Banco Santander-Chile (BSAC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Banco Santander-Chile (BSAC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

BSAC Income Statement

Banco Santander-Chile (BSAC) annual income statement — 28-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	447.7B	457.51B	693.01B	434.53B	435.3B	423.84B	705.53B	406.53B	364B	310.73B	602.38B	190.75B	124.58B	175.34B	1.1T	119.14B	131.33B	221.81B	500.96B	360.14B
NII Growth %	2.85%	7.94%	-1.77%	6.89%	19.59%	36.4%	17.12%	113.12%	192.19%	77.21%	-45.13%	60.11%	-5.14%	-20.95%	119.15%	-66.92%	-64.99%	-39.37%	12.92%	-5.62%
Net Interest Margin %	0.64%	0.65%	1.02%	0.64%	0.66%	0.63%	1.03%	0.62%	0.53%	0.42%	0.85%	0.26%	0.18%	0.25%	1.6%	0.16%	0.19%	0.36%	0.78%	0.57%
Interest Income	842.16B	832.3B	1.25T	857.43B	853.7B	838.02B	1.35T	884.37B	882.8B	980.88B	1.54T	987.38B	948.74B	923.5B	2.13T	780.63B	662.09B	515.45B	1.05T	451.5B
Interest Expense	394.46B	374.79B	553.45B	422.9B	418.4B	414.18B	641.24B	477.84B	518.8B	670.15B	942B	796.63B	824.16B	748.15B	1.03T	661.5B	530.76B	293.64B	548.01B	91.36B
Loan Loss Provision	125.78B	-374.79B	145.02B	144.37B	146.7B	139.5B	110.61B	-543.96B	127.69B	129.25B	-28.92B	121.17B	117.45B	114.25B	103.41B	90.84B	90.81B	71.45B	77.18B	83.41B
Non-Interest Income	384.04B	-98.88B	556.13B	231.19B	340.1B	214.44B	-104.24B	-325.92B	340.67B	183.74B	-178.81B	238.56B	399.81B	210.78B	-853.09B	513.8B	584.41B	153.22B	134.79B	221.6B
Non-Interest Income %	46.17%	-27.57%	44.52%	34.73%	43.86%	33.6%	-17.34%	-404.32%	48.34%	37.16%	-42.22%	55.57%	76.24%	54.59%	-348.57%	81.18%	81.65%	40.86%	21.2%	38.09%
Total Net Revenue	831.74B	358.63B	1.25T	665.72B	775.4B	638.28B	601.3B	80.61B	704.67B	494.47B	423.56B	429.3B	524.39B	386.13B	244.74B	632.94B	715.73B	375.03B	635.75B	581.74B
Revenue Growth %	7.27%	-43.81%	107.74%	725.87%	10.04%	29.08%	41.96%	-81.22%	34.38%	28.06%	73.06%	-32.17%	-26.73%	2.96%	-61.5%	8.8%	44.06%	-21.61%	22.94%	13.18%
Non-Interest Expense	255B	397.04B	824.36B	216.87B	302.07B	164.24B	156.03B	288.52B	297.05B	206.67B	133.14B	233.23B	267.42B	114.25B	55.97B	341.7B	300.4B	12.77B	237.46B	268.58B
Efficiency Ratio	30.66%	110.71%	65.99%	32.58%	38.96%	25.73%	25.95%	357.93%	42.15%	41.8%	31.43%	54.33%	51%	29.59%	22.87%	53.99%	41.97%	3.41%	37.35%	46.17%
Operating Income	450.96B	336.39B	279.77B	304.48B	326.64B	334.53B	334.65B	335.18B	279.93B	158.55B	319.34B	74.9B	139.52B	157.63B	85.37B	200.4B	324.52B	290.82B	321.11B	229.75B
Operating Margin %	54.22%	93.8%	22.4%	45.74%	42.12%	52.41%	55.65%	415.82%	39.72%	32.06%	75.39%	17.45%	26.61%	40.82%	34.88%	31.66%	45.34%	77.54%	50.51%	39.49%
Operating Income Growth %	38.06%	0.55%	-16.4%	-9.16%	16.69%	111%	4.79%	347.53%	100.64%	0.58%	274.08%	-62.63%	-57.01%	-45.8%	-73.42%	-12.77%	33.25%	24.34%	21.43%	50.63%
Pretax Income	450.96B	336.39B	279.77B	304.48B	326.64B	334.53B	334.65B	306.47B	279.93B	158.55B	319.34B	74.9B	139.52B	157.63B	85.37B	200.4B	324.52B	290.82B	321.11B	229.75B
Pretax Margin %	54.22%	93.8%	22.4%	45.74%	42.12%	52.41%	55.65%	380.2%	39.72%	32.06%	75.39%	17.45%	26.61%	40.82%	34.88%	31.66%	45.34%	77.54%	50.51%	39.49%
Income Tax	59.14B	55.91B	51.13B	53.61B	49.82B	52.8B	65.61B	59.36B	59.27B	35.51B	59.74B	13.28B	6.69B	17.84B	-3.06B	10.53B	35.04B	51.11B	55.52B	50.03B
Effective Tax Rate %	13.11%	16.62%	18.28%	17.61%	15.25%	15.78%	19.61%	19.37%	21.17%	22.39%	18.71%	17.73%	4.79%	11.32%	-3.58%	5.26%	10.8%	17.57%	17.29%	21.78%
Net Income	382.57B	273.19B	223.78B	247.51B	272.56B	277.8B	271.86B	243.13B	217.72B	120.25B	259.94B	56.62B	127.19B	135.68B	85.43B	185.59B	285.51B	235.74B	262.63B	176.5B
Net Margin %	46%	76.18%	17.91%	37.18%	35.15%	43.52%	45.21%	301.62%	30.9%	24.32%	61.37%	13.19%	24.25%	35.14%	34.9%	29.32%	39.89%	62.86%	41.31%	30.34%
Net Income Growth %	40.36%	-1.66%	-17.68%	1.8%	25.19%	131.01%	4.58%	329.44%	71.18%	-11.37%	204.28%	-69.49%	-55.45%	-42.44%	-67.47%	5.15%	51.83%	29.51%	22.95%	53.59%
Net Income (Continuing)	391.82B	280.48B	228.63B	250.87B	276.82B	281.74B	269.04B	247.12B	220.65B	123.04B	259.6B	61.62B	132.83B	139.79B	88.42B	189.87B	289.49B	239.71B	265.6B	179.71B
EPS (Diluted)	812.00	580.00	540.00	524.00	580.00	588.00	588.00	516.00	464.00	256.00	552.00	120.00	268.00	288.00	180.00	392.00	608.00	500.00	492.00	376.00
EPS Growth %	40%	-1.36%	-8.16%	1.55%	25%	129.69%	6.52%	330%	73.13%	-11.11%	206.67%	-69.39%	-55.92%	-42.4%	-63.41%	4.26%	52%	28.87%	16.04%	54.1%
EPS (Basic)	812.00	580.00	540.00	524.00	580.00	588.00	588.00	516.00	464.00	256.00	552.00	120.00	268.00	288.00	180.00	392.00	608.00	500.00	492.00	376.00
Diluted Shares Outstanding	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M	471.19M	471.12M	469.73M	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M	471.12M