Banc of California, Inc. (BANC) Earnings History
Net Loss25 years of earnings data (2001–2025) · Currently unprofitable on a TTM basis
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Banc of California, Inc. (BANC) Earnings Overview
As of November 8, 2026, Banc of California, Inc. (BANC) reported trailing twelve-month net income of -$8M, reflecting +126.9% year-over-year growth. The company earned $-0.05 per diluted share over the past four quarters, with a net profit margin of 20.6%.
Looking at the long-term picture, BANC's historical earnings data spans multiple years. The company achieved its highest annual net income of $607M in fiscal 2021.
Banc of California, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including WAL ($1.01B net income, 28.1% margin), EWBC ($1.46B net income, 45.7% margin), CVBF ($232M net income, 41.0% margin), BANC has room to improve margins relative to the peer group. Compare BANC vs WAL →
BANC Earnings vs Peers
Earnings metrics vs comparable public companies
BANC Historical Earnings Data (2001–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $229M | +80.5% | $326M | $1.18 | 20.6% | 29.3% |
| 2024 | $127M | +106.7% | $169M | $0.52 | 12.9% | 17.1% |
| 2023 | -$1.90B | -548.3% | -$2.21B | $-22.71 | -682.2% | -794.3% |
| 2022 | $424M | -30.2% | $568M | $0.85 | 31.6% | 42.3% |
| 2021 | $607M | +4727.1% | $822M | $0.95 | 47.4% | 64.2% |
| 2020 | $13M | -47.1% | $14M | $-0.02 | 5.2% | 5.9% |
| 2019 | $24M | -47.8% | $28M | $0.05 | 9.1% | 10.7% |
| 2018 | $45M | -21.2% | $47M | $0.37 | 14.6% | 15.0% |
| 2017 | $58M | -50.0% | $27M | $0.47 | 16.8% | 7.8% |
| 2016 | $115M | +85.9% | $100M | $1.94 | 29.2% | 25.4% |
| 2015 | $62M | +104.7% | $69M | $1.34 | 22.8% | 25.4% |
| 2014 | $30M | +36192.9% | $26M | $0.91 | 10.3% | 9.0% |
| 2013 | $-84,000 | -101.4% | $8M | $-0.14 | -0.0% | 4.4% |
| 2012 | $6M | +319.8% | $6M | $0.40 | 8.5% | 8.7% |
| 2011 | -$3M | -196.6% | -$3M | $-0.08 | -10.0% | -11.1% |
| 2010 | $3M | +382.8% | $4M | $0.18 | 9.1% | 12.5% |
| 2009 | $-999,000 | -88.8% | -$3M | $-0.08 | -3.3% | -8.8% |
| 2008 | $-529,000 | -117.9% | -$2M | $-0.04 | -2.1% | -7.9% |
| 2007 | $3M | -37.2% | $4M | $0.23 | 15.4% | 18.6% |
| 2006 | $5M | -1.9% | $7M | $0.37 | 22.7% | 34.9% |
| 2005 | $5M | -5.3% | $7M | $0.38 | 22.8% | 35.2% |
| 2004 | $5M | +23.8% | $9M | $0.39 | 23.2% | 41.0% |
| 2003 | $4M | +55.6% | $7M | $0.28 | 20.7% | 35.6% |
| 2002 | $3M | +25.8% | $5M | $0.23 | 17.8% | 31.1% |
| 2001 | $2M | - | $4M | $0.13 | 190.7% | 328.3% |
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BANC — Frequently Asked Questions
Quick answers to the most common questions about buying BANC stock.
What is BANC earnings per share (EPS)?
BANC trailing twelve-month (TTM) diluted EPS is $-0.05, reflecting +126.9% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2001 to 2025 is available in the table on this page.
What is Banc of California, Inc.'s net income?
Banc of California, Inc. (BANC) trailing twelve-month net income is $-8M as of 2025. Earnings grew +126.9% year-over-year. Banc of California, Inc. has been profitable for 2 consecutive years.
Is BANC profitable?
BANC is not currently profitable on a TTM basis, reporting a net loss of $-8M. Net margin is +20.6%. Investors should monitor for a return to profitability.
What is BANC's earnings growth rate?
BANC compound annual EPS growth rates (CAGR): 1-Year: +126.9%, 3-Year: +11.6%, 5-Year: N/A, 10-Year: -1.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2001 to 2025.
What are BANC's profit margins?
Banc of California, Inc. net profit margin is +20.6%, operating margin is +29.3%, and gross margin is +95.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +6.5%.
Is BANC growing earnings?
Yes, BANC earnings are accelerating — EPS growth of +126.9% exceeds the 5-year CAGR of N/A. TTM net income reached $-8M. Earnings momentum is strengthening.
What was BANC's best earnings year?
Banc of California, Inc.'s highest annual net income on record is $607M, achieved in fiscal year 2021. Earnings history on this page spans 2001 to 2025 and includes all annual and quarterly figures.
What were BANC's earnings last quarter?
BANC's most recent reported quarter was Q3 2026. Net income was $83M with diluted EPS of $0.46. For a full breakdown of all quarters, see the quarterly earnings table on this page.