BCML trades 7.8% below Wall Street's consensus target of $34.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes BCML achieves its forward estimates and maintains a stable P/E multiple of 11.6x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, BayCom Corp (BCML) has a Wall Street consensus price target of $34.00, based on estimates from 5 covering analysts. With the stock currently trading at $31.55, this represents a potential upside of +7.8%. The company has a market capitalization of $344M.
Analyst price targets range from a low of $34.00 to a high of $34.00, representing a 0% spread in expectations. The median target of $34.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 4 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, BCML trades at a trailing P/E of 14.5x and forward P/E of 11.6x. The forward PEG ratio of 0.85 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +24.1% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $37.55, with bear and bull scenarios of $23.66 and $49.48 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
CVBFCVB Financial Corp. | $2.8B | $20.81 | $24.75 | +18.9% | Hold | 14.5x | 16 |
HAFCHanmi Financial Corporation | $933M | $31.21 | $33.50 | +7.3% | Hold | 9.9x | 11 |
HTBKHeritage Commerce Corp | $828M | $13.45 | $11.88 | -11.7% | Hold | 13.3x | 12 |
WAFDWaFd, Inc. | $2.8B | $36.48 | $35.00 | -4.1% | Hold | 11.2x | 11 |
BANRBanner Corporation | $2.2B | $64.83 | $64.25 | -0.9% | Hold | 10.5x | 13 |
SMBCSouthern Missouri Bancorp, Inc. | $805M | $72.51 | $73.50 | +1.4% | Hold | 11.5x | 3 |
NBTBNBT Bancorp Inc. | $2.4B | $46.68 | $46.00 | -1.5% | Hold | 11.2x | 10 |
CBNKCapital Bancorp, Inc. | $543M | $33.27 | $37.00 | +11.2% | Buy | 9.7x | 6 |
BSVNBank7 Corp. | $438M | $45.65 | $57.00 | +24.9% | Buy | 10.3x | 3 |
CZWICitizens Community Bancorp, Inc. | $205M | $21.34 | — | — | Buy | 11.7x | 2 |
Quick answers to the most common questions about buying BCML stock.
The consensus price target for BCML is $34, close to the current price of $31.55 (7.8% implied move). Based on 5 analyst estimates, the stock appears fairly valued near current levels.
BCML has a consensus rating of "Buy" based on 5 Wall Street analysts. The rating breakdown is predominantly bullish, with 4 Buy/Strong Buy ratings. The consensus 12-month price target of $34 implies 7.8% upside from current levels.
With a forward P/E of 11.5729x, BCML trades at a relatively low valuation. The consensus target of $34 implies 7.8% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $34 for BCML, while the most conservative target is $34. The consensus of $34 represents the median expectation. Our quantitative valuation model projects a bull case target of $49 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
BCML is moderately covered, with 5 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month BCML stock forecast based on 5 Wall Street analysts shows a consensus price target of $34, with estimates ranging from $34 (bear case) to $34 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $38, with bear/bull scenarios of $24/$49.
Our quantitative valuation model calculates BCML's fair value at $38 (base case), with a bear case of $24 and bull case of $49. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
BCML trades at a forward P/E ratio of 11.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 14.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
BCML appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $34 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
BCML analyst price targets range from $34 to $34, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $34 consensus represents the middle ground. Our model's $24-$49 range provides an independent fundamental perspective.
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