Banco Santander (Brasil) S.A. (BSBR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 16.11B | 13.77B | 73.76B | 14.93B | 14.83B | 15.43B | 13.99B | 13.87B | 13.39B | 12.28B | 12.2B | 9.84B | 12.56B | 11.51B | 11.05B | 11.5B | 13.45B | 13.71B | 13.39B | 12.34B |
| NII Growth % | 8.66% | -10.74% | 427.04% | 7.7% | 10.75% | 25.6% | 14.68% | 40.97% | 6.59% | 6.76% | 10.48% | -14.48% | -6.61% | -16.1% | -17.52% | -6.76% | 13.26% | 22.49% | 20.48% | 15.37% |
| Net Interest Margin % | 1.25% | 1.08% | 1.09% | 1.2% | 1.18% | 1.25% | 1.14% | 1.17% | 1.18% | 1.1% | 1.08% | 0.93% | 1.23% | 1.17% | 1.12% | 1.19% | 1.41% | 1.47% | 1.42% | 1.33% |
| Interest Income | 42.43B | 42.59B | 211.67B | 40.65B | 38.75B | 36.61B | 35.2B | 32.76B | 32.6B | 32.63B | 32.65B | 30.85B | 32.15B | 30.7B | 30.25B | 27.91B | 26.36B | 23.85B | 20.31B | 17.53B |
| Interest Expense | 26.32B | 28.82B | 137.91B | 25.71B | 23.92B | 21.18B | 21.21B | 18.9B | 19.22B | 20.34B | 20.45B | 21.02B | 19.59B | 19.2B | 19.2B | 16.41B | 12.91B | 10.13B | 6.91B | 5.2B |
| Loan Loss Provision | 1.27B | 1.42B | 34.06B | 987.48M | 1.29B | 1B | 1.17B | 1.31B | 1.12B | 1.1B | 1.16B | 1.12B | 1.04B | 499.52M | -179.88M | 230M | 665.86M | 845.87M | 566.39M | 195.79M |
| Non-Interest Income | -4.07B | -126.65M | 27.78B | -6.08B | -2.81B | -1.28B | -1.51B | -3.52B | -1.86B | -926.93M | -1.84B | -938.28M | -3.21B | -452.88M | -1.12B | -1.14B | -1.62B | -918.27M | -3.79B | 3.09B |
| Non-Interest Income % | -10.62% | -0.3% | 11.6% | -17.58% | -7.81% | -3.61% | -4.47% | -12.03% | -6.05% | -2.92% | -5.97% | -3.14% | -11.11% | -1.5% | -3.85% | -4.25% | -6.54% | -4% | -22.92% | 14.98% |
| Total Revenue | 38.36B | 42.47B | 239.45B | 34.57B | 35.94B | 35.34B | 33.69B | 29.25B | 30.74B | 31.7B | 30.81B | 29.92B | 28.94B | 30.25B | 29.13B | 26.78B | 24.74B | 22.93B | 16.52B | 20.62B |
| Revenue Growth % | 6.73% | 20.17% | 610.64% | 18.2% | 16.91% | 11.47% | 9.36% | -2.24% | 6.25% | 4.79% | 5.79% | 11.73% | 16.95% | 31.94% | 76.3% | 29.84% | 62.01% | 7.64% | 20.47% | 120.31% |
| Non-Interest Expense | 6.06B | 7.19B | 41.55B | 5.89B | 6.1B | 9.03B | 5.94B | 3.77B | 6B | 7.63B | 5.71B | 4.69B | 5.59B | 6.93B | 5.52B | 4.84B | 5.1B | 6.78B | 5.2B | 4.73B |
| Efficiency Ratio | 15.79% | 16.92% | 17.35% | 17.03% | 16.98% | 25.56% | 17.62% | 12.89% | 19.5% | 24.08% | 18.52% | 15.68% | 19.31% | 22.9% | 18.94% | 18.08% | 20.6% | 29.58% | 31.46% | 22.94% |
| Operating Income | 4.71B | 5.04B | 25.92B | 1.98B | 4.62B | 4.12B | 5.38B | 5.27B | 4.42B | 2.62B | 3.5B | 3.08B | 2.72B | 3.62B | 4.59B | 5.29B | 6.07B | 5.17B | 3.84B | 10.5B |
