Banco Santander (Brasil) S.A. (BSBR) quarterly income statement — complete revenue, gross profit & net income history
Banco Santander (Brasil) S.A. (BSBR) annual income statement — 21-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 15.8B | 16.11B | 13.77B | 73.76B | 14.93B | 14.83B | 15.43B | 13.99B | 13.87B | 13.39B | 12.28B | 12.2B | 9.84B | 12.56B | 11.51B | 11.05B | 11.5B | 13.45B | 13.71B | 13.39B |
| NII Growth % | 5.8% | 8.66% | -10.74% | 427.04% | 7.7% | 10.75% | 25.6% | 14.68% | 40.97% | 6.59% | 6.76% | 10.48% | -14.48% | -6.61% | -16.1% | -17.52% | -6.76% | 13.26% | 22.49% | 20.48% |
| Net Interest Margin % | 1.22% | 1.25% | 1.08% | 1.09% | 1.2% | 1.18% | 1.25% | 1.14% | 1.17% | 1.18% | 1.1% | 1.08% | 0.93% | 1.23% | 1.17% | 1.12% | 1.19% | 1.41% | 1.47% | 1.42% |
| Interest Income | 43.04B | 42.43B | 42.59B | 211.67B | 40.65B | 38.75B | 36.61B | 35.2B | 32.76B | 32.6B | 32.63B | 32.65B | 30.85B | 32.15B | 30.7B | 30.25B | 27.91B | 26.36B | 23.85B | 20.31B |
| Interest Expense | 27.24B | 26.32B | 28.82B | 137.91B | 25.71B | 23.92B | 21.18B | 21.21B | 18.9B | 19.22B | 20.34B | 20.45B | 21.02B | 19.59B | 19.2B | 19.2B | 16.41B | 12.91B | 10.13B | 6.91B |
| Loan Loss Provision | 2.2B | 1.27B | 1.42B | 34.06B | 987.48M | 1.29B | 1B | 1.17B | 1.31B | 1.12B | 1.1B | 1.16B | 1.12B | 1.04B | 499.52M | -179.88M | 230M | 665.86M | 845.87M | 566.39M |
| Non-Interest Income | -4.14B | -4.07B | -126.65M | 27.78B | -6.08B | -2.81B | -1.28B | -1.51B | -3.52B | -1.86B | -926.93M | -1.84B | -938.28M | -3.21B | -452.88M | -1.12B | -1.14B | -1.62B | -918.27M | -3.79B |
| Non-Interest Income % | -35.54% | -33.85% | -0.93% | 27.36% | -68.61% | -23.37% | -9.02% | -12.07% | -33.99% | -16.13% | -8.16% | -17.75% | -10.54% | -34.39% | -4.1% | -11.29% | -10.98% | -13.68% | -7.18% | -39.41% |
| Total Net Revenue | 11.66B | 12.04B | 13.65B | 101.53B | 8.86B | 12.02B | 14.15B | 12.49B | 10.35B | 11.53B | 11.36B | 10.36B | 8.9B | 9.35B | 11.05B | 9.93B | 10.36B | 11.83B | 12.8B | 9.61B |
| Revenue Growth % | 31.61% | 0.15% | -3.58% | 713.06% | -14.42% | 4.25% | 24.61% | 20.5% | 16.31% | 23.35% | 2.75% | 4.41% | -14.14% | -21% | -13.62% | 3.32% | -32.81% | 9.08% | -27.78% | -4.86% |
| Non-Interest Expense | 6.06B | 6.06B | 7.19B | 41.55B | 5.89B | 6.1B | 9.03B | 5.94B | 3.77B | 6B | 7.63B | 5.71B | 4.69B | 5.59B | 6.93B | 5.52B | 4.84B | 5.1B | 6.78B | 5.2B |
| Efficiency Ratio | 52.01% | 50.33% | 52.67% | 40.92% | 66.44% | 50.79% | 63.82% | 47.53% | 36.42% | 52.01% | 67.21% | 55.06% | 52.72% | 59.78% | 62.69% | 55.59% | 46.7% | 43.08% | 53% | 54.11% |
| Operating Income | 3.39B | 4.71B | 5.04B | 25.92B | 1.98B | 4.62B | 4.12B | 5.38B | 5.27B | 4.42B | 2.62B | 3.5B | 3.08B | 2.72B | 3.62B | 4.59B | 5.29B | 6.07B | 5.17B | 3.84B |
| Operating Margin % | 29.11% | 39.13% | 36.93% | 25.53% | 22.41% | 38.44% | 29.09% | 43.12% | 50.93% | 38.32% | 23.07% | 33.75% | 34.64% | 29.13% | 32.79% | 46.23% | 51.08% | 51.29% | 40.39% | 40% |
| Operating Income Growth % | 70.99% | 1.95% | 22.4% | 381.47% | -62.35% | 4.6% | 57.18% | 53.96% | 71.02% | 62.24% | -27.73% | -23.78% | -41.78% | -55.13% | -29.86% | 19.41% | -49.57% | 15.75% | -53.26% | -19.19% |
| Pretax Income | 3.39B | 4.71B | 5.04B | 25.92B | 1.98B | 4.62B | 4.12B | 5.38B | 5.27B | 4.42B | 2.62B | 3.5B | 3.08B | 2.72B | 3.62B | 4.59B | 5.29B | 6.07B | 5.17B | 3.84B |
| Pretax Margin % | 29.11% | 39.13% | 36.93% | 25.53% | 22.41% | 38.44% | 29.09% | 43.12% | 50.93% | 38.32% | 23.07% | 33.75% | 34.64% | 29.13% | 32.79% | 46.23% | 51.08% | 51.29% | 40.39% | 40% |
| Income Tax | 431.27M | 1.43B | 1.1B | 6.28B | -3M | 1.47B | 1.05B | 1.73B | 1.64B | 1.36B | 553.87M | 716.67M | 1.48B | -325.1M | 718.94M | 1.16B | 1.11B | 2.25B | 1.54B | -16.69M |
| Effective Tax Rate % | 12.71% | 30.33% | 21.76% | 24.22% | -0.15% | 31.78% | 25.44% | 32.22% | 31.07% | 30.7% | 21.14% | 20.49% | 47.93% | -11.94% | 19.83% | 25.32% | 20.91% | 37.05% | 29.81% | -0.43% |
| Net Income | 2.89B | 3.22B | 3.9B | 20B | 1.93B | 3.11B | 3.06B | 3.64B | 3.62B | 3.05B | 2.05B | 2.77B | 1.59B | 3.04B | 2.89B | 3.45B | 4.14B | 3.8B | 3.62B | 3.86B |
| Net Margin % | 24.82% | 26.74% | 28.59% | 19.69% | 21.77% | 25.87% | 21.61% | 29.13% | 34.95% | 26.48% | 18.01% | 26.74% | 17.9% | 32.53% | 26.14% | 34.8% | 39.97% | 32.13% | 28.28% | 40.15% |
| Net Income Growth % | 50.09% | 3.51% | 27.53% | 449.75% | -46.7% | 1.86% | 49.52% | 31.26% | 127.14% | 0.4% | -29.2% | -19.78% | -61.56% | -20.02% | -20.15% | -10.44% | 3.59% | -6.24% | -2.45% | 1.52% |
| Net Income (Continuing) | 2.96B | 3.28B | 3.94B | 19.65B | 1.99B | 3.15B | 3.07B | 3.65B | 3.63B | 3.06B | 2.07B | 2.78B | 1.6B | 3.05B | 2.91B | 3.43B | 4.19B | 3.82B | 3.63B | 3.86B |
| EPS (Diluted) | 0.39 | 0.43 | -0.70 | 2.67 | 0.26 | 0.42 | -0.51 | 0.49 | 0.48 | 0.41 | 0.27 | 0.37 | 0.21 | 0.41 | 0.39 | 0.46 | 0.55 | 0.51 | 0.49 | 0.51 |
| EPS Growth % | 50% | 2.38% | -37.25% | 444.9% | -45.83% | 2.44% | -288.89% | 32.43% | 128.57% | 0% | -30.77% | -19.57% | -61.82% | -19.61% | -20.41% | -9.8% | 3.77% | -5.56% | -2% | -3.77% |
| EPS (Basic) | 0.39 | 0.43 | -0.70 | 2.67 | 0.26 | 0.42 | -0.51 | 0.49 | 0.48 | 0.41 | 0.27 | 0.37 | 0.21 | 0.41 | 0.40 | 0.46 | 0.56 | 0.51 | 0.49 | 0.51 |
| Diluted Shares Outstanding | 7.49B | 7.49B | 3.8B | 7.47B | 7.47B | 7.47B | 7.46B | 7.46B | 7.46B | 7.44B | 7.44B | 7.44B | 7.44B | 7.45B | 7.49B | 7.49B | 7.49B | 7.49B | 7.49B | 7.49B |