Upside case
Bull case
$40-9.6%
The bull case prices BNT at 23x on FY1 earnings, assuming continued execution and no meaningful deceleration in the core business.
Analysis OverviewNo CoverageUpdated —
Brookfield Wealth Solutions Ltd. (BNT) Stock Analysis
Wall Street verdict, consensus price target, and analyst rating breakdown — everything needed to frame the risk/reward at today's price.
Analyst consensus
Mixed
Covering
—
analysts
0 bullish · 0 bearish · 0 covering BNT
Strong Buy
0
Buy
0
Hold
0
Sell
0
Strong Sell
0
Consensus Target
—
— vs today
Scenario Range
$19 – $40
Model bear to bull value window
Coverage
—
Published analyst ratings
Valuation Context
—
Forward P/E · Market cap $14.8B
BNT price targets
Three scenarios for where BNT stock could go
Current
~$45
Confidence
45 / 100
Updated
—
Where we are now
Current · $45
Bear
$19
Base
$31
Bull
$40
Market caseClosest to today
Base case
$31-31.4%
At 18x on FY1 earnings, the base case reflects a reasonable but not stretched valuation. It prices in continued growth without assuming an exceptional setup.
Stress case
Bear case
$19-56.8%
The bear case assumes sentiment or fundamentals disappoint enough to push BNT down roughly 57% from the current price.
Not financial advice. Model confidence reflects internal scenario assumptions, not a guarantee of returns. Past performance does not predict future results.
Brookfield Wealth Solutions Ltd.
BNT · NYSEFinancial ServicesInsurance - DiversifiedDecember year-end
Brookfield Reinsurance is a financial services company that provides insurance and reinsurance products to individuals and institutions globally. It generates revenue through three main segments: Direct Insurance (offering life, casualty, property, and health insurance), Reinsurance (annuity-based products), and Pension Risk Transfer (corporate pension plan transfers). The company benefits from Brookfield's global scale and investment expertise—particularly in managing long-duration liabilities—which creates a competitive advantage in pricing and risk management.
Market Cap
$14.8B
Revenue TTM
$10.8B
Net Income TTM
$492M
Net Margin
4.6%
BNT Revenue and Earnings Performance
Quarterly beat-or-miss track record against analyst estimates, plus forward revenue and EPS outlook for the next two fiscal years.
EPS Beat Rate
—No data
12 quarters tracked
Revenue Beat Rate
—No data
vs consensus estimates
Avg EPS Surprise
—
above Street consensus
Beat / Miss Record
BeatMissLeft = EPS · Right = Revenue
Q3 2025
Q4 2025
Q1 2026
Q2 2026
Last 4 Quarters
EPS beats: 0 of 4Q3 2025
EPS
$0.06/—
Revenue
$3.0B/—
Q4 2025
EPS
$0.06/—
Revenue
$3.1B/—
Q1 2026
EPS
$0.06/—
Revenue
$3.1B/—
Q2 2026
EPS
$0.07/—
Revenue
$1.6B/—
| Quarter | EPS (Actual / Est) | EPS Surprise | Revenue (Actual / Est) | Rev Surprise |
|---|---|---|---|---|
| Q3 2025 | $0.06/— | — | $3.0B/— | — |
| Q4 2025 | $0.06/— | — | $3.1B/— | — |
| Q1 2026 | $0.06/— | — | $3.1B/— | — |
| Q2 2026 | $0.07/— | — | $1.6B/— | — |
FY1–FY2 Estimates
Revenue Outlook
FY1
$12.0B
+12.0% YoY
FY2
$13.2B
+9.4% YoY
EPS Outlook
FY1
$1.73
-4.0% YoY
FY2
$1.70
-1.9% YoY
Trailing FCF (TTM)$2.5B
FCF Margin: 23.5%
Next Earnings
August 13, 2026
Expected EPS
—
Expected Revenue
—
BNT beat EPS estimates in 0 of 4 tracked quarters. Mixed delivery makes the upcoming report a key data point for re-rating.
BNT Valuation Snapshot
Current multiples compared to the S&P 500, the company's sector, and its own five-year average.
Relative Value Signal
Slightly expensive versus peers
Fair value est. $36 — implies -18.2% from today's price.
Premium to Fair Value
18.2%
above fair value
Deep DiscountFair ValueVery Expensive
vs S&P 500 Trailing P/E
BNT
17.8x
vs
S&P 500
24.4x
27% discount
vs Financial Services Trailing P/E
BNT
17.8x
vs
Financial Services
13.6x
+31% premium
vs BNT 5Y Avg P/E
Today
17.8x
vs
5Y Average
7.6x
+136% premium
Forward PE
—
S&P 500
18.8x
—
Financial Services
10.7x
—
5Y Avg
—
—
Trailing PE
17.8x
S&P 500
24.4x
-27%
Financial Services
13.6x
+31%
5Y Avg
7.6x
+136%
PEG Ratio
0.13x
S&P 500
1.66x
-92%
Financial Services
0.95x
-86%
5Y Avg
—
—
EV/EBITDA
5.5x
S&P 500
15.2x
-64%
Financial Services
11.4x
-52%
5Y Avg
4.3x
+26%
Price/FCF
5.7x
S&P 500
20.7x
-72%
Financial Services
11.1x
-49%
5Y Avg
2.3x
+146%
Price/Sales
1.3x
S&P 500
3.1x
-60%
Financial Services
2.3x
-46%
5Y Avg
0.7x
+67%
Dividend Yield
—
S&P 500
1.91%
—
Financial Services
2.63%
—
5Y Avg
0.52%
—
| Metric | BNT | S&P 500 | Financial Services | 5Y Avg BNT |
|---|---|---|---|---|
| Forward PE | — | 18.8x | 10.7x | — |
| Trailing PE | 17.8x | 24.4x-27% | 13.6x+31% | 7.6x+136% |
| PEG Ratio | 0.13x | 1.66x-92% | 0.95x-86% | — |
| EV/EBITDA | 5.5x | 15.2x-64% | 11.4x-52% | 4.3x+26% |
| Price/FCF | 5.7x | 20.7x-72% | 11.1x-49% | 2.3x+146% |
| Price/Sales | 1.3x | 3.1x-60% | 2.3x-46% | 0.7x+67% |
| Dividend Yield | — | 1.91% | 2.63% | 0.52% |
BNT trades above S&P 500 benchmarks on 0 of 5 measured multiples — appears modestly priced relative to the S&P 500 on most measures.
Forward P/E and PEG reflect analyst consensus estimates. Historical averages use trailing ratios where forward data is unavailable.S&P 500 and sector benchmarks both use trailing median P/E — similar readings indicate the broader index and sector are priced alike.
Open valuation toolBNT Financial Health
Verdict
Adequate
BNT posts 4.6% net margin with 2.9% ROE — the core signals of underwriting discipline and capital efficiency.
Underwriting & Earnings
Premium revenue, margins, and returns
Revenue (TTM)
Trailing-twelve-month sales base
$10.8B
Revenue Growth
TTM vs prior year
-23.6%
Operating Margin
Operating income divided by revenue
6.5%
Net Margin
Net income divided by revenue
4.6%
EPS (TTM)
Diluted earnings per share, trailing twelve months
$1.80
ROE
Return on equity — measures underwriting and investment efficiency
2.9%
Capital Quality
ROIC, leverage, and debt serviceability
ROIC
Return on invested capital — primary competitive quality signal
9.3%
ROA
Return on assets, trailing twelve months
0.3%
Cash & Equivalents
Liquid assets on the balance sheet
$13.0B
Net Cash
Cash exceeds total debt — no net leverage
$7.3B
FCF Analysis
Traditional FCF and debt/FCF ratios are not meaningful for financial companies. Focus on ROE and ROA above.
