BankFinancial Corporation (BFIN) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Cash & Short Term Investments | 632.09M | 569.47M | 511.93M | 414.82M | 425.19M | 409.6M | 402.74M | 361.2M | 329.99M | 284.98M | 247.24M | 277.11M | 415.47M | 429.42M | 533.64M | 587.86M | 543.31M | 554.92M | 519.33M | 527.33M |
| Cash & Due from Banks | 94.59M | 132.51M | 178.26M | 118.98M | 160.28M | 186.69M | 163.19M | 208M | 171.56M | 115.33M | 77M | 66.77M | 216.13M | 270.47M | 401M | 502.16M | 528.62M | 536.04M | 498.58M | 503.5M |
| Short Term Investments | 537.5M | 436.96M | 333.66M | 295.83M | 264.9M | 222.91M | 239.55M | 153.2M | 158.43M | 169.65M | 170.24M | 210.34M | 199.34M | 158.95M | 132.63M | 85.69M | 14.69M | 18.88M | 20.75M | 23.83M |
| Total Investments | 1.3B | 1.23B | 1.2B | 1.25B | 1.19B | 1.21B | 1.25B | 1.2B | 1.26B | 1.34B | 1.4B | 1.44B | 1.34B | 1.3B | 1.19B | 1.13B | 1.06B | 1.05B | 1.05B | 1.03B |
| Investments Growth % | 9.13% | 1.84% | -3.95% | 3.62% | -5.99% | -9.72% | -10.68% | -16.19% | -5.71% | 3.02% | 17.6% | 27.19% | 26.31% | 23.85% | 13.16% | 10.08% | -4.17% | -7.9% | -13.36% | -16.43% |
| Long-Term Investments | 759.83M | 795.96M | 864.56M | 952.28M | 923.94M | 987.75M | 1.01B | 1.05B | 1.11B | 1.17B | 1.23B | 1.23B | 1.14B | 1.14B | 1.06B | 1.04B | 1.05B | 1.03B | 1.03B | 1B |
| Accounts Receivables | 4.51M | 4.82M | 5.33M | 6.4M | 6.93M | 9.34M | 7.71M | 7.54M | 8.34M | 8.5M | 8.32M | 7.34M | 7.01M | 6.66M | 5.89M | 4.65M | 5.12M | 5.3M | 4.7M | 3.94M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7K |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7K |
| PP&E (Net) | 22.13M | 22.39M | 22.46M | 22.89M | 22.67M | 22.77M | 22.61M | 22.95M | 22.91M | 22.96M | 22.95M | 24.96M | 24.95M | 25.1M | 24.94M | 25.04M | 24.77M | 24.77M | 24.73M | 24.68M |
| Other Assets | 31.61M | 32.18M | 34.28M | 34.66M | 35.34M | 44.22M | 34.86M | 39.9M | 33.09M | 33.48M | 33.67M | 33.82M | 34.84M | 36.7M | 36.87M | 36.17M | 37.54M | 37.12M | 40.32M | 35.58M |
| Total Current Assets | 636.6M | 574.3M | 517.26M | 421.22M | 432.12M | 418.94M | 410.45M | 368.74M | 338.33M | 293.48M | 255.56M | 284.45M | 422.48M | 436.08M | 539.53M | 592.5M | 548.43M | 560.22M | 524.03M | 531.27M |
| Total Non-Current Assets | 817.93M | 854.88M | 924.87M | 1.01B | 985.54M | 1.06B | 1.07B | 1.12B | 1.17B | 1.23B | 1.29B | 1.29B | 1.21B | 1.21B | 1.12B | 1.11B | 1.11B | 1.1B | 1.1B | 1.07B |
| Total Assets | 1.45B | 1.43B | 1.44B | 1.43B | 1.42B | 1.48B | 1.48B | 1.49B | 1.51B | 1.53B | 1.54B | 1.58B | 1.63B | 1.64B | 1.66B | 1.7B | 1.66B | 1.66B | 1.62B | 1.6B |
| Asset Growth % | 2.6% | -3.28% | -2.56% | -3.53% | -5.83% | -3.21% | -4.15% | -5.57% | -7.6% | -7.19% | -6.99% | -7.38% | -1.86% | -0.71% | 2.45% | 6.5% | 3.44% | 3.99% | 11.73% | 7.31% |
| Return on Assets (ROA) | 0.16% | -0.03% | 0.14% | -0.12% | 0.14% | 0.14% | 0.12% | 0.14% | 0.16% | 0.15% | 0.17% | 0.21% | 0.2% | 0.16% | 0.08% | 0.14% | 0.1% | 0.12% | 0.09% | 0.15% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16.02M | 14.91M | 14.57M | 20.22M | 18.73M | 15.52M | 13.98M | 22.2M | 15.09M | 16.96M | 16.4M | 17.7M |
| Total Debt | 28.27M | 33.26M | 33.25M | 38.74M | 38.73M | 43.72M | 43.7M | 44.68M | 44.67M | 44.66M | 54.65M | 19.63M | 19.62M | 19.61M | 24.6M | 24.59M | 24.58M | 24.57M | 4M | 8M |
