Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.00 | 8.24 | 11.63 | 8.48 | 10.22 | 8.50 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | -3.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 4.53 | 2.76 | — | 2.74 | 2.67 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/B Ratio | 0.94 | 1.12 | 1.20 | 1.06 | 1.02 | 0.72 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +55.8% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | — | — | — | — | — | 3.93 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 6.29 | 2.90 | 8.69 | 7.49 | 7.37 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | 2.90 | 8.69 | 7.51 | 7.42 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 81.0% | 96.2% | -604.6% | 94.8% | 89.4% | 106.1% | 95.8% | 100.0% | 100.0% | 120.1% | 84.7% | 100.0% | 143.0% | 125.8% | 135.6% | 117.7% | 101.9% | 102.2% | 100.0% | 100.0% | 100.0% |
| — | -9.4% | -731.3% | -5.2% | -10.6% | -11.7% | +13.0% | 0.0% | -30.0% | -4.5% | -37.5% | -15.0% | +40.3% | +23.1% | +35.6% | +17.7% | +1.9% | +2.2% | 0.0% | 0.0% | 0.0% | |
| Operating Margin | -81.0% | 46.4% | -556.9% | 44.5% | 37.7% | 142.3% | 38.0% | 43.1% | 49.0% | 55.0% | 24.8% | 41.9% | 18.6% | 57.8% | 60.7% | 57.6% | 76.9% | 55.1% | 46.6% | 42.0% | 37.6% |
| — | -67.4% | -1565.5% | +3.1% | -23.1% | +158.9% | +53.2% | +2.9% | +163.5% | -4.9% | -59.1% | -27.3% | -75.8% | +5.0% | +30.1% | +37.2% | +104.5% | +13.7% | -4.3% | +5.4% | -5.4% | |
| Net Margin | 75.3% | 33.5% | -406.8% | 32.3% | 25.9% | -15.6% | 26.6% | 26.5% | 31.9% | 34.4% | 17.7% | 26.4% | 3.5% | 36.9% | 37.5% | 37.8% | 39.0% | 36.5% | 30.4% | 26.6% | 19.3% |
| — | +315.6% | -1631.6% | +21.8% | -18.6% | -145.2% | +50.4% | +0.2% | +822.9% | -6.8% | -52.9% | -30.1% | -91.1% | +1.2% | +23.2% | +42.1% | +101.4% | +37.2% | +14.1% | +33.2% | -13.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.3% | 3.4% | 2.6% | 3.2% | 2.5% | 2.4% | 2.9% | 2.8% | 3.4% | 3.2% | 2.0% | 3.2% | 0.2% | 3.6% | 3.1% | 4.4% | 6.4% | 5.3% | 4.0% | 3.4% | 1.9% |
| — | +40.8% | -9.5% | +11.6% | -27.2% | -25.2% | +41.2% | -10.1% | +1667.5% | -11.0% | -34.7% | -28.5% | -96.9% | -31.3% | -21.9% | +31.2% | +242.0% | +98.6% | +42.7% | +71.4% | -14.6% | |
| ROA | 1.0% | 0.4% | 0.3% | 0.4% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.0% | 0.2% | 0.2% | 0.3% | 0.4% | 0.4% | 0.3% | 0.2% | 0.1% |
| — | +48.5% | +18.7% | +49.2% | +0.5% | -4.4% | +61.2% | +0.6% | +1947.4% | +4.0% | -29.3% | -20.9% | -96.6% | -30.5% | -14.7% | +45.1% | +221.5% | +69.4% | +8.9% | +20.5% | -33.9% | |
| ROIC | -5.5% | 3.3% | 2.3% | 2.8% | 2.5% | -11.9% | 1.7% | 1.7% | 1.9% | 1.6% | 0.7% | 1.2% | 0.2% | 1.4% | 1.2% | 1.7% | 5.5% | 5.2% | 4.0% | 3.2% | 2.2% |
| — | +128.0% | +37.6% | +62.8% | +31.2% | -862.0% | +129.2% | +42.4% | +708.2% | +11.5% | -38.6% | -30.7% | -95.7% | -72.8% | -70.0% | -46.4% | +146.3% | +64.2% | +19.6% | +37.3% | -4.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.08 | 0.05 | 0.07 | 0.27 | 0.08 | 0.08 | 0.82 | 0.90 | 1.15 | 0.97 | 2.05 | 1.87 | 2.37 | 2.21 | 1.90 | 2.53 | 1.22 | 0.17 | 0.16 | 0.18 | 0.27 |
| — | -36.6% | -90.9% | -70.3% | -93.2% | -91.7% | -60.2% | -51.8% | -51.5% | -56.3% | +8.3% | -26.1% | +94.7% | +1184.2% | +1107.8% | +1310.2% | +345.2% | +7.1% | -4.1% | +5.6% | -13.8% | |
| Debt / EBITDA | — | 0.53 | 2.10 | 6.17 | 2.16 | — | 19.25 | 19.99 | 21.64 | 19.50 | 72.30 | 37.49 | 240.55 | 38.02 | 37.35 | 39.27 | 10.09 | 2.05 | 2.72 | 3.16 | 7.62 |
| — | — | -89.1% | -69.1% | -90.0% | — | -73.4% | -46.7% | -91.0% | -48.7% | +93.6% | -4.5% | +2284.7% | +1755.9% | +1273.0% | +1141.1% | +32.4% | -38.5% | -16.1% | -26.8% | -7.9% | |
| Current Ratio | — | — | 0.11 | 0.19 | — | 0.09 | 0.06 | — | — | 0.24 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | +75.2% | — | — | -62.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | — | 0.11 | 0.19 | — | 0.09 | 0.06 | — | — | 0.24 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | +75.2% | — | — | -62.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | -0.82 | 1.95 | 0.79 | 0.99 | 0.76 | -3.88 | 0.54 | — | — | 2.73 | 0.28 | — | 0.43 | 2.24 | 1.70 | 3.26 | 40.14 | 24.95 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying AVBH stock.
Avidbank Holdings, Inc.'s current P/E is 11.0x. The average P/E over the last 4 quarters is 9.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Avidbank Holdings, Inc.'s current operating margin is -81.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Avidbank Holdings, Inc.'s business trajectory between earnings reports.