Banco Santander-Chile (BSAC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 1.88T | 6.64T | 8.25T | 6.56T | 6.53T | 7.61T | 6.04T | 5.53T | 6.17T | 10.52T | 11.56T | 10.18T | 12.78T | 11.3T | 12.49T | 9.5T | 9.79T | 11.14T | 16.58T | 16.38T |
| Cash & Due from Banks | 1.88T | 5.24T | 3.96T | 4.37T | 2.9T | 5.12T | 2.77T | 2.73T | 3.24T | 5.78T | 4.5T | 3.2T | 6.45T | 5.27T | 6.52T | 3.4T | 5.67T | 5.26T | 7.66T | 9.31T |
| Short Term Investments | 0 | 1.4T | 4.29T | 2.19T | 3.62T | 2.5T | 3.27T | 2.79T | 2.94T | 4.74T | 7.06T | 6.98T | 6.34T | 6.03T | 5.97T | 6.1T | 4.12T | 5.87T | 8.92T | 7.07T |
| Total Investments | 68.31B | 57.42T | 60.48T | 57.44T | 60.44T | 61.43T | 59.1T | 62.06T | 65.05T | 17.71T | 62.78T | 59.99T | 17.87T | 17.02T | 16.83T | 63.28T | 13.03T | 56.55T | 18T | 14.61T |
| Investments Growth % | -99.89% | -6.53% | 2.34% | -7.43% | -7.08% | 246.86% | -5.86% | 3.44% | 263.99% | 4.09% | 272.98% | -5.2% | 37.14% | -69.91% | -6.52% | 333.09% | -14.84% | 285.5% | 43.22% | 34.3% |
| Long-Term Investments | 68.31B | 56.02T | 56.19T | 55.26T | 56.82T | 58.94T | 55.83T | 59.26T | 62.11T | 12.97T | 55.72T | 53.02T | 11.53T | 10.98T | 10.86T | 57.18T | 8.92T | 50.68T | 9.08T | 7.54T |
| Accounts Receivables | 1.93T | 99.44B | 0 | 75.79B | 0 | 209.71B | 181.83B | 197.66B | 215.58B | 199.75B | 41.4B | 28.05B | 184.11B | 184.99B | 0 | 0 | 0 | 92.04B | 149.06B | 112.79B |
| Goodwill & Intangibles | 83.12B | 91.47B | 77.49B | 78.76B | 80.82B | 88.67B | 89.38B | 90.37B | 90.13B | 97.55B | 95.33B | 94.32B | 102.18B | 107.79B | 97.85B | 93.33B | 92.5B | 95.41B | 85.55B | 83.97B |
| Goodwill | 0 | 0 | 0 | 0 | 80.82B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 83.12B | 91.47B | 77.49B | 78.76B | 0 | 88.67B | 89.38B | 90.37B | 90.13B | 97.55B | 95.33B | 94.32B | 102.18B | 107.79B | 97.85B | 93.33B | 92.5B | 95.41B | 85.55B | 83.97B |
| PP&E (Net) | 267.2B | 272.44B | 288.77B | 298.39B | 305.45B | 312.64B | 323.54B | 334.32B | 345.59B | 352.27B | 346.74B | 355.21B | 361.15B | 371.89B | 352.37B | 353.99B | 362.23B | 374.82B | 364.55B | 373.68B |
| Other Assets | 3.43T | 4.59T | 2.97T | 2.4T | 2.86T | -279.4B | 2.46T | 1.05T | 3.93T | -553.48B | 2.68T | 2.99T | -309.16B | -641.25B | -298.25B | 3.42T | -317.75B | 226.65B | -749.54B | -631.76B |
| Total Current Assets | 65.59T | 6.79T | 8.25T | 7.72T | 6.53T | 8.98T | 6.75T | 7.08T | 7.86T | 10.9T | 13.25T | 11.9T | 13.11T | 11.81T | 12.79T | 9.51T | 9.97T | 11.76T | 16.99T | 18.01T |
| Total Non-Current Assets | 4.31T | 61.36T | 59.99T | 58.47T | 60.53T | 59.42T | 59.14T | 61.18T | 66.92T | 13.42T | 59.24T | 56.78T | 12T | 11.46T | 11.31T | 61.37T | 9.37T | 52.09T | 9.53T | 8T |
| Total Assets | 69.9T | 68.15T | 68.24T | 66.19T | 67.06T | 68.4T | 65.89T | 68.26T | 74.78T | 71.09T | 72.49T | 68.68T | 69.51T | 68.42T | 75.04T | 70.88T | 61.47T | 63.84T | 63.51T | 58.81T |
| Asset Growth % | 4.23% | -0.37% | 3.57% | -3.04% | -10.32% | -3.78% | -9.11% | -0.61% | 7.59% | 3.9% | -3.39% | -3.11% | 13.08% | 7.17% | 18.16% | 20.53% | 12.81% | 14.61% | 11.09% | -3.63% |
| Return on Assets (ROA) | 0.4% | 0.33% | 0.37% | 0.41% | 0.41% | 0.4% | 0.36% | 0.3% | 0.16% | 0.36% | 0.08% | 0.18% | 0.2% | 0.12% | 0.25% | 0.43% | 0.38% | 0.41% | 0.29% | 0.33% |
| Accounts Payable | 1.81T | 647.79B | 742.46B | 544.93B | 0 | 528.72B | 386.37B | 362.08B | 446.25B | 492.28B | 186.39B | 605.94B | 432.78B | 603.01B | 334.27B | 0 | 394.39B | 607.95B | 633.23B | 563.73B |
