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BKThe Bank of New York Mellon Corporation
$141.91$100.0B
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  1. Home
  2. Financial Ratios

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  3. BK
  4. Financial Ratios

The Bank of New York Mellon Corporation (BK) Financial Ratios

Latest Ratios: P/E Ratio 19.2x · EV/EBITDA 0.3x · ROE 12.8%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BK Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$100.0B$81.8B$57.5B$41.0B$37.1B$49.7B$37.9B$47.5B$49.0B$56.0B$50.8B
Enterprise Value$2.4B$-15828081670$984M$-37943114100$-27075531600$-33352669280$-86642705840$-23756324030$9.5B$-3595980600$8.8B
P/E Ratio →19.1515.6713.2513.3815.7014.0011.0811.1611.6514.4815.04
P/S Ratio5.064.143.152.342.293.182.452.953.063.703.42
P/B Ratio2.231.831.381.000.911.150.821.141.201.341.28
P/FCF19.3215.80—8.742.7030.659.93—10.0216.279.37
P/OCF14.8612.1683.666.942.4617.537.52494.448.1712.078.13

P/E links to full P/E history page with 30-year chart

BK EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—-0.800.05-2.17-1.67-2.13-5.60-1.480.60-0.240.59
EV / EBITDA0.27-1.780.13-6.15-5.15-5.12-14.21-3.441.46-0.591.41
EV / EBIT0.34-2.240.17-8.86-7.78-7.18-19.39-4.251.84-0.781.86
EV / FCF—-3.06—-8.09-1.97-20.55-22.71—1.95-1.041.62

BK Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin48.9%48.9%46.0%51.4%81.6%100.0%91.2%78.8%85.1%93.5%97.2%
Operating Margin17.5%17.5%14.8%12.7%17.6%29.3%26.9%27.3%27.6%28.5%30.9%
Net Profit Margin13.7%13.7%11.5%9.8%12.9%23.7%21.8%21.7%22.7%25.3%23.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE12.8%12.8%11.0%8.1%6.1%8.4%8.2%10.8%10.3%10.1%9.0%
ROA1.2%1.2%1.1%0.8%0.6%0.8%0.8%1.2%1.2%1.2%1.0%
ROIC6.4%6.4%5.0%3.8%3.2%4.2%4.0%4.8%4.3%4.2%4.7%
ROCE8.0%8.0%6.5%4.8%4.0%5.3%5.1%6.4%5.9%5.5%6.1%

BK Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.760.761.091.131.060.880.821.041.191.180.91
Debt / EBITDA3.803.805.947.498.215.876.176.307.448.095.77
Net Debt / Equity—-2.18-1.35-1.93-1.57-1.91-2.70-1.71-0.96-1.43-1.06
Net Debt / EBITDA-10.96-10.96-7.38-12.80-12.20-12.75-20.42-10.32-6.04-9.80-6.74
Debt / FCF—-18.86—-16.83-4.68-51.20-32.63—-8.07-17.31-7.75
Interest Coverage0.340.340.270.260.9620.483.951.281.844.2910.81

Net cash position: cash ($131.5B) exceeds total debt ($33.9B)

BK Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.700.700.650.780.740.770.840.850.850.810.74
Quick Ratio0.700.700.650.780.740.770.840.850.850.810.74
Cash Ratio0.340.340.310.390.340.340.430.390.320.380.31
Asset Turnover—0.090.100.080.050.040.040.050.050.040.05
Inventory Turnover———————————
Days Sales Outstanding———————————

BK Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.4%1.8%2.3%3.1%3.1%2.3%2.9%2.4%2.1%1.6%1.5%
Payout Ratio26.1%26.1%29.8%38.2%45.6%30.0%30.9%25.2%24.7%22.0%21.9%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.2%6.4%7.5%7.5%6.4%7.1%9.0%9.0%8.6%6.9%6.6%
FCF Yield5.2%6.3%—11.4%37.0%3.3%10.1%—10.0%6.1%10.7%
Buyback Yield4.5%5.5%5.3%7.6%0.3%9.2%2.6%7.0%6.7%4.8%4.7%
Total Shareholder Yield6.0%7.3%7.7%10.6%3.5%11.4%5.6%9.4%8.8%6.4%6.3%
Shares Outstanding—$705M$748M$788M$815M$856M$893M$943M$1.0B$1.0B$1.1B

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Rate cut sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Premium Multiple on Fee Strength

BK trades at 2.23x book and 19.15x trailing earnings, a premium to State Street's 1.92x, as per market data, reflecting its higher fee mix and improved efficiency.

The forward P/E of 16.16x implies the market expects continued earnings growth, likely from fee income and cost discipline. The P/B premium over peers suggests investors value BK's custody franchise and stable returns, though the low ROE of 3.6% tempers the multiple's justification. The PEG of 1.36 indicates reasonable growth expectations relative to valuation.

ROE Recovery Led by Fees

ROE improved to 3.6% in 2026Q1 from 0.5% in 2023Q4, as per financial statements, driven by higher fee income and provision releases, though still below peer averages.

DuPont decomposition shows ROA at 0.3% and equity multiplier of 12.5x, indicating leverage is the primary driver of ROE. Fee income now constitutes 41% of revenue, reducing reliance on net interest income. The efficiency ratio at 34.5% is best-in-class, but the thin NIM of 0.2% underscores the low-margin nature of custody banking.

Thin NIM, Superior Efficiency

NIM remains at 0.2-0.3% over the past year, as reported in financial statements, while the efficiency ratio improved to 34.5% in 2026Q1 from 43.9% in 2023Q4.

The stable NIM reflects the low-yield securities portfolio and deposit costs, but the efficiency ratio shows strong operating leverage from fee growth. The improvement in efficiency is a key driver of profitability, yet the NIM's sensitivity to rate cuts remains a risk. Investors should monitor whether fee growth can offset potential NIM compression.

Adequate Capital, Modest Leverage

Equity to assets ratio held at 8.0% in 2026Q1, as per the balance sheet, providing a stable capital base, though below some peers' ratios.

The capital position appears adequate to support growth and capital return, with a payout ratio of 88% of net income in 2026Q1. However, the low ROE suggests the capital is not generating high returns, which may limit the ability to build capital organically. The stable equity ratio indicates no immediate need to raise capital.

Benign Credit, Hidden Duration Risk

Provision releases of $7M in 2026Q1, compared to a charge of $84M in 2023Q4, as per financial statements, indicate improving credit quality, but securities duration risk persists.

The minimal provisions suggest a healthy loan book, but the large securities portfolio ($279.6B) may carry unrealized losses given the low NIM and rate environment. While credit quality is not a concern, the duration risk in the securities portfolio could impact capital if rates rise. Investors should monitor the AOCI impact on tangible book value.

P/E Misleads on Earnings Quality

The P/E ratio is often misapplied to BK because earnings are volatile due to provisions and one-time items, as seen in 2023Q4's trough, obscuring underlying profitability.

A more appropriate metric is P/TBV, which at 4.3x (based on tangible book value of $33.04) reflects the franchise value and fee-based earnings. The P/E can be distorted by provision swings and non-recurring items, making it less reliable for banks. Investors should focus on ROTCE and fee income stability rather than P/E alone.

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Includes 30+ ratios · 30 years · Updated daily

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BK — Frequently Asked Questions

Quick answers to the most common questions about buying BK stock.

What is The Bank of New York Mellon Corporation's P/E ratio?

The Bank of New York Mellon Corporation's current P/E ratio is 19.2x. The historical average is 17.3x. This places it at the 69th percentile of its historical range.

What is The Bank of New York Mellon Corporation's EV/EBITDA?

The Bank of New York Mellon Corporation's current EV/EBITDA is 0.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.1x.

What is The Bank of New York Mellon Corporation's ROE?

The Bank of New York Mellon Corporation's return on equity (ROE) is 12.8%. The historical average is 11.9%.

Is BK stock overvalued?

Based on historical data, The Bank of New York Mellon Corporation is trading at a P/E of 19.2x. This is at the 69th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is The Bank of New York Mellon Corporation's dividend yield?

The Bank of New York Mellon Corporation's current dividend yield is 1.45% with a payout ratio of 26.1%.

What are The Bank of New York Mellon Corporation's profit margins?

The Bank of New York Mellon Corporation has 48.9% gross margin and 17.5% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does The Bank of New York Mellon Corporation have?

The Bank of New York Mellon Corporation's Debt/EBITDA ratio is 3.8x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.