| Net Debt | -66.31M | -99.25M | -145.01M | -80.25M | -121.56M | -142.98M | -119.48M | -163.32M | -126.89M | -70.67M | -22.36M | -47.14M | -196.51M | -250.86M | -376.4M | -477.57M | -504.04M | -511.47M | -494.58M | -495.5M |
| Long-Term Debt | 18.27M | 28.26M | 28.25M | 38.74M | 38.73M | 38.72M | 43.7M | 44.68M | 44.67M | 44.66M | 54.65M | 19.63M | 19.62M | 19.61M | 19.6M | 19.59M | 19.58M | 19.57M | 0 | 4M |
| Short-Term Debt | 10M | 5M | 5M | 0 | 0 | 5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5M | 5M | 5M | 5M | 4M | 4M |
| Other Liabilities | 26.83M | 24.21M | 18.44M | 22.16M | 20.41M | 24.22M | 21.04M | 25.7M | 15.19M | 11.1M | 7.32M | 8.98M | 14.54M | 10.87M | 6.07M | 7.99M | 7.91M | 10.08M | 6.51M | 4.67M |
| Total Current Liabilities | 1.25B | 1.22B | 1.24B | 1.22B | 1.2B | 1.26B | 1.26B | 1.26B | 1.29B | 1.32B | 1.33B | 1.4B | 1.44B | 1.46B | 1.48B | 1.52B | 1.47B | 1.46B | 1.44B | 1.42B |
| Total Non-Current Liabilities | 45.1M | 52.48M | 46.7M | 60.9M | 59.14M | 62.94M | 64.74M | 70.38M | 59.85M | 55.76M | 61.97M | 28.61M | 34.16M | 30.48M | 25.67M | 27.58M | 27.49M | 29.65M | 6.51M | 8.67M |
| Total Liabilities | 1.3B | 1.27B | 1.28B | 1.28B | 1.26B | 1.32B | 1.32B | 1.33B | 1.35B | 1.37B | 1.39B | 1.42B | 1.48B | 1.49B | 1.51B | 1.54B | 1.5B | 1.49B | 1.45B | 1.42B |
| Total Equity | 157.35M | 156.04M | 157.5M | 156.38M | 159.11M | 157.48M | 156.03M | 155.38M | 153.75M | 152.3M | 152.36M | 151.67M | 151.07M | 154.13M | 153.9M | 157.47M | 158.17M | 166.44M | 171.43M | 172.93M |
| Equity Growth % | -1.1% | -0.91% | 0.94% | 0.64% | 3.48% | 3.4% | 2.41% | 2.45% | 1.78% | -1.19% | -1% | -3.68% | -4.49% | -7.39% | -10.23% | -8.94% | -8.25% | -3.49% | -0.9% | -0.83% |
| Equity / Assets (Capital Ratio) | 10.82% | 10.92% | 10.92% | 10.9% | 11.22% | 10.66% | 10.54% | 10.45% | 10.21% | 9.98% | 9.87% | 9.63% | 9.27% | 9.37% | 9.27% | 9.26% | 9.53% | 10.05% | 10.58% | 10.83% |
| Return on Equity (ROE) | 1.51% | -0.23% | 1.33% | -1.12% | 1.26% | 1.36% | 1.1% | 1.34% | 1.55% | 1.52% | 1.73% | 2.27% | 2.11% | 1.67% | 0.81% | 1.5% | 1.01% | 1.14% | 0.85% | 1.42% |
| Book Value per Share | 12.63 | 12.52 | 12.64 | 12.55 | 12.77 | 12.64 | 12.51 | 12.42 | 12.22 | 12.02 | 11.98 | 11.79 | 11.57 | 11.71 | 11.66 | 11.87 | 11.53 | 11.53 | 11.64 | 11.70 |
| Tangible BV per Share | 12.63 | 12.52 | 12.64 | 12.55 | 12.77 | 12.64 | 12.51 | 12.42 | 12.22 | 12.02 | 11.98 | 11.79 | 11.57 | 11.71 | 11.66 | 11.87 | 11.53 | 11.53 | 11.64 | 11.70 |
| Common Stock | 125K | 125K | 125K | 125K | 125K | 125K | 125K | 125K | 125K | 126K | 127K | 127K | 129K | 131K | 132K | 132K | 134K | 141K | 146K | 148K |
| Additional Paid-in Capital | 83.3M | 83.3M | 83.3M | 83.3M | 83.3M | 83.3M | 83.3M | 83.46M | 84.13M | 84.6M | 85.35M | 85.85M | 87.61M | 89.92M | 90.17M | 90.71M | 92.38M | 100.88M | 106.33M | 107.81M |
| Retained Earnings | 73.86M | 72.74M | 74.35M | 73.51M | 76.52M | 75.78M | 74.89M | 74.43M | 73.6M | 72.49M | 71.45M | 71.81M | 69.66M | 67.74M | 66.49M | 66.55M | 65.5M | 65.23M | 64.75M | 64.75M |
| Accumulated OCI | 73K | -127K | -279K | -562K | -842K | -1.73M | -2.28M | -2.63M | -4.11M | -4.92M | -4.56M | -6.11M | -6.32M | -3.66M | -2.9M | 80K | 160K | 188K | 208K | 213K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |