BankFinancial Corporation (BFIN) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Cash from Operations | -2.6M | 2.39M | -617K | 4.27M | 3M | 293K | 9K | 4M | 4.89M | 2.6M | -2.27M | 8.8M | 4.67M | 3.82M | -8M | 5.85M | -591K | 2.68M | -171K | 4.92M |
| Operating CF Growth % | -186.75% | 714.33% | -6956.32% | 6.57% | -38.77% | -88.73% | 100.4% | -54.53% | 4.89% | -31.99% | 71.56% | 50.58% | 889.34% | 42.44% | -4577.78% | 18.72% | -127.42% | -54.31% | -130.37% | -33.11% |
| Net Income | 2.36M | -359K | 2.08M | -1.76M | 1.99M | 2.13M | 1.71M | 2.08M | 2.37M | 2.31M | 2.63M | 3.44M | 3.22M | 2.57M | 1.27M | 2.37M | 1.64M | 1.93M | 1.47M | 2.44M |
| Depreciation & Amortization | -4.29M | -3M | -2.21M | -623K | -24K | 392K | 418K | 448K | 449K | 428K | 216K | 180K | 194K | 399K | 489K | 542K | 529K | 526K | 475K | 466K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 1.99M | 2.92M | -332K | 5.37M | 616K | 310K | 168K | 521K | 259K | -24K | 1.06M | 286K | 48K | 245K | 40K | -462K | -91K | -273K | -45K | -289K |
| Working Capital Changes | -2.66M | 2.82M | -160K | 1.29M | 411K | -2.54M | -2.29M | 955K | 1.82M | -116K | -6.18M | 4.9M | 1.2M | 612K | -9.8M | 3.4M | -2.67M | 505K | -2.07M | 2.3M |
| Cash from Investing | -50.83M | -19.62M | 53.52M | -75.44M | 44.73M | 32.43M | -47.86M | 25.24M | 76.87M | 55.45M | 40.36M | -98.93M | -39.56M | -115.73M | -62.55M | -63.43M | -10.59M | 1.01M | -28.12M | 80.83M |
| Purchase of Investments | -366.08M | -245.71M | -187.06M | -251.91M | -139.03M | -10M | -124.98M | -45.68M | 0 | 0 | 0 | -13.75M | -41.13M | -28.42M | -52.78M | -71.93M | -993K | -1.49M | -4.71M | -4.46M |
| Sale/Maturity of Investments | -363.15M | 169.6M | 193.56M | 157.82M | 108.16M | 18.39M | 43.45M | 18.98M | 12.16M | 208K | 42.8M | 471K | 446K | 1.18M | 1.81M | 5.75M | 5.14M | 3.33M | 7.78M | 22.65M |
| Net Investment Activity | -729.24M | -76.11M | 6.5M | -94.09M | -30.87M | 8.39M | -81.53M | -26.7M | 12.16M | 208K | 42.8M | -13.28M | -40.68M | -27.24M | -50.97M | -66.18M | 4.15M | 1.84M | 3.07M | 18.19M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 677.9M | 56.9M | 47.12M | 19.41M | 76.05M | 24.69M | 33.92M | 52.5M | 64.94M | 55.75M | -2.12M | -85.13M | 1.48M | -87.83M | -11.18M | 3.53M | -14.23M | -294K | -30.69M | 63.51M |
| Cash from Financing | 23.93M | -14.94M | 6.68M | 17.72M | -61.22M | -4.95M | -6.63M | -22.32M | -25.54M | -19.73M | -27.85M | -59.24M | -19.44M | -18.62M | -30.61M | 31.13M | 3.76M | 33.76M | 23.38M | -11.92M |
| Dividends Paid | -1.25M | -1.25M | -1.25M | -1.25M | -1.25M | -1.25M | -1.25M | -1.25M | -1.26M | -1.27M | -1.27M | -1.29M | -1.31M | -1.31M | -1.32M | -1.32M | -1.38M | -1.45M | -1.47M | -1.48M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | -156K | -676K | -471K | -744K | -502K | -1.76M | -2.31M | -254K | -539K | -1.67M | -8.5M | -5.46M | -1.49M | -416K |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 0 | 0 | 0 | 0 | -156K | -676K | -471K | -744K | -502K | -1.76M | -2.31M | -254K | -539K | -1.67M | -8.5M | -5.46M | -1.49M | -416K |
| Debt Issuance (Net) | -1000K | 0 | -1000K | 1000K | -1000K | 0 | -906K | 0 | 0 | -1000K | 1000K | 0 | 0 | -1000K | 0 | -1000K | 0 | 1000K | 0 | 0 |
| Other Financing | 30.18M | -13.69M | 13.39M | 12.9M | -54.98M | -3.71M | -4.32M | -20.39M | -23.81M | -7.71M | -61.07M | -56.19M | -15.82M | -12.05M | -28.75M | 35.13M | 13.64M | 19.66M | 26.34M | -10.03M |
| Net Change in Cash | -29.49M | -32.17M | 59.57M | -53.45M | -13.5M | 27.77M | -54.48M | 6.92M | 56.23M | 38.33M | 10.23M | -149.36M | -54.34M | -130.53M | -101.16M | -26.45M | -7.42M | 37.45M | -4.91M | 73.83M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 112.24M | 144.4M | 84.83M | 138.28M | 151.78M | 124.01M | 178.48M | 171.56M | 115.33M | 77M | 66.77M | 216.13M | 270.47M | 401M | 502.16M | 528.62M | 536.04M | 498.58M | 503.5M | 429.67M |
| Cash at End | 82.74M | 112.24M | 144.4M | 84.83M | 138.28M | 151.78M | 124.01M | 178.48M | 171.56M | 115.33M | 77M | 66.77M | 216.13M | 270.47M | 401M | 502.16M | 528.62M | 536.04M | 498.58M | 503.5M |
| Interest Paid | 0 | 5.17M | 4.62M | 5.16M | 5.04M | 5.32M | 4.6M | 4.67M | 3.65M | 3.34M | 2.41M | 2.25M | 818K | 940K | 456K | 945K | 529K | 564K | 670K | 988K |
| Income Taxes Paid | 0 | 25K | 1K | -1.72M | 517K | 1.2M | 1K | 530K | 500K | 2.26M | 1K | 1.51M | 1.3M | 691K | 16K | 775K | 810K | 1.81M | 17K | 36K |
| Free Cash Flow | -2.09M | 1.98M | -721K | 3.51M | 2.55M | -357K | -234K | 3.44M | 4.41M | 2.09M | -2.6M | 8.28M | 4.31M | 3.16M | -8.4M | 5.06M | -1.11M | 2.15M | -669K | 4.05M |
| FCF Growth % | -182.09% | 654.9% | -208.12% | 2.15% | -42.29% | -117.08% | 90.98% | -58.46% | 2.41% | -33.86% | 69.11% | 63.56% | 489.51% | 47.32% | -1155.75% | 25.01% | -160.87% | -59.84% | -321.52% | -43.64% |