Bank of Montreal (BMO) quarterly balance sheet — complete assets, liabilities & equity history
Bank of Montreal (BMO) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 415.73B | 393.4B | 373.05B | 104.16B | 169.21B | 174.51B | 180.06B | 113.53B | 159.78B | 154.56B | 148.35B | 144.86B | 139.75B | 130.29B | 156.79B | 136.76B | 116.18B | 115.87B | 101.77B | 164.69B |
| Cash & Due from Banks | 77.29B | 67.15B | 67.29B | 70.32B | 62.79B | 68.58B | 79.8B | 68.74B | 78.32B | 84.22B | 78.86B | 82.04B | 85.92B | 73.77B | 108.42B | 93.2B | 76.9B | 77.99B | 58.7B | 101.56B |
| Short Term Investments | 338.44B | 326.25B | 302.8B | 33.84B | 106.42B | 105.94B | 100.26B | 44.79B | 81.46B | 70.34B | 69.49B | 62.82B | 53.83B | 56.52B | 48.37B | 43.56B | 39.27B | 37.88B | 43.07B | 63.12B |
| Total Investments | 1.22T | 1.19T | 1.16T | 980.92B | 950.11B | 956.19B | 973.39B | 961.66B | 930.31B | 904.66B | 881.27B | 894.92B | 851.51B | 863.95B | 750.23B | 764.93B | 718.32B | 702.95B | 676.8B | 623.57B |
| Investments Growth % | 28.73% | 24% | 19.07% | 2% | 2.13% | 5.7% | 10.45% | 7.46% | 9.25% | 4.71% | 17.47% | 16.99% | 18.54% | 22.9% | 10.85% | 22.67% | 15.72% | 16.19% | 9.11% | 0.46% |
| Long-Term Investments | 884.68B | 859.44B | 856.16B | 947.08B | 843.69B | 850.25B | 873.13B | 916.87B | 848.86B | 834.31B | 811.78B | 832.1B | 797.68B | 807.43B | 701.86B | 721.37B | 679.04B | 665.07B | 633.73B | 560.45B |
| Accounts Receivables | 45.93B | 50.33B | 45.2B | 52.21B | 42.27B | 48.4B | 38.06B | 40.21B | 32.16B | 33.08B | 0 | 62.91B | 0 | 0 | 0 | 6.67B | 0 | 0 | 0 | 5.11B |
| Goodwill & Intangibles | 21.24B | 21.64B | 21.63B | 21.55B | 21.52B | 21.45B | 22.49B | 21.7B | 21.6B | 21.6B | 21.18B | 21.94B | 21.03B | 21.18B | 7.54B | 7.48B | 7.13B | 7.09B | 7.03B | 7.64B |
| Goodwill | 16.09B | 16.6B | 16.62B | 16.8B | 16.7B | 16.63B | 17.48B | 16.77B | 16.64B | 16.6B | 16.18B | 16.73B | 15.91B | 16.02B | 5.26B | 5.29B | 5B | 5B | 4.96B | 5.38B |
| Intangible Assets | 5.16B | 5.04B | 5.01B | 4.76B | 4.82B | 4.82B | 5B | 4.92B | 4.96B | 4.99B | 5B | 5.22B | 5.12B | 5.16B | 2.28B | 2.19B | 2.13B | 2.09B | 2.07B | 2.27B |
| PP&E (Net) | 6.33B | 6.17B | 6.14B | 6.28B | 6.18B | 6.16B | 6.31B | 6.32B | 6.25B | 6.26B | 6.21B | 6.37B | 6.01B | 6.11B | 4.87B | 5.1B | 4.6B | 4.58B | 4.55B | 4.87B |
| Other Assets | 549.91B | 545.23B | 155.94B | 340.82B | 343.48B | 335.23B | 343.03B | 305.78B | 327.1B | 318.7B | 332.46B | 273.36B | 279.27B | 281.38B | 271.45B | 259.22B | 259.05B | 246.92B | 273.46B | 242.54B |
