Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -1.14 | — | — | 8.63 | — | 9.86 | 11.69 | — | 18.50 | 8.57 | 18.98 | 8.16 | 9.18 | 7.14 | 5.87 | 7.14 | 6.52 | 5.54 | 7.34 | 8.15 | 6.22 |
| — | — | — | — | — | +15.1% | -38.4% | — | +101.6% | +20.0% | +223.4% | +14.4% | +40.8% | +29.0% | -20.0% | -12.4% | +4.8% | -29.5% | -1.8% | -5.5% | -7.8% | |
| P/S Ratio | 2.10 | 1.49 | 3.78 | 1.57 | 3.14 | 1.41 | 1.44 | 1.77 | 2.18 | 2.01 | 2.21 | 1.75 | 2.00 | 1.73 | 1.76 | 2.19 | 2.49 | 2.25 | 2.70 | 2.92 | 2.39 |
| — | +5.8% | +163.4% | -11.5% | +43.9% | -30.0% | -35.2% | +1.2% | +9.1% | +16.1% | +26.0% | -19.9% | -19.7% | -23.1% | -34.9% | -25.0% | +4.0% | -8.0% | +23.3% | +25.2% | +33.9% | |
| P/B Ratio | 0.52 | 0.67 | 0.63 | 0.51 | 0.46 | 0.47 | 0.46 | 0.54 | 0.62 | 0.64 | 0.56 | 0.55 | 0.69 | 0.62 | 0.66 | 0.76 | 1.07 | 1.03 | 1.09 | 1.15 | 0.97 |
| — | +42.8% | +38.5% | -5.7% | -26.6% | -27.1% | -18.7% | -3.0% | -9.8% | +3.8% | -14.5% | -27.2% | -35.3% | -40.2% | -39.6% | -33.8% | +10.1% | +6.9% | +21.4% | +22.2% | +27.6% | |
| P/FCF | 5.09 | 8.24 | 4.70 | 7.92 | 3.02 | 4.41 | 3.55 | 8.94 | 7.38 | 1.21 | 5.59 | 5.43 | 114.19 | 4.86 | 11.85 | 3.46 | 9.93 | 5.67 | 9.32 | 6.75 | 5.22 |
| — | +86.9% | +32.4% | -11.4% | -59.1% | +263.5% | -36.4% | +64.6% | -93.5% | -75.1% | -52.9% | +57.2% | +1050.0% | -14.2% | +27.1% | -48.8% | +90.4% | +4.5% | +11.0% | +61.5% | +1362.3% | |
| EV / EBITDA | — | — | — | 5.02 | — | 9.57 | 15.57 | — | 20.89 | 13.63 | 42.52 | 10.51 | 13.61 | 16.58 | 12.53 | 12.12 | 8.24 | 4.38 | 3.81 | 0.71 | -0.40 |
| — | — | — | — | — | -29.8% | -63.4% | — | +53.5% | -17.8% | +239.4% | -13.3% | +65.3% | +278.6% | +228.5% | +1617.6% | +2152.4% | +1196.2% | +116.8% | -76.3% | -109.7% | |
| EV / EBIT | — | — | — | 5.33 | — | 10.09 | 16.35 | — | 21.43 | 13.76 | 43.72 | 10.42 | 13.30 | 16.16 | 12.40 | 12.12 | 8.19 | 4.38 | 3.94 | 0.72 | -0.41 |
| — | — | — | — | — | -26.7% | -62.6% | — | +61.1% | -14.8% | +252.5% | -14.1% | +62.4% | +268.8% | +215.0% | +1587.7% | +2078.4% | +1119.4% | +116.1% | -76.9% | -109.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 51.4% | -316.6% | -55.1% | 88.8% | -10.0% | 84.6% | 80.6% | 12.4% | 82.0% | 89.0% | 88.1% | 91.7% | 92.9% | 91.9% | 95.2% | 97.6% | 101.6% | 100.0% | 100.0% | 99.7% | 103.5% |
| — | -474.3% | -168.4% | +615.7% | -112.2% | -4.9% | -8.5% | -86.5% | -11.7% | -3.2% | -7.5% | -6.0% | -8.5% | -8.1% | -4.8% | -2.1% | -1.9% | +2.7% | +9.5% | +7.6% | +11.6% | |
| Operating Margin | -21.1% | -394.9% | -149.1% | 26.6% | -157.0% | 21.9% | 19.9% | -49.2% | 19.9% | 35.7% | 19.5% | 33.0% | 31.9% | 34.8% | 42.9% | 43.9% | 50.3% | 58.5% | 52.4% | 51.9% | 54.2% |
| — | -1899.6% | -847.8% | +154.1% | -887.8% | -38.6% | +2.2% | -249.2% | -37.5% | +2.8% | -54.5% | -24.9% | -36.6% | -40.5% | -18.2% | -15.5% | -7.2% | +29.4% | +21.5% | +31.7% | +40.7% | |
| Net Margin | -14.5% | -480.0% | -120.7% | 19.8% | -108.5% | 16.1% | 14.2% | -35.0% | 14.1% | 25.5% | 13.8% | 23.2% | 22.3% | 24.8% | 30.6% | 31.4% | 38.6% | 41.3% | 37.1% | 36.7% | 38.7% |
| — | -3079.3% | -952.9% | +156.6% | -866.9% | -36.8% | +2.5% | -250.6% | -36.7% | +2.8% | -54.9% | -26.0% | -42.2% | -40.1% | -17.4% | -14.4% | -0.2% | +28.8% | +22.0% | +31.5% | +40.6% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -4.0% | -49.2% | -4.9% | 1.6% | -3.9% | 1.3% | 1.1% | -2.6% | 1.0% | 2.1% | 0.9% | 1.8% | 2.0% | 2.2% | 2.9% | 2.8% | 4.2% | 4.8% | 3.7% | 3.6% | 4.0% |
| — | -3763.3% | -536.1% | +161.5% | -484.9% | -34.6% | +28.6% | -240.9% | -48.9% | -7.6% | -69.5% | -32.8% | -53.3% | -54.0% | -22.4% | -23.9% | +5.1% | +51.4% | +18.0% | +27.8% | +34.9% | |
| ROA | -0.4% | -4.3% | -0.5% | 0.1% | -0.4% | 0.1% | 0.1% | -0.2% | 0.1% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.4% | 0.4% | 0.3% | 0.3% | 0.4% |
| — | -3508.4% | -544.9% | +163.6% | -499.9% | -29.7% | +41.1% | -254.3% | -42.8% | +3.0% | -67.3% | -31.2% | -55.3% | -58.7% | -32.2% | -33.1% | -1.9% | +49.3% | +18.7% | +32.0% | +40.2% | |
| ROIC | -1.9% | -22.5% | -2.6% | 0.8% | -2.1% | 0.6% | 0.5% | -1.1% | 0.4% | 0.8% | 0.4% | 0.7% | 0.7% | 0.7% | 1.0% | 1.1% | 1.9% | 3.0% | 2.7% | 2.7% | 2.7% |
| — | -3609.7% | -609.5% | +176.9% | -617.8% | -21.4% | +43.7% | -246.7% | -43.5% | +12.5% | -63.7% | -29.7% | -61.5% | -75.7% | -63.6% | -60.3% | -31.9% | +47.7% | +36.8% | +64.3% | +86.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.95 | 0.04 | 0.61 | 0.91 | 0.95 | 1.05 | 1.24 | 1.47 | 1.58 | 1.67 | 1.64 | 1.63 | 1.67 | 2.22 | 2.25 | 1.97 | 1.49 | 0.93 | 0.50 | 0.44 | 0.44 |
| — | -95.9% | -50.4% | -38.0% | -39.8% | -36.8% | -24.5% | -10.2% | -5.3% | -24.8% | -27.1% | -16.9% | +12.0% | +139.7% | +346.5% | +347.6% | +235.1% | +43.8% | -27.6% | -39.8% | -54.5% | |
| Debt / EBITDA | — | — | — | 39.91 | — | 54.84 | 74.23 | — | 108.15 | 57.95 | 128.63 | 63.39 | 61.95 | 73.39 | 56.51 | 51.65 | 27.77 | 13.81 | 9.22 | 8.46 | 7.85 |
| — | — | — | — | — | -5.4% | -42.3% | — | +74.6% | -21.0% | +127.6% | +22.7% | +123.1% | +431.6% | +512.6% | +510.3% | +253.8% | +2.8% | -39.3% | -51.9% | -66.8% | |
| Current Ratio | 0.11 | 219.99 | 2.67 | 0.12 | 0.11 | 0.10 | 0.08 | 0.10 | 0.11 | 0.13 | — | 0.15 | 0.10 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 | 0.19 | 0.20 |
| — | +222027.3% | +3079.4% | +15.6% | -3.2% | -24.7% | — | -34.3% | +13.4% | +4.5% | — | +20.6% | -17.1% | +4.9% | +14.1% | -32.4% | -39.7% | -43.2% | -33.8% | +11.8% | +22.4% | |
| Quick Ratio | 0.11 | 219.99 | 2.67 | 0.12 | 0.11 | 0.10 | 0.08 | 0.10 | 0.11 | 0.13 | — | 0.15 | 0.10 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 | 0.19 | 0.20 |
| — | +222027.3% | +3079.4% | +15.6% | -3.2% | -24.7% | — | -34.3% | +13.4% | +4.5% | — | +20.6% | -17.1% | +4.9% | +14.1% | -32.4% | -39.7% | -43.2% | -33.8% | +11.8% | +22.4% | |
| Interest Coverage | -0.23 | -6.91 | -1.07 | 0.38 | -0.95 | 0.30 | 0.25 | -0.53 | 0.19 | 0.37 | 0.15 | 0.32 | 0.34 | 0.40 | 0.60 | 0.76 | 1.81 | 5.49 | 5.28 | 5.31 | 4.71 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BCBP stock.
BCB Bancorp, Inc.'s current P/E is -1.1x. The average P/E over the last 1 quarters is 8.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
BCB Bancorp, Inc.'s current operating margin is -21.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking BCB Bancorp, Inc.'s business trajectory between earnings reports.