Last 47 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 21.14 | 18.46 | 17.67 | 26.20 | 20.06 | 19.55 | 18.48 | 24.41 | 19.43 | 13.95 | 17.09 | 17.88 | 11.30 | 15.07 | 17.18 | 17.84 | 13.65 | 13.48 | 17.12 | 18.76 | 18.45 |
| — | -5.5% | -4.4% | +7.3% | +3.2% | +40.1% | +8.1% | +36.5% | +71.9% | -7.4% | -0.5% | +0.2% | -17.2% | +11.8% | +0.3% | -4.9% | -26.0% | -8.6% | +32.7% | +9.2% | -4.3% | |
| P/S Ratio | 3.04 | 2.92 | 2.74 | 3.35 | 3.12 | 3.12 | 2.78 | 3.04 | 2.89 | 2.54 | 2.60 | 2.15 | 1.78 | 2.14 | 2.15 | 1.98 | 1.87 | 1.95 | 3.02 | 2.59 | 2.98 |
| — | -6.5% | -1.4% | +10.3% | +8.1% | +22.8% | +7.0% | +41.2% | +62.6% | +18.5% | +21.1% | +8.9% | -4.9% | +10.0% | -28.9% | -23.7% | -37.2% | -38.3% | +0.3% | -0.6% | +30.1% | |
| P/B Ratio | 6.76 | 0.74 | 6.10 | 7.60 | 7.10 | 6.90 | 6.05 | 6.90 | 6.47 | 5.62 | 5.72 | 4.85 | 4.00 | 4.83 | 4.72 | 4.46 | 4.22 | 4.49 | 6.33 | 5.67 | 5.40 |
| — | -89.2% | +0.8% | +10.1% | +9.7% | +22.8% | +5.9% | +42.4% | +61.7% | +16.3% | +21.0% | +8.7% | -5.2% | +7.6% | -25.4% | -21.4% | -21.8% | -13.4% | +36.0% | +33.8% | +46.3% | |
| P/FCF | 13.72 | 12.82 | 19.54 | 27.12 | 10.32 | 14.88 | 10.89 | 9.89 | — | 10.46 | 7.97 | 5.36 | 3.49 | 9.10 | — | 3.48 | 6.21 | 6.85 | 10.32 | 6.93 | 8.81 |
| — | -13.9% | +79.3% | +174.3% | — | +42.3% | +36.7% | +84.4% | — | +15.0% | — | +54.1% | -43.9% | +32.7% | — | -49.8% | -29.4% | -40.9% | -28.9% | -12.8% | -20.2% | |
| EV / EBITDA | 14.75 | 6.19 | 7.58 | 18.62 | 13.78 | 14.13 | 12.57 | 17.23 | 13.70 | 9.88 | 11.37 | 11.81 | 8.05 | 10.80 | 12.18 | 13.17 | 10.01 | 10.33 | 12.60 | 13.32 | 12.19 |
| — | -56.2% | -39.7% | +8.1% | +0.6% | +43.1% | +10.6% | +45.9% | +70.2% | -8.6% | -6.7% | -10.3% | -19.6% | +4.6% | -3.3% | -1.1% | -17.9% | -2.7% | +46.7% | +11.3% | -8.7% | |
| EV / EBIT | 16.65 | 6.51 | 8.12 | 21.41 | 15.42 | 15.83 | 14.21 | 19.91 | 15.56 | 10.97 | 12.78 | 13.80 | 9.16 | 12.38 | 14.43 | 16.12 | 11.69 | 11.94 | 14.45 | 15.74 | 14.39 |
| — | -58.9% | -42.9% | +7.5% | -0.9% | +44.3% | +11.2% | +44.3% | +69.9% | -11.4% | -11.4% | -14.4% | -21.6% | +3.7% | -0.1% | +2.4% | -18.8% | -1.3% | +47.4% | +6.9% | -16.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 83.2% | 85.9% | 84.6% | 83.5% | 83.4% | 82.5% | 83.5% | 82.7% | 81.4% | 81.9% | 81.6% | 80.9% | 82.4% | 82.9% | 84.2% | 85.3% | 89.0% | 93.9% | 97.6% | 97.2% | 99.0% |
| — | +4.1% | +1.2% | +1.0% | +2.5% | +0.8% | +2.4% | +2.2% | -1.2% | -1.2% | -3.0% | -5.1% | -7.5% | -11.7% | -13.8% | -12.3% | -10.1% | -8.5% | -5.4% | +0.1% | +12.5% | |
| Operating Margin | 17.1% | 43.2% | 31.6% | 14.7% | 18.6% | 17.8% | 17.6% | 14.3% | 17.1% | 20.6% | 17.7% | 14.2% | 18.0% | 16.3% | 13.8% | 12.4% | 17.2% | 18.4% | 22.5% | 18.6% | 21.5% |
| — | +142.8% | +79.7% | +2.4% | +9.1% | -13.6% | -0.4% | +1.3% | -5.5% | +26.0% | +28.1% | +14.7% | +5.0% | -11.1% | -38.8% | -33.4% | -20.2% | -32.3% | -26.2% | -2.7% | +46.3% | |
| Net Margin | 13.5% | 14.4% | 14.2% | 11.7% | 14.1% | 14.5% | 13.6% | 11.3% | 13.4% | 16.4% | 13.7% | 10.9% | 14.3% | 13.0% | 11.6% | 10.4% | 13.1% | 14.2% | 17.4% | 13.8% | 16.0% |
