-service business models.

Investors should instead focus on regulatory capital ratios and net interest margin trends, as these metrics provide a more accurate picture of the firm's operational capacity and profitability. Relying on SaaS multiples risks overestimating the company's ability to scale without proportional increases in its balance sheet strength.

Download Financial Ratios Data

Includes 30+ ratios · 6 years · Updated daily

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ATCH — Frequently Asked Questions

Quick answers to the most common questions about buying ATCH stock.

What is AtlasClear Holdings, Inc.'s P/E ratio?

AtlasClear Holdings, Inc.'s current P/E ratio is -0.2x. The historical average is 23.7x.

What is AtlasClear Holdings, Inc.'s ROE?

AtlasClear Holdings, Inc.'s return on equity (ROE) is 8.1%. The historical average is -104.8%.

Is ATCH stock overvalued?

Based on historical data, AtlasClear Holdings, Inc. is trading at a P/E of -0.2x. Compare with industry peers and growth rates for a complete picture.

What are AtlasClear Holdings, Inc.'s profit margins?

AtlasClear Holdings, Inc. has 77.6% gross margin and -34.2% operating margin.