| Total Current Assets | 74.12B | 63.8B | 418.25B | 158.34B | 213.94B | 224.54B | 220.22B | 155.96B | 193.4B | 189.59B | 150.09B | 209.82B | 141.68B | 132.42B | 158.6B | 144.85B | 117.72B | 117.11B | 103.38B | 171.38B |
| Total Non-Current Assets | 1.47T | 1.44T | 1.04T | 1.32T | 1.22T | 1.22T | 1.25T | 1.25T | 1.21T | 1.18T | 1.17T | 1.14T | 1.11T | 1.12T | 987.1B | 994.34B | 950.62B | 924.45B | 919.79B | 816.79B |
| Total Assets | 1.54T | 1.5T | 1.46T | 1.48T | 1.43T | 1.44T | 1.47T | 1.41T | 1.4T | 1.37T | 1.32T | 1.35T | 1.25T | 1.25T | 1.15T | 1.14T | 1.07T | 1.04T | 1.02T | 988.17B |
| Asset Growth % | 7.54% | 4.08% | -0.68% | 4.76% | 2.22% | 4.82% | 10.82% | 4.65% | 12.17% | 9.85% | 15.63% | 18.24% | 16.87% | 20.1% | 11.98% | 15.28% | 9.98% | 9.66% | 5.13% | 4.1% |
| Return on Assets (ROA) | 0.12% | 0.18% | 0.17% | 0.16% | 0.16% | 0.13% | 0.15% | 0.16% | 0.13% | 0.14% | 0.1% | 0.12% | 0.13% | 0.09% | 0.01% | 0.41% | 0.13% | 0.46% | 0.29% | 0.22% |
| Accounts Payable | 50.95B | 56.71B | 43.34B | 62.9B | 46.4B | 48.73B | 41.28B | 52.19B | 34.52B | 38.25B | 0 | 71.05B | 0 | 0 | 0 | 16.49B | 0 | 0 | 0 | 13.82B |
| Total Debt | 167.42B | 166.53B | 168.46B | 415.19B | 394B | 394.61B | 396.92B | 373.23B | 378.84B | 377.93B | 351.14B | 354.84B | 334.7B | 337.04B | 349.6B | 326.6B | 359.85B | 302.89B | 303.13B | 287.36B |
| Net Debt | 90.14B | 99.38B | 61.73B | 344.87B | 331.21B | 326.03B | 317.12B | 304.49B | 300.52B | 293.71B | 272.28B | 272.8B | 248.78B | 263.27B | 241.18B | 233.4B | 282.95B | 224.9B | 244.43B | 185.8B |
| Long-Term Debt | 36.14B | 34.36B | 129.02B | 163.57B | 158.71B | 166.12B | 162.48B | 152.28B | 147.1B | 143.07B | 139.66B | 136.69B | 136.17B | 129.07B | 137.54B | 123.73B | 161.4B | 110.22B | 104.42B | 100.78B |
| Short-Term Debt | 131.29B | 132.17B | 135.57B | 248.31B | 235.29B | 228.48B | 234.44B | 217.63B | 231.75B | 234.86B | 211.49B | 214.64B | 198.54B | 207.97B | 212.05B | 200.03B | 198.45B | 192.67B | 198.71B | 183.84B |
| Other Liabilities | 1.29T | 1.25T | 1.24T | 96.38B | 106.84B | 113.39B | 120.4B | 93.05B | 106.91B | 110.82B | 143.62B | 100.23B | 113.47B | 114.93B | 102.08B | 99.09B | 97.58B | 93.11B | 79.91B | 66.26B |
| Total Current Liabilities | 131.29B | 132.17B | 1.07T | 1.13T | 1.08T | 1.07T | 1.1T | 1.08T | 1.06T | 1.04T | 964.21B | 1.03T | 924.72B | 930.81B | 831.03B | 842.39B | 742.28B | 772.53B | 778.91B | 760.68B |
| Total Non-Current Liabilities | 1.32T | 1.28T | 1.37T | 263.26B | 265.55B | 279.51B | 282.88B | 248.65B | 254.01B | 253.89B | 283.28B | 240.44B | 249.64B | 244B | 239.76B | 225.77B | 259.06B | 203.44B | 184.46B | 169.97B |
| Total Liabilities | 1.45T | 1.41T | 1.37T | 1.39T | 1.34T | 1.35T | 1.38T | 1.33T | 1.32T | 1.29T | 1.25T | 1.27T | 1.17T | 1.17T | 1.07T | 1.07T | 1T | 975.97B | 963.37B | 930.65B |
| Total Equity | 86.62B | 85.59B | 85.75B | 88.1B | 86.77B | 85.83B | 87.6B | 84.29B | 82.96B | 79.57B | 77.28B | 76.12B | 74.19B | 76.08B | 74.91B | 71.04B | 66.99B | 65.59B | 59.8B | 57.52B |
| Equity Growth % | -0.17% | -0.28% | -2.11% | 4.53% | 4.59% | 7.87% | 13.36% | 10.72% | 11.81% | 4.58% | 3.16% | 7.16% | 10.75% | 16% | 25.27% | 23.49% | 16.12% | 18.15% | 6.51% | 1.64% |
| Equity / Assets (Capital Ratio) | 5.63% | 5.71% | 5.88% | 5.97% | 6.06% | 5.96% | 5.97% | 5.98% | 5.92% | 5.79% | 5.83% | 5.65% | 5.94% | 6.08% | 6.54% | 6.24% | 6.27% | 6.3% | 5.84% | 5.82% |
| Return on Equity (ROE) | 2.03% | 3.07% | 2.86% | 2.62% | 2.7% | 2.26% | 2.48% | 2.75% | 2.3% | 2.37% | 1.68% | 2.14% | 2.08% | 1.36% | 0.18% | 6.5% | 2.06% | 7.59% | 5% | 3.75% |
| Book Value per Share | 173.15 | 120.52 | 120.75 | 121.81 | 120.37 | 118.16 | 120.24 | 115.69 | 113.61 | 109.11 | 106.65 | 105.73 | 103.57 | 106.74 | 108.16 | 103.16 | 99.28 | 99.38 | 91.98 | 88.48 |
| Tangible BV per Share | 130.69 | 90.05 | 90.28 | 92.01 | 90.52 | 88.62 | 89.38 | 85.91 | 84.03 | 79.49 | 77.42 | 75.25 | 74.21 | 77.02 | 97.28 | 92.30 | 88.72 | 88.63 | 81.17 | 76.73 |
| Common Stock | 23.48B | 23.54B | 23.71B | 23.36B | 23.55B | 23.73B | 23.92B | 23.92B | 23.91B | 23.9B | 23.41B | 22.94B | 22.47B | 22.06B | 21.64B | 17.74B | 17.39B | 17.04B | 13.63B | 13.6B |
| Additional Paid-in Capital | 403.2M | 390M | 379M | 373M | 368M | 367M | 363M | 354M | 346M | 350M | 351M | 328M | 330M | 327M | 335M | 317M | 315M | 318M | 319M | 313M |
| Retained Earnings | 47.76B | 48.04B | 47.72B | 47.38B | 47.55B | 47.16B | 47.24B | 46.47B | 45.45B | 44.77B | 44.16B | 44.01B | 44.5B | 44.14B | 44.24B | 45.12B | 41.65B | 41.27B | 37.51B | 35.5B |
| Accumulated OCI | 7.21B | 5.88B | 6.19B | 7.99B | 6.09B | 6.75B | 8.24B | 5.42B | 4.73B | 2.21B | 2.37B | 1.86B | -89M | 2.58B | 1.75B | 1.55B | 1.93B | 1.25B | 2.79B | 2.56B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4M | 0 |
| Preferred Stock | 7.71B | 7.7B | 1.55B | 1.55B | 1.75B | 1.75B | 1.75B | 2.05B | 2.45B | 3.3B | 3.3B | 3.3B | 3.3B | 3.3B | 3.3B | 2.65B | 3.05B | 3.05B | 3.65B | 3.65B |