| Operating Margin % | 12.28% | 11.87% | 10.83% | 5.74% | 12.85% | 11.65% | 15.98% | 18.02% | 14.37% | 8.26% | 11.35% | 10.3% | 9.41% | 11.98% | 15.75% | 19.77% | 24.52% | 22.54% | 23.26% | 50.91% |
| Operating Income Growth % | 1.95% | 22.4% | 381.47% | -62.35% | 4.6% | 57.18% | 53.96% | 71.02% | 62.24% | -27.73% | -23.78% | -41.78% | -55.13% | -29.86% | 19.41% | -49.57% | 15.75% | -53.26% | -19.19% | 5783.35% |
| Pretax Income | 4.71B | 5.04B | 25.92B | 1.98B | 4.62B | 4.12B | 5.38B | 5.27B | 4.42B | 2.62B | 3.5B | 3.08B | 2.72B | 3.62B | 4.59B | 5.29B | 6.07B | 5.17B | 3.84B | 10.5B |
| Pretax Margin % | 12.28% | 11.87% | 10.83% | 5.74% | 12.85% | 11.65% | 15.98% | 18.02% | 14.37% | 8.26% | 11.35% | 10.3% | 9.41% | 11.98% | 15.75% | 19.77% | 24.52% | 22.54% | 23.26% | 50.91% |
| Income Tax | 1.43B | 1.1B | 6.28B | -3M | 1.47B | 1.05B | 1.73B | 1.64B | 1.36B | 553.87M | 716.67M | 1.48B | -325.1M | 718.94M | 1.16B | 1.11B | 2.25B | 1.54B | -16.69M | 6.49B |
| Effective Tax Rate % | 30.33% | 21.76% | 24.22% | -0.15% | 31.78% | 25.44% | 32.22% | 31.07% | 30.7% | 21.14% | 20.49% | 47.93% | -11.94% | 19.83% | 25.32% | 20.91% | 37.05% | 29.81% | -0.43% | 61.81% |
| Net Income | 3.22B | 3.9B | 20B | 1.93B | 3.11B | 3.06B | 3.64B | 3.62B | 3.05B | 2.05B | 2.77B | 1.59B | 3.04B | 2.89B | 3.45B | 4.14B | 3.8B | 3.62B | 3.86B | 4B |
| Net Margin % | 8.39% | 9.19% | 8.35% | 5.58% | 8.65% | 8.66% | 10.79% | 12.37% | 9.93% | 6.45% | 8.99% | 5.32% | 10.51% | 9.55% | 11.86% | 15.47% | 15.36% | 15.78% | 23.35% | 19.39% |
| Net Income Growth % | 3.51% | 27.53% | 449.75% | -46.7% | 1.86% | 49.52% | 31.26% | 127.14% | 0.4% | -29.2% | -19.78% | -61.56% | -20.02% | -20.15% | -10.44% | 3.59% | -6.24% | -2.45% | 1.52% | 94.89% |
| Net Income (Continuing) | 3.28B | 3.94B | 19.65B | 1.99B | 3.15B | 3.07B | 3.65B | 3.63B | 3.06B | 2.07B | 2.78B | 1.6B | 3.05B | 2.91B | 3.43B | 4.19B | 3.82B | 3.63B | 3.86B | 4.01B |
| EPS (Diluted) | 0.43 | -0.70 | 2.67 | 0.26 | 0.42 | -0.51 | 0.49 | 0.48 | 0.41 | 0.27 | 0.37 | 0.21 | 0.41 | 0.39 | 0.46 | 0.55 | 0.51 | 0.49 | 0.51 | 0.53 |
| EPS Growth % | 2.38% | -37.25% | 444.9% | -45.83% | 2.44% | -288.89% | 32.43% | 128.57% | 0% | -30.77% | -19.57% | -61.82% | -19.61% | -20.41% | -9.8% | 3.77% | -5.56% | -2% | -3.77% | 96.3% |
| EPS (Basic) | 0.43 | -0.70 | 2.67 | 0.26 | 0.42 | -0.51 | 0.49 | 0.48 | 0.41 | 0.27 | 0.37 | 0.21 | 0.41 | 0.40 | 0.46 | 0.56 | 0.51 | 0.49 | 0.51 | 0.53 |
| Diluted Shares Outstanding | 7.49B | 3.8B | 7.47B | 7.47B | 7.47B | 7.46B | 7.46B | 7.46B | 7.44B | 7.44B | 7.44B | 7.44B | 7.45B | 7.49B | 7.49B | 7.49B | 7.49B | 7.49B | 7.49B | 7.49B |