← Back to Screener
ScreenerNewsCompareWatchlist
VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesNewsCompareWatchlist
AnalyzeValuationTotal ReturnDCA CalculatorInsider Activity
HomeStocksBANCEarnings History
OverviewPriceRevenueEarningsP/ERatiosDividendTargets

BANC logoBanc of California, Inc. (BANC) Earnings History

Annual and quarterly earnings data from 2001 to 2025

TTM Net Income
$229M
Profitable
TTM EPS
$1.43
Diluted
YoY EPS Growth
+126.9%
Excellent
Net Margin
12.6%
Profitability
Operating Margin18.0%
Gross Margin58.7%
ROE6.5%
ROA0.7%
Highest Annual Net Income$607M (2021)
Highest Quarterly EPS$0.74 (Q3 2023)
Consecutive Profitable Years2 years
Q4 2025
Net Income$77M
EPS$0.42
QoQ Growth+11.1%Strong

Loading earnings history...

BANC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+126.9%
Excellent
3-Year
+11.6%
Strong
5-Year
N/A
N/M
10-Year
-1.3%
Slow

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

BANC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202558.7%18.0%12.6%
202450.4%9.0%6.8%
202315.1%-147.2%-126.4%
202281.9%35.3%26.4%
2021108.0%61.6%45.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

Download Data

Export BANC earnings history in CSV or JSON format

Free sign-in required to download data

Banc of California, Inc. (BANC) Earnings Overview

As of May 8, 2026, Banc of California, Inc. (BANC) reported trailing twelve-month net income of $229M, reflecting +126.9% year-over-year growth. The company earned $1.43 per diluted share over the past four quarters, with a net profit margin of 12.6%.

Looking at the long-term picture, BANC's historical earnings data spans multiple years. The company achieved its highest annual net income of $607M in fiscal 2021.

Banc of California, Inc. maintains positive profitability with a gross margin of 58.7%, operating margin of 18.0%, and net margin of 12.6%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including WAL ($969M net income, 18.4% margin), EWBC ($1.33B net income, 28.3% margin), CVBF ($209M net income, 32.5% margin), BANC has room to improve margins relative to the peer group. Compare BANC vs WAL →

BANC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BANC logoBANCCurrent
$229M$1.4312.6%6.5%+126.9%—
WAL logoWAL
$969M$8.8718.4%13.2%+23.1%
EWBC logoEWBC
$1.3B$9.5328.3%15.9%+14.3%
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
BOKF logoBOKF
$537M$8.4915.6%9.8%+1.5%
ZION logoZION
$852M$5.7915.7%13.3%+13.8%
Best in group
Lowest in group

BANC Historical Earnings Data (2001–2025)

25 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$229M+80.5%$326M$1.1812.6%18.0%
2024$127M+106.7%$169M$0.526.8%9.0%
2023-$1.90B-548.3%-$2.21B$-22.71-126.4%-147.2%
2022$424M-30.2%$568M$0.8526.4%35.3%
2021$607M+4727.1%$822M$0.9545.4%61.6%
2020$13M-47.1%$14M$-0.024.1%4.6%
2019$24M-47.8%$28M$0.055.9%6.9%
2018$45M-21.2%$47M$0.3710.1%10.5%
2017$58M-50.0%$27M$0.4713.5%6.3%
2016$115M+85.9%$100M$1.9425.4%22.1%

See BANC's True Return

Price is only half the story. See total return with reinvested dividends.

Launch Calculator

Is BANC Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

View Valuation

Compare BANC vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

Start Comparison

BANC — Frequently Asked Questions

Quick answers to the most common questions about buying BANC stock.

Is BANC growing earnings?

BANC EPS is $1.43, with earnings growth accelerating to +126.9%. This exceeds the 5-year CAGR of N/A. TTM net income reached $229M.

What are BANC's profit margins?

Banc of California, Inc. net margin is +12.6%, with operating margin at +18.0%. Margins sit within typical range for the sector.

How consistent are BANC's earnings?

BANC earnings data spans 2001-2025. The accelerating earnings trend is +126.9% YoY. Historical data enables comparison across business cycles.

VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Patterns find ideas. Fundamentals build conviction.

Data updated daily

Quick Links

  • Home
  • Screener
  • Themes
  • Market Valuation
  • Valuation
  • Compare
  • Total Return
  • DCA Calculator
  • News
  • Insights
  • Methodology
  • How It Works
  • Profile

Popular Screens

  • VCP Hot
  • VCP Warm
  • Value Screens
  • Growth Screens
  • Momentum Screens
  • Technical Screens
  • Quality Screens

Community

  • Follow @VCPScanner on X

Get weekly stock ideas — free

© 2026 VCP Scanner. All rights reserved.
About·Privacy Policy·Terms of Service
Not financial advice. Do your own research.

BANC Earnings Over Time (2014–2025)

Net income and EPS trends