ROE
Return on equity, trailing twelve months
2.9%
Shareholder Returns
How capital is returned to owners
Total shareholder yield
0.8%
Dividend
—
Buyback
0.8%
Share Repurchases
Trailing buyback outflow — dollar magnitude of capital returned
$114M
Dividend / Share
Annualized trailing dividend per share
—
Payout Ratio
Share of earnings distributed as dividends
—
Shares Outstanding
Declining as buybacks retire shares
333M
All figures from the trailing twelve months. For financial companies, ROE and ROA are the primary health signals — FCF-based metrics are not applicable.
Open full ratios pageBNT Stock Risk Factors
Key factors that could pressure the stock price, compress the multiple, or weigh on future results.
Based on the latest company results, valuation, and market data
Medium
Valuation de-rating
BNT trades at 17.8x trailing earnings versus 24.4x for the S&P 500 and 13.6x for its sector. If earnings delivery or sentiment slips, the stock could re-rate lower and move closer to the bear case target of $19.
Medium
Estimate execution
The next fiscal year requires Street estimates of $12.0B in revenue (12.0% growth) and $1.73 in EPS. Missing those operating targets would undermine the premium multiple investors are paying today.
Lower
Capital return support
Part of the per-share support comes from capital returns, backed by $2.5B in trailing free cash flow, a 0.8% buyback yield. If cash generation softens, the EPS lift and downside cushion from repurchases can narrow.
These are risk mechanisms, not predictions. The key question is which would force a cut to earnings estimates or a lower multiple than the market currently prices in.
Why BNT Stock Could Outperform
Structural drivers behind the upside case and why the stock could outperform over the next 12 months.
Based on recent company results and analyst estimates
High-margin cash engine
Brookfield Wealth Solutions Ltd. already operates from a position of scale, with 43.3% gross margin, 6.5% operating margin, and $2.5B in trailing free cash flow. That combination gives management room to keep funding product investment without relying on outside capital.
Multiple growth levers remain
Brookfield Wealth Solutions Ltd. still has room to compound if management converts its existing scale into steadier revenue growth and margin discipline. The bull case does not require perfection; it requires the core business to keep translating operating strength into higher per-share earnings.
Upside and capital returns align
Consensus still points to —, while the modeled bull target reaches $40. If $12.0B in forward revenue and $1.73 in EPS are delivered, ongoing shareholder returns running at 0.8% can amplify the equity upside.
A real bull case compounds — each driver matters most when it strengthens margins, supports capital returns, and keeps the company above the market's minimum growth bar simultaneously.
BNT Stock Price Performance
52-week range context and price returns across multiple time horizons. Dividend contribution is shown separately in the Capital Return section.
Current Price
$44.53
52W Range Position
52%
52-Week Range
Current price plotted between the 52-week low and high.
52-Week Low
$38.84
+14.6% from the low
52-Week High
$49.86
-10.7% from the high
1 Month
-1.61%
3 Month
+6.48%
YTD
-4.6%
1 Year
+12.3%
3Y CAGR
+26.5%
5Y CAGR
+1.5%
10Y CAGR
+0.7%
Range context matters because valuation compression and earnings misses rarely hit from the same starting point. A stock already far below its high can still fall, but it is no longer carrying the same embedded optimism as one pressing a fresh peak.
BNT vs Peers
Valuation, growth, and margin comparison against the closest publicly traded peers for this company.
Peer Set
Accurate peer set
Forward PE
—
vs 7.8x median
Peer median unavailable
Revenue Growth
+12.0%
vs +5.5% median
+120% above peer median
Net Margin
4.6%
vs 5.6% median
-19% below peer median
| Company | Mkt Cap | Fwd PE | Rev Grw | Margin | Rating | Upside |
|---|---|---|---|---|---|---|
BNT BNT Brookfield Wealth Solutions Ltd. | $14.8B | — | +12.0% | 4.6% | — | — |
RGA RGA Reinsurance Group of America, Incorporated | $13.8B | 7.8x | +9.6% | 5.0% | Buy | +19.1% |
GL GL Globe Life Inc. | $13.4B | 10.9x | +4.5% | 19.4% | Hold | +2.2% |
FG FG F&G Annuities & Life, Inc. | $3.7B | 7.0x | +11.1% | 9.1% | Hold | +12.8% |
MET MET MetLife, Inc. | $55.8B | 8.6x | +5.5% | 4.7% | Buy | +10.2% |
PRU PRU Prudential Financial, Inc. | $37.1B | 7.8x | -2.5% | 5.6% | Hold | -4.8% |
This peer comparison reflects companies with similar business models, product lines, or market positioning, supplemented by industry grouping when direct matches are limited.
