Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) quarterly income statement — complete revenue, gross profit & net income history
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 7.63B | 7.54B | 7.03B | 6.64B | 6.21B | -1.92B | 6.41B | 14.48B | -2.74B | 6.51B | 5.25B | -1B | 5.77B | 714M | 5.33B | 5.26B | 4.39B | 3.94B | 1.83B | 3.75B |
| NII Growth % | 22.86% | 491.74% | 9.8% | -54.13% | 326.73% | -129.55% | 22.11% | 1547.6% | -147.47% | 812.04% | -1.65% | -119.01% | 31.33% | -81.89% | 190.84% | 40.18% | 25.34% | 14.22% | -47.25% | 5.63% |
| Net Interest Margin % | 0.79% | 0.84% | 0.82% | 0.82% | 0.8% | -0.25% | 0.83% | 1.88% | -0.36% | 0.81% | 0.68% | -0.13% | 0.76% | 0.1% | 0.75% | 0.71% | 0.61% | 0.58% | 0.28% | 0.58% |
| Interest Income | 7.63B | 7.54B | 7.03B | 14.76B | 6.21B | 6.4B | 6.41B | 14.48B | 6.48B | 6.51B | 5.25B | 6.43B | 11.33B | 5.64B | 5.33B | 8.75B | 7.13B | 5.97B | 3.98B | 5.93B |
| Interest Expense | 0 | 0 | 0 | 8.12B | 0 | 8.32B | 0 | 0 | 9.22B | 0 | 0 | 7.43B | 5.56B | 4.93B | 0 | 3.49B | 2.74B | 2.03B | 2.14B | 2.18B |
| Loan Loss Provision | 1.68B | 1.82B | 1.75B | 1.57B | 1.38B | 1.39B | 1.47B | 1.44B | 1.48B | 1.36B | 1.23B | 1.21B | 991M | 968M | 998M | 954M | 730M | 686M | 832M | 645M |
| Non-Interest Income | 2.88B | 3.12B | 2.76B | 3.14B | 2.5B | 2.93B | 2.91B | 3.45B | 2.75B | 1.71B | 2.19B | 1.52B | 2.25B | 1.32B | 1.15B | 2.38B | 2.61B | 2.21B | 1.5B | 1.97B |
| Non-Interest Income % | 27.4% | 29.24% | 28.19% | 32.09% | 28.73% | 292.02% | 31.27% | 19.25% | 39214.29% | 20.77% | 29.47% | 291.2% | 28.07% | 64.83% | 17.79% | 31.17% | 37.28% | 35.87% | 44.96% | 34.41% |
| Total Net Revenue | 10.51B | 10.65B | 9.79B | 9.78B | 8.71B | 1B | 9.32B | 17.93B | 7M | 8.22B | 7.44B | 523M | 8.02B | 2.03B | 6.49B | 7.64B | 7B | 6.15B | 3.33B | 5.72B |
| Revenue Growth % | 20.62% | 963.07% | 5.1% | -45.46% | - | -87.81% | 25.3% | 3327.92% | -99.91% | 304.88% | 14.64% | -93.16% | 14.51% | -66.98% | 94.72% | 33.57% | 20.89% | 12.23% | -29.02% | 14.92% |
| Non-Interest Expense | 3.97B | 4.11B | 4.12B | 4.34B | 3.26B | -4.73B | 4.09B | 12.62B | -5.79B | 3.4B | 3.28B | -4.05B | 3.85B | -1.88B | 2.93B | 3.7B | 4.25B | 3.24B | 442M | 2.78B |
| Efficiency Ratio | 37.79% | 38.58% | 42.02% | 44.43% | 37.39% | -472.16% | 43.94% | 70.4% | -82771.43% | 41.37% | 44.11% | -774.76% | 48.01% | -92.71% | 45.18% | 48.42% | 60.72% | 52.65% | 13.27% | 48.55% |
| Operating Income | 4.86B | 4.72B | 3.93B | 3.87B | 4.08B | 4.35B | 3.76B | 3.87B | 4.32B | 3.46B | 2.93B | 3.37B | 3.18B | 2.94B | 2.56B | 2.99B | 2.02B | 2.23B | 2.06B | 2.3B |
| Operating Margin % | 46.25% | 44.33% | 40.16% | 39.56% | 46.8% | 433.93% | 40.33% | 21.57% | 61742.86% | 42.07% | 39.42% | 643.4% | 39.63% | 145.02% | 39.44% | 39.09% | 28.86% | 36.19% | 61.76% | 40.18% |
| Operating Income Growth % | 19.21% | 8.6% | 4.66% | 0.03% | -5.69% | 25.74% | 28.21% | 14.92% | 36% | 17.46% | 14.58% | 12.62% | 57.25% | 32.31% | 24.34% | 29.97% | 78.85% | 26.49% | 77.41% | 21.32% |
| Pretax Income | 4.86B | 4.72B | 3.93B | 3.87B | 4.08B | 4.35B | 3.76B | 3.87B | 4.32B | 3.46B | 2.93B | 3.37B | 3.18B | 2.94B | 2.56B | 2.99B | 2.02B | 2.23B | 2.06B | 2.3B |
| Pretax Margin % | 46.25% | 44.33% | 40.16% | 39.56% | 46.8% | 433.93% | 40.33% | 21.57% | 61742.86% | 42.07% | 39.42% | 643.4% | 39.63% | 145.02% | 39.44% | 39.09% | 28.86% | 36.19% | 61.76% | 40.18% |
| Income Tax | 1.58B | 1.53B | 1.27B | 1.21B | 1.16B | 1.47B | 1.17B | 1.14B | 1.37B | 1.15B | 799M | 1.23B | 1.03B | 950M | 850M | 1B | 880M | 903M | 487M | 640M |
| Effective Tax Rate % | 32.48% | 32.49% | 32.26% | 31.18% | 28.46% | 33.72% | 31.15% | 29.35% | 31.79% | 33.29% | 27.25% | 36.43% | 32.35% | 32.27% | 33.22% | 33.63% | 43.54% | 40.58% | 23.66% | 27.84% |
| Net Income | 3.06B | 2.99B | 2.53B | 2.53B | 2.75B | 2.7B | 2.43B | 2.63B | 2.79B | 2.2B | 2.06B | 2.08B | 2.03B | 1.85B | 1.56B | 1.84B | 1.35B | 1.32B | 1.34B | 1.4B |
| Net Margin % | 29.15% | 28.06% | 25.86% | 25.88% | 31.56% | 269.26% | 26.11% | 14.65% | 39914.29% | 26.77% | 27.67% | 398.28% | 25.34% | 90.94% | 24.09% | 24.09% | 19.28% | 21.55% | 40.25% | 24.47% |
| Net Income Growth % | 11.39% | 10.79% | 4.11% | -3.65% | -1.61% | 22.64% | 18.22% | 26.12% | 37.5% | 19.18% | 31.67% | 13.15% | 50.52% | 39.32% | 16.55% | 31.5% | 92.58% | 9.5% | 1.59% | 22.7% |
| Net Income (Continuing) | 3.28B | 3.19B | 2.67B | 2.66B | 2.92B | 2.88B | 2.59B | 2.73B | 2.95B | 2.31B | 2.13B | 2.14B | 2.15B | 1.99B | 1.71B | 1.98B | 1.14B | 1.32B | 1.57B | 1.66B |
| EPS (Diluted) | 0.53 | 0.51 | 0.42 | 0.42 | 0.48 | 0.45 | 0.40 | 0.44 | 0.48 | 0.36 | 0.31 | 0.33 | 0.34 | 0.31 | 0.24 | 0.00 | 0.00 | 0.21 | 0.20 | 0.00 |
| EPS Growth % | 10.42% | 13.33% | 5% | -4.55% | 0% | 25% | 29.03% | 33.33% | 41.18% | 16.13% | 29.17% | - | - | 47.62% | 20% | - | - | 23.53% | 11.11% | -100% |
| EPS (Basic) | 0.53 | 0.51 | 0.42 | 0.42 | 0.46 | 0.45 | 0.40 | 0.44 | 0.48 | 0.36 | 0.31 | 0.33 | 0.34 | 0.31 | 0.24 | 0.00 | 0.00 | 0.21 | 0.20 | 0.00 |
| Diluted Shares Outstanding | 5.78B | 5.66B | 5.97B | 6.03B | 5.77B | 5.77B | 6.08B | 5.97B | 5.75B | 5.84B | 5.83B | 6.12B | 5.97B | 6.02B | 6.03B | 6.58B | 6.99B | 6.45B | 6.54B | 7B |