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BCB Bancorp, Inc. (BCBP) Total Return Calculator with Dividends Reinvested

BCB Bancorp, Inc.

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The total return for BCB Bancorp, Inc. (BCBP) stock is +25.92% over the past 12 months. So far it's up 27.32% this year. The 5-year total return is -5.99%, meaning $10,000 invested in BCBP stock 5 years ago would be worth $9,401 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in BCBP 1 year ago, it would be worth $13,312 today — you'd have gained $3,312 with dividends reinvested.

With Dividends Reinvested$13,312+33.12%

Price Only (No DRIP)$12,330+23.30%

Dividend Boost+$9815 payments · +9.81% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in BCBP

1Y$12,592+$2,592 (+25.9%)25.9% CAGR

3Y$11,053+$1,053 (+10.5%)3.4% CAGR

5Y$9,401-$599 (-6.0%)-1.2% CAGR

10Y$15,714+$5,714 (+57.1%)4.6% CAGR

15Y$16,745+$6,745 (+67.5%)3.5% CAGR

20Y$13,229+$3,229 (+32.3%)1.4% CAGR

30Y$38,670+$28,670 (+286.7%)4.6% CAGR

Dividend Reinvestment History (5)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-07	$0.16	$8.11	+0.019729
2025-08-11	$0.16	$8.35	+0.019540
2025-11-10	$0.16	$7.73	+0.021511
2026-02-11	$0.08	$8.29	+0.010237
2026-05-06	$0.08	$10.00	+0.008568

Loading BCBP total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+27.32%	—	+25.31%	+2.01 pp	$12,732
1Y	+25.92%	25.92%	+18.34%	+7.57 pp	$12,592
3Y	+10.53%	3.39%	-6.02%	+16.54 pp	$11,053
5Y	-5.99%	-1.23%	-28.67%	+22.68 pp	$9,401
10Y	+57.14%	4.62%	-0.79%	+57.94 pp	$15,714
15Y	+67.45%	3.50%	-9.09%	+76.55 pp	$16,745
20Y	+32.29%	1.41%	-35.94%	+68.23 pp	$13,229
30Y	+286.70%	4.61%	+87.26%	+199.44 pp	$38,670

Risk & Highlights

Best Year+63.48%2002

Worst Year-28.52%2008

Max Drawdown-19.28%2025-07-08 → 2025-11-17 · Recovered 2026-04-06

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+1.25%	+0.25%	+1.0pp	+0.41%	+0.8pp
2025	-24.26%	-29.83%	+5.6pp	+16.64%	-40.9pp
2024	-5.10%	-9.96%	+4.9pp	+24.00%	-29.1pp
2023	-24.59%	-28.17%	+3.6pp	+24.81%	-49.4pp
2022	+21.45%	+17.28%	+4.2pp	-19.95%	+41.4pp

BCBP underperformed the S&P 500 by 5.41pp over the past year (+25.92% vs +31.32%).

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BCBP Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
BCBPBCB Bancorp, Inc.	$174M	+7.1%	+27.3%	+25.9%	+7.6pp	+10.5%	-6.0%	+57.1%
OCFCOceanFirst Financial Corp.	$1.1B	+3.4%	+9.0%	+18.7%	+4.8pp	+56.8%	+2.3%	+45.4%
KRNYKearny Financial Corp.	$510M	+4.8%	+13.4%	+35.4%	+8.6pp	+33.1%	-20.3%	-7.0%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
CTBICommunity Trust Bancorp, Inc.	$1.2B	+6.0%	+18.4%	+36.0%	+4.1pp	+111.3%	+66.0%	+132.7%
FUNCFirst United Corporation	$244M	+0.3%	+2.6%	+27.7%	+3.3pp	+213.3%	+129.8%	+283.2%
MBINMerchants Bancorp	$2.1B	+4.1%	+41.0%	+53.6%	+1.3pp	+105.7%	+61.9%	+337.3%
NFBKNorthfield Bancorp, Inc.	$587M	+2.2%	+26.3%	+30.1%	+5.8pp	+65.5%	-0.3%	+19.1%
FISFidelity National Information Services, Inc.	$23.8B	-1.5%	-29.3%	-37.3%	+2.2pp	-8.8%	-64.0%	-14.4%
FISVFiserv, Inc.	$30.0B	-0.4%	-14.5%	-69.7%	—	-53.0%	-52.5%	+9.3%
JKHYJack Henry & Associates, Inc.	$10.3B	-9.6%	-19.5%	-15.6%	+1.4pp	-3.0%	-3.2%	+92.3%

Compare:BCBP vs OCFC BCBP vs KRNY BCBP vs NBTB BCBP vs OCFC vs KRNY

About BCBP Dividend Returns

BCB Bancorp, Inc. (BCBP) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of BCBP over the past year?

BCB Bancorp, Inc. (BCBP) delivered a total return of 25.92% over the past year when dividends are reinvested. The price-only return was 18.34%, meaning dividends contributed an additional 7.57 percentage points to total returns.

Q2How much would $10,000 invested in BCBP be worth today?

A $10,000 investment in BCB Bancorp, Inc. one year ago would be worth $12,592 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,834. Dividend reinvestment added $757 to the portfolio value.

Q3Does BCBP pay dividends?

Yes, BCB Bancorp, Inc. (BCBP) pays dividends. In the last year, BCBP paid approximately $0.62 per share in dividends (6.18% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did BCBP beat the S&P 500?

No, BCB Bancorp, Inc. (BCBP) underperformed the S&P 500 by 5.41 percentage points over the past year. BCBP delivered a total return of 25.92%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed BCBP by 5.41pp during this period.

Q5What is BCBP's worst drawdown?

BCB Bancorp, Inc. (BCBP) experienced a maximum drawdown of -19.28% over the past year, declining from its peak on 2025-07-08 to its trough on 2025-11-17. The stock recovered to its prior peak by 2026-04-06. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is BCBP's long-term total return over 10, 20, or 30 years?

Here are BCB Bancorp, Inc. (BCBP)'s long-term returns with dividends reinvested. Over 10 years, the total return is 57.1% (4.6% CAGR) — $10,000 would have grown to $15,714. Over 20 years: 32.3% total return (1.4% CAGR) — $10,000 → $13,229. Over 30 years: 286.7% total return (4.6% CAGR) — $10,000 → $38,670. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was BCBP's best and worst year?

BCB Bancorp, Inc.'s best calendar year was 2002 with a total return of 63.5%. Its worst year was 2008 with a total return of -28.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 92.0 percentage points.