Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Bank of Hawaii Corporation's quarterly P/E stands at 12.3x, down 41.3% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 49.2% YoY to 6.1x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 17.14 | 12.30 | 13.68 | 15.93 | 17.78 | 20.95 | 16.87 | 17.66 | 17.93 | 25.16 | 10.62 | 9.20 | 11.42 |
| — | -41.3% | -19.0% | -9.8% | -0.8% | -16.7% | +58.9% | +91.9% | +57.0% | +94.6% | -28.6% | -31.7% | -28.1% | |
| P/S Ratio | 2.90 | 2.52 | 2.22 | 2.59 | 2.68 | 2.71 | 2.36 | 2.23 | 2.46 | 2.85 | 1.99 | 1.68 | 2.26 |
| — | -7.2% | -5.9% | +16.0% | +8.8% | -4.9% | +18.6% | +32.9% | +9.0% | -21.3% | -51.6% | -59.2% | -53.5% | |
| P/B Ratio | 1.71 | 1.48 | 1.47 | 1.55 | 1.61 | 1.70 | 1.50 | 1.41 | 1.72 | 2.03 | 1.44 | 1.19 | 1.52 |
| — | -12.9% | -2.2% | +10.0% | -6.3% | -16.3% | +4.3% | +17.8% | +13.5% | -13.2% | -39.1% | -45.7% | -34.4% | |
| P/FCF | 17.07 | 9.41 | 11.79 | 9.28 | 67.23 | 7.34 | — | 13.91 | 11.78 | 32.88 | 3.41 | 46.14 | — |
| — | +28.2% | — | -33.3% | +470.8% | -77.7% | — | -69.8% | — | +157.4% | -55.3% | +578.2% | — | |
| EV / EBITDA | 7.33 | 6.06 | 5.66 | 9.65 | 9.87 | 11.93 | 12.24 | 12.75 | 13.51 | 14.03 | 8.75 | 13.66 | 11.79 |
| — | -49.2% | -53.8% | -24.3% | -26.9% | -15.0% | +39.9% | -6.7% | +14.5% | +22.9% | -20.7% | +39.8% | +0.9% | |
| EV / EBIT | 7.90 | 6.06 | 6.11 | 10.86 | 11.20 | 13.64 | 14.08 | 15.01 | 15.81 | 16.85 | 9.81 | 15.57 | 13.44 |
| — | -55.6% | -56.6% | -27.6% | -29.2% | -19.1% | +43.5% | -3.7% | +17.6% | +33.5% | -21.1% | +43.6% | +3.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Bank of Hawaii Corporation's operating margin was 28.6% in Q4 2025, down 3.8 pp QoQ and up 8.8 pp YoY. The trailing four-quarter average of 26.5% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 15.3% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 67.4% | 69.8% | 70.5% | 64.6% | 64.3% | 60.5% | 59.8% | 60.2% | 60.8% | 61.3% | 62.2% | 67.7% | 76.1% |
| — | +15.3% | +17.8% | +7.3% | +5.7% | -1.3% | -3.8% | -11.1% | -20.1% | -27.9% | -33.0% | -30.7% | -24.0% | |
| Operating Margin | 26.8% | 28.6% | 32.4% | 23.2% | 21.9% | 19.8% | 19.9% | 17.8% | 19.3% | 15.8% | 25.9% | 25.3% | 27.6% |
| — | +44.5% | +62.6% | +30.2% | +13.6% | +25.4% | -23.0% | -29.5% | -30.2% | -57.7% | -28.4% | -38.9% | -32.3% | |
| Net Margin | 19.0% | 22.4% | 18.1% | 18.3% | 17.1% | 15.0% | 15.3% | 13.4% | 14.5% | 12.1% | 19.5% | 19.1% | 20.6% |
| — | +49.3% | +18.3% | +36.4% | +18.2% | +24.1% | -21.5% | -29.7% | -29.6% | -58.1% | -32.1% | -39.5% | -35.1% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.7% | 3.3% | 3.0% | 2.8% | 2.6% | 2.3% | 2.5% | 2.2% | 2.6% | 2.2% | 3.5% | 3.4% | 3.5% |
| — | +42.4% | +22.6% | +23.6% | +2.1% | +7.4% | -30.0% | -34.2% | -27.2% | -53.6% | -12.3% | -16.5% | -2.1% | |
| ROA | 0.9% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% |
| — | +53.1% | +30.5% | +37.2% | +20.1% | +28.5% | -13.2% | -22.6% | -21.7% | -51.0% | -13.3% | -23.4% | -17.7% | |
| ROIC | 10.0% | 2.6% | 2.9% | 1.9% | 1.7% | 1.6% | 1.7% | 1.5% | 1.6% | 1.4% | 1.6% | 1.3% | 1.7% |
| — | +64.0% | +76.1% | +26.8% | +7.4% | +18.3% | +5.7% | +12.0% | -3.8% | -50.0% | -42.0% | -54.2% | -33.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Bank of Hawaii Corporation's Debt/EBITDA ratio is 1.2x, down from 6.8x last quarter — comfortably within a safe range. The current ratio has improved 8027.7% YoY to 11.00x, strengthening the short-term liquidity position. Debt/Equity has declined for 11 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.05 | 0.05 | 0.39 | 0.40 | 0.41 | 0.45 | 0.45 | 0.47 | 0.56 | 0.57 | 0.59 | 1.90 | 1.23 |
| — | -88.9% | -13.1% | -14.0% | -26.7% | -21.3% | -23.9% | -75.4% | -54.3% | -39.3% | +40.8% | +379.0% | +216.0% | |
| Debt / EBITDA | 0.30 | 1.19 | 6.77 | 10.30 | 10.99 | 12.68 | 12.38 | 14.14 | 14.22 | 16.93 | 11.30 | 37.12 | 23.20 |
| — | -90.6% | -45.3% | -27.2% | -22.7% | -25.1% | +9.6% | -61.9% | -38.7% | +19.6% | +57.4% | +473.9% | +224.6% | |
| Current Ratio | 11.00 | 11.00 | 0.18 | 0.16 | 0.15 | 0.14 | 0.10 | 0.09 | 0.09 | 0.17 | 0.09 | 0.10 | 0.10 |
| — | +8027.7% | +74.4% | +68.5% | +68.0% | -19.4% | +7.4% | -10.4% | -13.2% | +7.9% | -11.8% | -41.2% | -45.6% | |
| Quick Ratio | 11.00 | 11.00 | 0.18 | 0.16 | 0.15 | 0.14 | 0.10 | 0.09 | 0.09 | 0.17 | 0.09 | 0.10 | 0.10 |
| — | +8027.7% | +74.4% | +68.5% | +68.0% | -19.4% | +7.4% | -10.4% | -13.2% | +7.9% | -11.8% | -41.2% | -45.6% | |
| Interest Coverage | 0.83 | 0.95 | 1.05 | 0.68 | 0.63 | 0.52 | 0.51 | 0.46 | 0.50 | 0.42 | 0.70 | 0.81 | 1.20 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying BOH stock.
Bank of Hawaii Corporation's current P/E is 17.1x. The average P/E over the last 4 quarters is 14.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Bank of Hawaii Corporation's current operating margin is 26.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Bank of Hawaii Corporation's business trajectory between earnings reports.