Banco de Chile (BCH) quarterly income statement — complete revenue, gross profit & net income history
Banco de Chile (BCH) annual income statement — 26-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 518.39B | 694.87B | 488.6B | 435.88B | 449.9B | 430.78B | 429.56B | 822.87B | 424.78B | 451.66B | 463.44B | 808.15B | 376.12B | 368.61B | 367.92B | 1.33T | 313.15B | 317.85B | 306.21B | 529.5B |
| NII Growth % | 15.22% | 61.31% | 13.74% | -47.03% | 5.91% | -4.62% | -7.31% | 1.82% | 12.94% | 22.53% | 25.96% | -39.19% | 20.11% | 15.97% | 20.15% | 150.97% | 13.06% | 19.28% | 16.71% | 49.56% |
| Net Interest Margin % | 0.93% | 1.26% | 0.9% | 0.81% | 0.81% | 0.81% | 0.8% | 1.58% | 0.82% | 0.84% | 0.82% | 1.45% | 0.68% | 0.68% | 0.67% | 2.41% | 0.57% | 0.59% | 0.61% | 1.03% |
| Interest Income | 824.06B | 1.22T | 758.23B | 670.96B | 698.8B | 681.01B | 664.98B | 1.54T | 691.25B | 741.79B | 800.77B | 1.68T | 798.1B | 796.6B | 773.14B | 2.85T | 629.9B | 540.99B | 449.52B | 873.03B |
| Interest Expense | 305.67B | 523.72B | 269.63B | 235.09B | 248.9B | 250.24B | 235.41B | 714.38B | 266.48B | 290.13B | 337.32B | 868.67B | 421.99B | 427.98B | 405.23B | 1.52T | 316.75B | 223.15B | 143.3B | 343.53B |
| Loan Loss Provision | 96.39B | 114.1B | 121.81B | -615.58B | 78.06B | 94.74B | 90.15B | 62.15B | 84.08B | 93.79B | 111.68B | -31.71B | 58.68B | 71.2B | 106.52B | 100.03B | 99.54B | 105.36B | 99.2B | -204.61B |
| Non-Interest Income | 239.2B | 213.99B | 294.96B | -405.55B | 278.82B | 325.4B | 346.7B | -49.78B | 297.43B | 315.08B | 315.9B | 46.3B | 299.94B | 375.7B | 334.91B | -507.28B | 456.81B | 523.92B | 374.19B | 175.34B |
| Non-Interest Income % | 31.57% | 23.54% | 37.64% | -1337.16% | 38.26% | 43.03% | 44.66% | -6.44% | 41.18% | 41.09% | 40.53% | 5.42% | 44.37% | 50.48% | 47.65% | -61.74% | 59.33% | 62.24% | 55% | 24.88% |
| Total Net Revenue | 757.59B | 908.86B | 783.55B | 30.33B | 728.72B | 756.18B | 776.26B | 773.1B | 722.21B | 766.74B | 779.34B | 854.44B | 676.06B | 744.31B | 702.83B | 821.63B | 769.96B | 841.76B | 680.4B | 704.84B |
| Revenue Growth % | 3.96% | 20.19% | 0.94% | -96.08% | 0.9% | -1.38% | -0.4% | -9.52% | 6.83% | 3.01% | 10.89% | 3.99% | -12.2% | -11.58% | 3.3% | 16.57% | 46.91% | 71.21% | 43.2% | 48.94% |
| Non-Interest Expense | 296.23B | 316.17B | 302.23B | 306.59B | 270.89B | 276.13B | 278.14B | 282.96B | 270.58B | 269.75B | 284.32B | 291.27B | 265.7B | 257.06B | 262.75B | 256.11B | 257.06B | 231.63B | 229.83B | 216.24B |
| Efficiency Ratio | 39.1% | 34.79% | 38.57% | 1010.87% | 37.17% | 36.52% | 35.83% | 36.6% | 37.47% | 35.18% | 36.48% | 34.09% | 39.3% | 34.54% | 37.39% | 31.17% | 33.39% | 27.52% | 33.78% | 30.68% |
| Operating Income | 364.96B | 478.59B | 359.62B | 339.32B | 379.78B | 385.31B | 407.97B | 427.99B | 367.55B | 403.2B | 383.33B | 594.88B | 351.67B | 416.04B | 333.55B | 465.5B | 413.36B | 504.77B | 351.37B | 693.22B |
| Operating Margin % | 48.17% | 52.66% | 45.9% | 1118.78% | 52.12% | 50.96% | 52.56% | 55.36% | 50.89% | 52.59% | 49.19% | 69.62% | 52.02% | 55.9% | 47.46% | 56.66% | 53.69% | 59.97% | 51.64% | 98.35% |
| Operating Income Growth % | -3.9% | 24.21% | -11.85% | -20.72% | 3.33% | -4.44% | 6.43% | -28.05% | 4.52% | -3.09% | 14.93% | 27.79% | -14.92% | -17.58% | -5.07% | -32.85% | 82.56% | 146.51% | 73.51% | 837.7% |
| Pretax Income | 364.96B | 475.93B | 359.52B | 339.32B | 379.78B | 385.31B | 407.97B | 427.99B | 367.55B | 403.2B | 383.33B | 594.88B | 351.67B | 416.04B | 333.55B | 465.5B | 413.36B | 504.77B | 351.37B | 693.22B |
| Pretax Margin % | 48.17% | 52.37% | 45.88% | 1118.78% | 52.12% | 50.96% | 52.56% | 55.36% | 50.89% | 52.59% | 49.19% | 69.62% | 52.02% | 55.9% | 47.46% | 56.66% | 53.69% | 59.97% | 51.64% | 98.35% |
| Income Tax | 77.23B | 79.42B | 81.05B | 73.78B | 86.86B | 80.45B | 79.03B | 88.84B | 79.48B | 79.6B | 85.68B | 78.94B | 91.68B | 83.89B | 67.6B | 82.52B | 73.79B | 73.25B | 59.65B | 146B |
| Effective Tax Rate % | 21.16% | 16.69% | 22.54% | 21.74% | 22.87% | 20.88% | 19.37% | 20.76% | 21.62% | 19.74% | 22.35% | 13.27% | 26.07% | 20.16% | 20.27% | 17.73% | 17.85% | 14.51% | 16.98% | 21.06% |
| Net Income | 287.73B | 396.52B | 278.58B | 265.54B | 292.91B | 304.87B | 328.94B | 339.15B | 288.07B | 323.6B | 297.65B | 515.93B | 259.99B | 332.15B | 265.95B | 382.98B | 339.58B | 431.52B | 291.73B | 547.21B |
| Net Margin % | 37.98% | 43.63% | 35.55% | 875.52% | 40.2% | 40.32% | 42.38% | 43.87% | 39.89% | 42.2% | 38.19% | 60.38% | 38.46% | 44.63% | 37.84% | 46.61% | 44.1% | 51.26% | 42.88% | 77.64% |
| Net Income Growth % | -1.77% | 30.06% | -15.31% | -21.71% | 1.68% | -5.79% | 10.51% | -34.27% | 10.8% | -2.57% | 11.92% | 34.72% | -23.44% | -23.03% | -8.84% | -30.01% | 89.19% | 163.57% | 80.12% | 744.38% |
| Net Income (Continuing) | 287.73B | 396.52B | 278.47B | 265.54B | 292.91B | 304.87B | 328.94B | 339.15B | 288.07B | 323.6B | 297.65B | 515.94B | 259.99B | 332.15B | 265.95B | 382.98B | 339.58B | 431.52B | 291.73B | 547.21B |
| EPS (Diluted) | 568.00 | 792.00 | 552.00 | 524.00 | 580.00 | 604.00 | 652.00 | 590.00 | 570.00 | 640.00 | 590.00 | 1022.00 | 514.00 | 658.00 | 526.00 | 686.00 | 672.00 | 854.00 | 578.00 | 562.00 |
| EPS Growth % | -2.07% | 31.13% | -15.34% | -11.19% | 1.75% | -5.63% | 10.51% | -42.27% | 10.89% | -2.74% | 12.17% | 48.98% | -23.51% | -22.95% | -9% | 22.06% | 88.76% | 163.58% | 80.63% | 124.8% |
| EPS (Basic) | 568.00 | 792.00 | 552.00 | 524.00 | 580.00 | 604.00 | 652.00 | 590.00 | 570.00 | 640.00 | 590.00 | 1022.00 | 514.00 | 658.00 | 526.00 | 686.00 | 672.00 | 854.00 | 578.00 | 562.00 |
| Diluted Shares Outstanding | 505.09M | 505.09M | 505.09M | 505.2M | 505.09M | 505.09M | 505.09M | 505.08M | 505.39M | 505.09M | 505.09M | 505.09M | 505.09M | 505.09M | 505.09M | 505.09M | 505.32M | 505.3M | 505.09M | 505.09M |