| Total Debt | 47.69T | 15.88T | 15.2T | 17.1T | 13.05T | 14.73T | 15.84T | 15.74T | 14.8T | 12.71T | 12.47T | 11.8T | 16.34T | 10.9T | 16.27T | 19.51T | 14.94T | 10.38T | 17.37T | 16.23T |
| Net Debt | 45.82T | 10.64T | 11.24T | 12.73T | 10.15T | 9.61T | 13.07T | 13.01T | 11.56T | 6.93T | 7.97T | 8.6T | 9.9T | 5.63T | 9.76T | 16.11T | 9.27T | 5.12T | 9.71T | 6.92T |
| Long-Term Debt | 10.23T | 13.08T | 11.82T | 14.51T | 11.78T | 14.38T | 14.15T | 15.12T | 14.44T | 12.32T | 11.64T | 11.27T | 16.21T | 10.45T | 16.13T | 16.26T | 14.8T | 10.15T | 17.23T | 16.08T |
| Short-Term Debt | 37.42T | 2.76T | 3.33T | 2.54T | 1.21T | 276.59B | 1.61T | 534.94B | 265.74B | 282.58B | 712.63B | 406.42B | 0 | 315.36B | 0 | 3.11T | 0 | 86.63B | 0 | 0 |
| Other Liabilities | 0 | 16.57T | 18.97T | 15.54T | 18.89T | 17.92T | 16.96T | 19.92T | 26.23T | 0 | 28.46T | 25.29T | 0 | 0 | 0 | 19.76T | 0 | 21.69T | 0 | 0 |
| Total Current Liabilities | 54.73T | 32.72T | 32.69T | 31.46T | 31.82T | 30.69T | 30.39T | 28.85T | 29.74T | 513B | 27.98T | 27.73T | 432.78B | 442.67B | 334.27B | 31.03T | 394.39B | 27.02T | 498.46B | 421.67B |
| Total Non-Current Liabilities | 10.28T | 29.69T | 30.84T | 30.1T | 30.73T | 32.36T | 31.18T | 35.11T | 40.75T | 12.62T | 40.2T | 36.67T | 16.35T | 10.94T | 16.28T | 36.16T | 14.95T | 32.39T | 17.69T | 16.44T |
| Total Liabilities | 65T | 62.41T | 63.53T | 61.56T | 62.55T | 63.04T | 61.57T | 63.97T | 70.49T | 65.77T | 68.17T | 64.39T | 65.47T | 63.46T | 71.07T | 67.19T | 57.66T | 59.41T | 60.13T | 55.39T |
| Total Equity | 4.89T | 5.74T | 4.71T | 4.63T | 4.51T | 5.36T | 4.32T | 4.3T | 4.29T | 5.32T | 4.32T | 4.29T | 4.03T | 4.96T | 3.97T | 3.69T | 3.8T | 4.43T | 3.38T | 3.42T |
| Equity Growth % | 8.57% | 7.04% | 8.86% | 7.67% | 5.05% | 0.78% | 0.15% | 0.2% | 6.35% | 7.12% | 8.78% | 16.18% | 6.06% | 12.11% | 17.58% | 7.97% | 4.17% | 19.51% | -9.48% | -7.48% |
| Equity / Assets (Capital Ratio) | 7% | 8.42% | 6.9% | 6.99% | 6.72% | 7.83% | 6.56% | 6.29% | 5.74% | 7.48% | 5.96% | 6.24% | 5.8% | 7.25% | 5.29% | 5.21% | 6.19% | 6.94% | 5.32% | 5.81% |
| Return on Equity (ROE) | 5.14% | 4.29% | 5.3% | 5.97% | 5.63% | 5.62% | 5.64% | 5.07% | 2.5% | 5.4% | 1.32% | 3.06% | 3.02% | 1.91% | 4.85% | 7.62% | 5.73% | 6.73% | 5.2% | 5.32% |
| Book Value per Share | 10387.74 | 12176.01 | 9992.18 | 9819.31 | 9567.51 | 11375.04 | 9177.12 | 9119.83 | 9134.11 | 11287.23 | 9164.42 | 9101.56 | 8563.28 | 10536.59 | 8424.69 | 7833.99 | 8073.84 | 9398.07 | 7164.81 | 7255.70 |
| Tangible BV per Share | 10211.32 | 11981.84 | 9827.69 | 9652.12 | 9395.97 | 11186.83 | 8987.44 | 8928.00 | 8942.23 | 11080.17 | 8962.08 | 8901.36 | 8346.40 | 10307.79 | 8216.99 | 7635.89 | 7877.51 | 9195.54 | 6983.23 | 7077.46 |
| Common Stock | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B | 891.3B |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 541.38B | 661.6B | 836.89B | 589.38B | 1.16T | 499.17B | 201.58B | 169.44B | 242.9B | 537.46B | 358.1B | 301.49B | 434.44B | 679.44B | 526.54B | 345.95B | 698.22B | 647.07B | 463.22B | 257.03B |
| Accumulated OCI | -179.26B | 3.43T | 2.86T | 3.03T | 2.35T | 3.17T | 3.13T | 3.14T | 3.03T | 3.16T | 2.94T | 3.06T | 2.59T | 2.69T | 2.44T | 2.35T | 2.12T | 2.2T | 1.93T | 2.18T |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |