American Express continues to deliver robust revenue growth, with total revenue up 11% year-over-year to $21.6B in Q2 2026, driven by strong fee income (69.4% of revenue) and accelerating NII growth (11% YoY). The company's efficiency ratio improved sharply to...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth remains robust at 11% YoY to $21.6B in Q2 2026, with fee income contributing 69.4% of total revenue, while the efficiency ratio improved to 42.7% from 53.0% in the prior quarter, indicating strong operating leverage.
AXP's 2026 guidance projects approximately 10% revenue growth, supporting a bullish outlook.
AXP boasts a 34% return on equity (ROE), significantly above peer averages, indicating strong profitability.
The company has a history of substantial capital returns to shareholders, enhancing investor confidence.
Concerns about credit normalization could impact AXP's growth and profitability.
Heightened competition from premium cards by Capital One and JPMorgan may pressure AXP's market share.
A potential recession could negatively affect consumer sentiment and spending, impacting AXP's performance.
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 24, 2026 | $4.53+2.7% vs $4.41 | $19.6B-0.3% vs $19.7B |
Q2 2026 Apr 23, 2026 | $4.28+7.0% vs $4.00 | $18.9B+1.6% vs $18.6B |
Q1 2026 Jan 30, 2026 | $3.53-0.3% vs $3.54 | $19.0B+0.3% vs $18.9B |
Q4 2025 Oct 17, 2025 | $4.14+3.5% vs $4.00 | $18.4B+2.1% vs $18.0B |
“Father Time always wins.” That was Warren Buffett's line, according to The New York Times, on September 18, 2026, the day he announced he was stepping down as chairman of Berkshire Hathaway.
Apple, American Express, and Alphabet make up more than 50% of Berkshire's stock portfolio.
American Express is an impeccable value for long-term investors.
American Express launched a new high-yield Business Savings account as part of its strategy to add integrated financial solutions to Amex Business membership, the company said in a Tuesday (Sept. 15) press release.
Benchmark AXP against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for American Express Company (AXP)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $305.07 | $206.02B | 19.84 | 9.52% | 13.46% | 33.99% | 1.07% | |
| $362.04 | $675.95B | 35.49 | 11.69% | 50.78% | 61.26% | — | |
| $555.89 | $491.17B | 33.65 | 16.53% | 46.34% | 232.28% | — | |
| $200.55 | $123.03B | 49.76 | 36.62% | 13.38% | 9.28% | — | |
| $340.00 | $911.03B | 16.96 | 7.32% | 20.66% | 16.32% | — | |
| $56.20 | $398.83B | 14.71 | 11% | 18.13% | 10.5% | — |
American Express Company (AXP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
American Express Company (AXP) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 24, 2026·SEC
Jul 15, 2026·SEC
Jun 25, 2026·SEC
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American Express Company (AXP) stock FAQ — growth, dividends, profitability & financials explained
American Express Company (AXP) grew revenue by 9.5% over the past year. This is steady growth.
Yes, American Express Company (AXP) is profitable, generating $8.55B in net income for fiscal year 2025 (13.5% net margin).
Yes, American Express Company (AXP) pays a dividend with a yield of 1.07%. This makes it attractive for income-focused investors.
American Express Company (AXP) has a return on equity (ROE) of 34.0%. This is excellent, indicating efficient use of shareholder capital.
American Express Company (AXP) has a net interest margin (NIM) of 5.8%. This indicates healthy earnings from lending activities.
American Express Company (AXP) has an efficiency ratio of 66.1%. This is higher than peers, suggesting room for cost optimization.
