Bank of Montreal (BMO) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Bank of Montreal (BMO) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

BMO Income Statement

Bank of Montreal (BMO) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	5.57B	5.27B	5.64B	5.5B	5.5B	5.1B	5.4B	5.44B	4.79B	4.51B	4.72B	4.94B	4.91B	4.81B	4.02B	3.77B	4.2B	3.9B	4.02B	3.76B
NII Growth %	1.34%	3.35%	4.54%	1.07%	14.64%	12.89%	14.34%	10.06%	-2.26%	-6.21%	17.41%	31.17%	16.87%	23.37%	0.05%	0.29%	19.2%	12.94%	12.33%	6.4%
Net Interest Margin %	0.36%	0.35%	0.39%	0.37%	0.38%	0.35%	0.37%	0.39%	0.34%	0.33%	0.36%	0.37%	0.39%	0.38%	0.35%	0.33%	0.39%	0.37%	0.39%	0.38%
Interest Income	15.79B	15.01B	15.16B	15.52B	15.74B	15.65B	16.62B	16.86B	17.1B	16.16B	15.85B	15.6B	14.82B	13.78B	11.37B	9.12B	7.04B	5.52B	5.21B	5.03B
Interest Expense	10.23B	9.75B	9.52B	10.02B	10.25B	10.56B	11.22B	11.43B	12.31B	11.65B	11.13B	10.66B	9.92B	8.97B	7.35B	5.36B	2.85B	1.62B	1.19B	1.27B
Loan Loss Provision	837.81M	739M	746M	755M	797M	1.05B	1.01B	1.52B	906M	705M	627M	446M	492M	318M	217M	226M	136M	50M	-99M	-126M
Non-Interest Income	4.5B	4.27B	4.16B	3.76B	3.45B	3.58B	3.82B	2.88B	3.36B	3.41B	2.93B	3.38B	3.15B	2.92B	3.03B	2.72B	2.75B	1.8B	3.1B	2.75B
Non-Interest Income %	44.67%	44.76%	42.41%	40.64%	38.54%	41.29%	41.43%	34.62%	41.21%	43%	38.27%	40.63%	39.12%	37.72%	42.94%	41.91%	39.57%	31.6%	43.59%	42.29%
Total Net Revenue	10.07B	9.54B	9.8B	9.26B	8.94B	8.68B	9.22B	8.32B	8.15B	7.92B	7.65B	8.32B	8.06B	7.73B	7.05B	6.49B	6.95B	5.71B	7.12B	6.51B
Revenue Growth %	12.55%	9.86%	6.31%	11.3%	9.68%	9.59%	20.52%	-0.05%	1.2%	2.47%	8.53%	28.33%	16.01%	35.5%	-1.08%	-0.35%	-7.34%	-4.71%	2.96%	9.62%
Non-Interest Expense	6.76B	5.3B	5.73B	5.47B	5.06B	5.02B	5.38B	3.79B	4.8B	4.79B	5.37B	5.7B	5.58B	6.15B	6.33B	322M	5.12B	-708M	3.33B	3.83B
Efficiency Ratio	67.12%	55.57%	58.45%	59.12%	56.58%	57.84%	58.35%	45.54%	58.88%	60.48%	70.15%	68.49%	69.22%	79.52%	89.83%	4.97%	73.69%	-12.41%	46.72%	58.93%
Operating Income	2.52B	3.5B	3.33B	3.03B	3.09B	2.61B	2.83B	3.01B	2.45B	2.42B	1.66B	2.18B	1.99B	1.26B	500M	5.94B	1.69B	6.36B	3.9B	2.8B
Operating Margin %	25.07%	36.68%	33.93%	32.73%	34.51%	30.02%	30.68%	36.15%	30.01%	30.61%	21.65%	26.15%	24.67%	16.36%	7.1%	91.55%	24.35%	111.53%	54.67%	43.01%
Operating Income Growth %	-18.22%	34.23%	17.57%	0.76%	26.11%	7.46%	70.77%	38.19%	23.09%	91.7%	231.2%	-63.35%	17.56%	-80.12%	-87.16%	112.11%	-42.95%	236.67%	49.52%	39.53%
Pretax Income	2.47B	3.5B	3.33B	3.03B	3.09B	2.61B	2.83B	3.01B	2.45B	2.42B	1.66B	2.18B	1.99B	1.26B	500M	5.94B	1.69B	6.36B	3.9B	2.8B
Pretax Margin %	24.56%	36.68%	33.93%	32.73%	34.51%	30.02%	30.68%	36.15%	30.01%	30.61%	21.65%	26.15%	24.67%	16.36%	7.1%	91.55%	24.35%	111.53%	54.67%	43.01%
Income Tax	746M	868M	836M	735M	756M	644M	690M	703M	582M	559M	364M	559M	423M	236M	367M	1.45B	326M	1.61B	962M	640M
Effective Tax Rate %	30.18%	24.81%	25.14%	24.26%	24.5%	24.71%	24.4%	23.38%	23.78%	23.05%	21.98%	25.69%	21.28%	18.66%	73.4%	24.49%	19.28%	25.26%	24.7%	22.87%
Net Income	1.75B	2.63B	2.49B	2.29B	2.33B	1.96B	2.13B	2.3B	1.86B	1.86B	1.29B	1.61B	1.56B	1.03B	133M	4.48B	1.36B	4.76B	2.93B	2.16B
Net Margin %	17.37%	27.53%	25.41%	24.71%	26.02%	22.58%	23.15%	27.66%	22.87%	23.51%	16.87%	19.35%	19.4%	13.27%	1.89%	69.13%	19.65%	83.37%	41.17%	33.17%
Net Income Growth %	-24.84%	33.98%	16.68%	-0.56%	24.77%	5.26%	65.43%	42.92%	19.32%	81.48%	869.92%	-64.09%	14.51%	-78.43%	-95.47%	107.64%	-40%	265%	45.41%	36.3%
Net Income (Continuing)	1.75B	2.63B	2.49B	2.29B	2.33B	1.96B	2.14B	2.3B	1.86B	1.87B	1.29B	1.62B	1.56B	1.03B	133M	4.48B	1.36B	4.76B	2.93B	2.16B
EPS (Diluted)	2.40	3.50	3.39	2.94	3.14	2.50	2.84	2.95	2.48	2.36	1.73	2.06	2.12	1.26	0.14	6.50	1.95	7.13	4.43	3.23
EPS Growth %	-23.57%	40%	19.37%	-0.34%	26.61%	5.93%	64.16%	43.2%	16.98%	87.3%	1135.71%	-68.31%	8.72%	-82.33%	-96.84%	101.24%	-42.82%	273.3%	46.2%	36.29%
EPS (Basic)	2.41	3.39	3.40	2.94	3.14	2.51	2.84	2.95	2.41	2.36	1.73	2.06	2.13	1.27	0.14	6.52	1.96	7.15	4.52	3.24
Diluted Shares Outstanding	500.23M	710.17M	710.17M	723.27M	720.79M	726.44M	728.53M	728.53M	730.19M	729.28M	724.59M	720M	716.38M	712.81M	692.63M	688.63M	674.8M	660.03M	650.16M	650.1M