Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Avidbank Holdings, Inc.'s quarterly P/E stands at 7.4x.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.28 | 7.38 | 8.50 | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 3.75 | 1.27 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/B Ratio | 0.87 | 0.73 | 0.72 | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | — | — | 3.93 | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | 5.41 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | 5.41 | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Avidbank Holdings, Inc.'s operating margin was 25.2% in Q4 2025, down 199.6 pp QoQ and down 23.8 pp YoY. The trailing four-quarter average of 78.8% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin contracted 40.3% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 34.8% | 59.7% | 167.6% | 56.2% | 100.0% | 100.0% | 100.0% | 44.6% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| — | -40.3% | +67.6% | +26.1% | 0.0% | 0.0% | 0.0% | -55.4% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Operating Margin | -34.8% | 25.2% | 224.7% | 22.3% | 43.1% | 49.0% | 45.7% | 13.1% | 41.9% | 13.0% | 45.9% | 44.7% | 49.0% |
| — | -48.6% | +391.3% | +70.9% | +2.9% | +276.7% | -0.4% | -70.8% | -14.4% | -82.8% | -14.7% | -4.0% | +16.6% | |
| Net Margin | 32.3% | 17.3% | -24.6% | 15.6% | 26.5% | 31.9% | 28.7% | 9.3% | 26.4% | 2.4% | 29.3% | 27.6% | 32.1% |
| — | -45.6% | -185.7% | +67.8% | +0.2% | +1219.4% | -2.4% | -66.4% | -17.8% | -93.7% | -17.8% | -9.1% | +20.8% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.3% | 2.5% | 2.4% | 2.9% | 2.8% | 3.4% | 3.2% | 2.0% | 3.2% | 0.2% | 3.6% | 3.1% | 4.4% |
| — | -27.2% | -25.2% | +41.2% | -10.1% | +1667.5% | -11.0% | -34.7% | -28.5% | -96.9% | -31.3% | -21.9% | +31.2% | |
| ROA | 1.0% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.0% | 0.2% | 0.2% | 0.3% |
| — | +0.5% | -4.4% | +61.2% | +0.6% | +1947.4% | +4.0% | -29.3% | -20.9% | -96.6% | -30.5% | -14.7% | +45.1% | |
| ROIC | -5.5% | 2.5% | -11.9% | 1.7% | 1.7% | 1.9% | 1.6% | 0.7% | 1.2% | 0.2% | 1.4% | 1.2% | 1.7% |
| — | +31.2% | -862.0% | +129.2% | +42.4% | +708.2% | +11.5% | -38.6% | -30.7% | -95.7% | -72.8% | -70.0% | -46.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Avidbank Holdings, Inc.'s Debt/EBITDA ratio is 2.2x — at a moderate level that warrants monitoring. Debt/Equity has declined for 5 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.08 | 0.08 | 0.08 | 0.82 | 0.90 | 1.15 | 0.97 | 2.05 | 1.87 | 2.37 | 2.21 | 1.90 | 2.53 |
| — | -93.2% | -91.7% | -60.2% | -51.8% | -51.5% | -56.3% | +8.3% | -26.1% | +94.7% | +1184.2% | +1107.8% | +1310.2% | |
| Debt / EBITDA | — | 2.18 | — | 20.14 | 19.99 | 21.64 | 19.50 | 72.30 | 37.49 | 240.55 | 38.02 | 37.35 | 39.27 |
| — | -89.9% | — | -72.2% | -46.7% | -91.0% | -48.7% | +93.6% | -4.5% | +2284.7% | +1755.9% | +1273.0% | +1141.1% | |
| Current Ratio | — | — | 0.09 | 0.06 | — | — | 0.24 | — | — | — | — | — | — |
| — | — | -62.5% | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | — | 0.09 | 0.06 | — | — | 0.24 | — | — | — | — | — | — |
| — | — | -62.5% | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | -0.82 | 0.76 | -3.88 | 0.54 | — | — | 2.73 | 0.28 | — | 0.43 | 2.24 | 1.70 | 3.26 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying AVBH stock.
Avidbank Holdings, Inc.'s current P/E is 10.3x. The average P/E over the last 2 quarters is 7.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Avidbank Holdings, Inc.'s current operating margin is -34.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Avidbank Holdings, Inc.'s business trajectory between earnings reports.