| — | -0.5% | +4.3% | +3.6% | +5.7% | -11.7% | -0.3% | +3.6% | -6.4% | +26.1% | +18.4% | +5.0% | +8.6% | -8.5% | -33.7% | -25.0% | -18.2% | -32.6% | -23.5% | -6.3% | +38.6% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 34.0% | 1.8% | 8.8% | 7.5% | 9.0% | 9.1% | 8.4% | 7.2% | 8.5% | 10.3% | 8.6% | 7.0% | 9.1% | 8.3% | 7.2% | 6.5% | 8.0% | 8.6% | 9.4% | 7.4% | 7.3% |
| — | -80.0% | +4.7% | +3.3% | +6.0% | -12.2% | -2.0% | +3.7% | -6.7% | +25.3% | +19.7% | +8.0% | +13.9% | -4.2% | -24.0% | -12.4% | +9.0% | -5.6% | -0.0% | +15.1% | +46.2% | |
| ROA | 3.8% | 1.0% | 1.0% | 0.8% | 1.0% | 1.0% | 0.9% | 0.8% | 0.9% | 1.1% | 0.9% | 0.8% | 1.0% | 0.9% | 0.8% | 0.7% | 0.9% | 1.0% | 1.1% | 0.9% | 1.0% |
| — | +0.9% | +4.6% | +3.0% | +6.0% | -10.3% | +1.6% | +5.9% | -6.7% | +23.1% | +17.5% | +6.5% | +10.6% | -7.6% | -28.4% | -23.1% | -9.1% | -18.4% | -6.1% | +21.4% | +72.3% | |
| ROIC | 12.0% | 3.0% | 5.3% | 2.5% | 3.1% | 3.0% | 3.0% | 2.5% | 2.9% | 3.5% | 3.0% | 2.5% | 3.1% | 2.9% | 2.4% | 2.1% | 2.8% | 3.0% | 3.2% | 2.8% | 2.9% |
| — | +0.3% | +76.5% | +1.8% | +8.8% | -13.8% | +0.2% | +0.8% | -7.2% | +23.1% | +27.5% | +20.1% | +12.0% | -3.9% | -26.8% | -26.1% | -5.4% | -10.6% | -2.2% | +36.0% | +99.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.73 | 0.19 | 1.78 | 1.73 | 1.83 | 1.85 | 1.69 | 1.69 | 1.85 | 1.80 | 1.76 | 1.75 | 1.76 | 1.81 | 1.65 | 1.78 | 1.83 | 1.83 | 1.81 | 1.85 | 1.50 |
| — | -89.6% | +5.1% | +2.2% | -1.3% | +2.7% | -3.8% | -3.7% | +5.3% | -0.5% | +6.6% | -1.4% | -4.1% | -1.0% | -8.8% | -3.7% | +21.9% | +19.0% | +1.4% | -5.4% | -29.3% | |
| Debt / EBITDA | 3.71 | 6.01 | 8.55 | 16.26 | 13.84 | 15.01 | 14.03 | 16.05 | 15.11 | 12.62 | 14.30 | 16.75 | 13.62 | 15.41 | 16.70 | 19.19 | 15.29 | 14.45 | 13.01 | 15.02 | 12.70 |
| — | -60.0% | -39.0% | +1.3% | -8.4% | +18.9% | -1.9% | -4.2% | +10.9% | -18.1% | -14.3% | -12.7% | -10.9% | +6.7% | +28.3% | +27.8% | +20.4% | +23.5% | +1.9% | -23.4% | -51.7% | |
| Current Ratio | 0.28 | 24.27 | 0.35 | 0.28 | 0.33 | 0.36 | 0.32 | 0.26 | 0.32 | 0.36 | 0.37 | 0.33 | 0.33 | 0.34 | 0.32 | 0.31 | 0.28 | 0.25 | 0.27 | 0.27 | 0.88 |
| — | +6708.3% | +9.1% | +7.3% | +1.6% | -1.3% | -13.3% | -20.8% | -3.1% | +7.2% | +16.3% | +9.5% | +19.1% | +34.8% | +21.3% | +11.1% | -68.2% | -72.6% | -74.1% | -52.4% | -3.9% | |
| Quick Ratio | 0.28 | 24.27 | 0.35 | 0.28 | 0.33 | 0.36 | 0.32 | 0.26 | 0.32 | 0.36 | 0.37 | 0.33 | 0.33 | 0.34 | 0.32 | 0.31 | 0.28 | 0.25 | 0.27 | 0.27 | 0.88 |
| — | +6708.3% | +9.1% | +7.3% | +1.6% | -1.3% | -13.3% | -20.8% | -3.1% | +7.2% | +16.3% | +9.5% | +19.1% | +34.8% | +21.3% | +11.1% | -68.2% | -72.6% | -74.1% | -52.4% | -3.9% | |
| Interest Coverage | 1.68 | 4.77 | 3.34 | 1.50 | 1.79 | 1.71 | 1.69 | 1.35 | 1.50 | 1.84 | 1.57 | 1.29 | 1.72 | 1.64 | 1.51 | 1.55 | 3.09 | 5.79 | 8.45 | 7.90 | 7.98 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying AXP stock.
American Express Company's current P/E is 21.1x. The average P/E over the last 4 quarters is 20.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
American Express Company's current operating margin is 17.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking American Express Company's business trajectory between earnings reports.