BNT Dividend and Capital Return
BNT returns 0.8% annually — null% through dividends and 0.8% through buybacks.
Dividend UnknownFCF Unknown
Total Shareholder Yield
0.8%
Dividend + buyback return per year
Buyback Yield
0.8%
Dividend Yield
—
Payout Ratio
—
Dividend Profile
Yield, cadence, and growth quality
Dividend / Share
Trailing annualized cash dividend
$0.26
Growth Streak
Consecutive years of dividend increases
2Y
3Y Div CAGR
-58.5%
5Y Div CAGR
—
Ex-Dividend Date
—
Payment Cadence
Quarterly
4 payments over the last 12 months
Buyback Engine
How much per-share support comes from repurchases
Repurchases (TTM)
Cash used for buybacks in the latest trailing period
$114M
Estimated Shares Retired
3M
Approx. Share Reduction
0.8%
Shares Outstanding
Current diluted share count from the screening snapshot
333M
At 0.8%/year, buybacks mechanically lift EPS even with flat earnings — each remaining share represents a slightly larger piece of the company.
| Year | Div / Share | YoY Grw | BB Yield | Total Yield |
|---|---|---|---|---|
| 2026 | $0.14 | — | — | — |
| 2025 | $0.24 | +12.5% | 0.8% | 0.8% |
| 2024 | $0.21 | +14.3% | 0.2% | 0.2% |
| 2023 | $0.19 | -94.4% | 0.1% | 0.3% |
| 2022 | $3.35 | +1832.9% | 0.9% | 1.8% |
FAQ
6 questionsBNT Investor Questions
Common questions answered from live analyst data and company financials.
01Is Brookfield Wealth Solutions Ltd. (BNT) stock a buy or sell in 2026?
Brookfield Wealth Solutions Ltd. (BNT) has limited published analyst coverage at this time. The model scenario range runs from $19 to $40 around a current price of $45. Use the scenario targets and valuation multiples on this page as a guide.
02Is Brookfield Wealth Solutions Ltd. (BNT) stock overvalued in 2026?
Forward earnings data for BNT is not currently available. Review the valuation table above for trailing P/E, EV/EBITDA, and price-to-sales comparisons against market and sector benchmarks.
03What are the main risks for Brookfield Wealth Solutions Ltd. (BNT) stock in 2026?
The primary risks for BNT in 2026 are: (1) Valuation de-rating — BNT trades at 17. (2) Estimate execution — The next fiscal year requires Street estimates of $12. (3) Capital return support — Part of the per-share support comes from capital returns, backed by $2. Each factor has the potential to pressure earnings or compress the stock's valuation multiple.
04What is Brookfield Wealth Solutions Ltd.'s revenue and earnings forecast?
Analyst consensus estimates BNT will report consensus revenue of $12.0B (+12.0% year-over-year) and EPS of $1.73 (-4.0% year-over-year) for the upcoming fiscal year. The following year, analysts project $13.2B in revenue.
05When does Brookfield Wealth Solutions Ltd. (BNT) report its next earnings?
Brookfield Wealth Solutions Ltd. is expected to report its next earnings on approximately 2026-08-13..
06How much free cash flow does Brookfield Wealth Solutions Ltd. generate?
Brookfield Wealth Solutions Ltd. (BNT) generated $2.5B in free cash flow over the trailing twelve months — a free cash flow margin of 23.5%. BNT returns capital to shareholders through and share repurchases ($114M TTM).