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Banc of California, Inc. (BANC) Total Return Calculator with Dividends Reinvested

Banc of California, Inc.

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The total return for Banc of California, Inc. (BANC) stock is +45.66% over the past 12 months. So far it's up 0.31% this year. The 5-year total return is +15.21%, meaning $10,000 invested in BANC stock 5 years ago would be worth $11,521 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in BANC 1 year ago, it would be worth $14,583 today — you'd have gained $4,583 with dividends reinvested.

With Dividends Reinvested$14,583+45.83%

Price Only (No DRIP)$14,216+42.16%

Dividend Boost+$3674 payments · +3.67% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in BANC

1Y$14,566+$4,566 (+45.7%)45.7% CAGR

3Y$19,798+$9,798 (+98.0%)25.6% CAGR

5Y$11,521+$1,521 (+15.2%)2.9% CAGR

10Y$11,995+$1,995 (+19.9%)1.8% CAGR

15Y$17,635+$7,635 (+76.3%)3.9% CAGR

20Y$9,445-$555 (-5.5%)-0.3% CAGR

30Y$20,682+$10,682 (+106.8%)2.5% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-16	$0.10	$13.48	+0.007418
2025-09-15	$0.10	$16.58	+0.006076
2025-12-15	$0.10	$19.71	+0.005142
2026-03-16	$0.12	$16.97	+0.007203

Loading BANC total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+0.31%	—	-0.31%	+0.62 pp	$10,031
1Y	+45.66%	45.66%	+42.57%	+3.09 pp	$14,566
3Y	+97.98%	25.57%	+86.26%	+11.72 pp	$19,798
5Y	+15.21%	2.87%	+5.73%	+9.49 pp	$11,521
10Y	+19.95%	1.84%	+0.47%	+19.48 pp	$11,995
15Y	+76.35%	3.85%	+33.91%	+42.44 pp	$17,635
20Y	-5.55%	-0.28%	-34.82%	+29.28 pp	$9,445
30Y	+106.82%	2.45%	+36.26%	+70.56 pp	$20,682

Risk & Highlights

Best Year+148.04%2010

Worst Year-44.56%2009

Max Drawdown-20.57%2026-01-21 → 2026-03-18

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-4.42%	-5.04%	+0.6pp	+0.41%	-4.8pp
2025	+29.11%	+26.49%	+2.6pp	+16.64%	+12.5pp
2024	+19.34%	+16.33%	+3.0pp	+24.00%	-4.7pp
2023	-12.63%	-15.16%	+2.5pp	+24.81%	-37.4pp
2022	-19.19%	-20.39%	+1.2pp	-19.95%	+0.8pp

BANC outperformed the S&P 500 by 14.34pp over the past year (+45.66% vs +31.32%).

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BANC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
BANCBanc of California, Inc.	$3.0B	+8.1%	+0.3%	+45.7%	+3.1pp	+98.0%	+15.2%	+19.9%
WALWestern Alliance Bancorporation	$9.2B	+14.0%	-2.0%	+19.4%	+2.2pp	+221.7%	-14.3%	+168.4%
EWBCEast West Bancorp, Inc.	$17.2B	+13.9%	+10.2%	+47.8%	+3.2pp	+194.6%	+72.9%	+289.6%
CVBFCVB Financial Corp.	$2.8B	+4.5%	+11.6%	+13.6%	+4.2pp	+95.0%	+11.9%	+67.4%
BOKFBOK Financial Corporation	$10.4B	+4.3%	+14.7%	+47.4%	+2.6pp	+82.1%	+62.2%	+172.7%
ZIONZions Bancorporation, National Association	$9.5B	+8.5%	+8.7%	+44.8%	+3.9pp	+184.7%	+21.9%	+195.6%
CMAComerica Incorporated	$11.3B	—	+0.0%	+65.7%	+3.9pp	+166.9%	+30.6%	+164.0%
FHNFirst Horizon Corporation	$12.2B	+7.7%	+4.6%	+38.3%	+3.3pp	+151.3%	+47.8%	+123.2%
HBANHuntington Bancshares Incorporated	$26.3B	+4.4%	-3.9%	+16.0%	+4.2pp	+89.7%	+25.5%	+124.0%
COLBColumbia Banking System, Inc.	$7.2B	+7.7%	+8.4%	+36.2%	+6.3pp	+78.6%	-17.3%	+51.1%
UMBFUMB Financial Corporation	$10.2B	+16.4%	+15.4%	+35.5%	+1.7pp	+148.7%	+45.2%	+169.5%

Compare:BANC vs WAL BANC vs EWBC BANC vs CVBF BANC vs WAL vs EWBC

About BANC Dividend Returns

Banc of California, Inc. (BANC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of BANC over the past year?

Banc of California, Inc. (BANC) delivered a total return of 45.66% over the past year when dividends are reinvested. The price-only return was 42.57%, meaning dividends contributed an additional 3.09 percentage points to total returns.

Q2How much would $10,000 invested in BANC be worth today?

A $10,000 investment in Banc of California, Inc. one year ago would be worth $14,566 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $14,257. Dividend reinvestment added $309 to the portfolio value.

Q3Does BANC pay dividends?

Yes, Banc of California, Inc. (BANC) pays dividends. In the last year, BANC paid approximately $0.40 per share in dividends (2.06% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did BANC beat the S&P 500?

Yes, Banc of California, Inc. (BANC) outperformed the S&P 500 by 14.34 percentage points over the past year. BANC delivered a total return of 45.66%, compared to the S&P 500's 31.32%. This 14.34pp alpha means investors in BANC earned more than a passive S&P 500 index fund.

Q5What is BANC's worst drawdown?

Banc of California, Inc. (BANC) experienced a maximum drawdown of -20.57% over the past year, declining from its peak on 2026-01-21 to its trough on 2026-03-18. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is BANC's long-term total return over 10, 20, or 30 years?

Here are Banc of California, Inc. (BANC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 19.9% (1.8% CAGR) — $10,000 would have grown to $11,995. Over 20 years: -5.5% total return (-0.3% CAGR) — $10,000 → $9,445. Over 30 years: 106.8% total return (2.5% CAGR) — $10,000 → $20,682. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was BANC's best and worst year?

Banc of California, Inc.'s best calendar year was 2010 with a total return of 148.0%. Its worst year was 2009 with a total return of -44.6%. This range shows the volatility investors should expect — the difference between the best and worst year is 192.6 percentage points.