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BSYBentley Systems, Incorporated
$32.72$9.6B
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  4. Financial Ratios

Bentley Systems, Incorporated (BSY) Financial Ratios

Latest Ratios: P/E Ratio 38.5x · EV/EBITDA 25.0x · ROE 24.9%. (2018–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BSY Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Market Cap$9.6B$12.7B$15.6B$17.4B$12.3B$15.2B$12.1B——
Enterprise Value$10.7B$13.9B$16.9B$18.9B$14.0B$16.4B$12.3B——
P/E Ratio →38.4944.9164.8652.1869.74161.1096.45——
P/S Ratio6.378.4711.5214.1211.1615.7615.13——
P/B Ratio9.1610.6914.9719.6321.3837.1635.50——
P/FCF18.3824.4437.0044.2947.9456.2150.14——
P/OCF17.7623.6135.8141.6444.7052.7946.94——

P/E links to full P/E history page with 30-year chart

BSY EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
EV / Revenue—9.2412.5315.3512.7516.9615.35——
EV / EBITDA25.0332.3846.2264.1050.02117.2866.03——
EV / EBIT29.5838.2153.3383.8460.06152.3870.35——
EV / FCF—26.6740.2448.1354.7960.5050.85——

BSY Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Gross Margin81.5%81.5%80.9%74.1%78.4%77.6%79.1%80.4%81.0%
Operating Margin24.1%24.1%22.3%18.8%19.0%9.8%18.7%19.3%17.5%
Net Profit Margin18.5%18.5%17.4%26.6%15.9%9.7%15.8%14.0%20.5%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
ROE24.9%24.9%24.4%44.8%35.6%24.8%37.4%42.8%96.4%
ROA8.0%8.0%7.0%10.1%6.0%4.9%11.9%10.7%15.4%
ROIC11.4%11.4%9.5%7.3%8.0%6.8%23.4%27.6%28.0%
ROCE14.0%14.0%11.7%9.0%9.1%6.9%23.8%26.0%24.9%

BSY Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Debt / Equity1.081.081.371.783.183.640.860.701.76
Debt / EBITDA3.003.003.895.346.5110.671.581.341.75
Net Debt / Equity—0.981.311.703.052.830.500.341.20
Net Debt / EBITDA2.712.713.725.116.258.310.930.651.20
Debt / FCF—2.233.233.846.854.290.710.731.25
Interest Coverage23.7023.7012.835.446.669.3222.0914.1712.75

BSY Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Current Ratio0.560.560.540.550.661.040.730.900.65
Quick Ratio0.560.560.540.550.661.040.730.900.65
Cash Ratio0.130.130.080.090.110.550.260.310.19
Asset Turnover—0.420.400.370.350.360.710.740.75
Inventory Turnover—————————
Days Sales Outstanding—83.2984.8387.2295.3488.9886.53101.3397.39

BSY Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Dividend Yield0.8%0.7%0.5%0.3%0.3%0.2%3.5%——
Payout Ratio30.6%30.6%30.7%18.0%19.7%35.8%334.1%24.2%14.1%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Earnings Yield2.6%2.2%1.5%1.9%1.4%0.6%1.0%——
FCF Yield5.4%4.1%2.7%2.3%2.1%1.8%2.0%——
Buyback Yield1.6%1.2%0.5%0.3%0.6%0.8%0.7%——
Total Shareholder Yield2.4%1.9%1.0%0.7%0.9%1.0%4.2%——
Shares Outstanding—$333M$334M$333M$332M$315M$299M$261M$261M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStable
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

E365 consumption volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Pricing for Infrastructure Stickiness

BSY trades at 42.6x trailing earnings and 27.4x EV/EBITDA, a premium to PTC but below Cadence, reflecting its defensive infrastructure niche and recurring revenue, as per market data.

The forward P/E of 26.3x implies the market expects sustained mid-teens earnings growth, consistent with the 11% revenue growth but requiring margin expansion. The PEG of 2.82 suggests the growth is not cheap, but the premium may be justified by the high retention and government-backed spending. Compared to Autodesk's 48x P/E, BSY appears relatively less expensive, yet its lower ROE (24.9% vs 49.4%) warrants a discount, which the market partially applies.

Stable Gross Margin, Volatile Operating Leverage

Gross margin held at 82.0% in 2026Q2, but operating margin swung from 31.1% in 2025Q1 to 21.6% in 2026Q2, reflecting investment cycles, as per quarterly filings.

The stability of gross margin near 81-82% over ten quarters indicates the cloud transition has not eroded the core software economics. However, operating margin volatility is driven by R&D and SG&A spending, which grew faster than revenue, suggesting deliberate investment for future growth. Net margin of 19.1% in 2026Q2 is respectable but below the 24.7% peak in 2025Q1, indicating that the company is trading short-term profitability for long-term expansion.

ROIC Trapped by Acquisition-Heavy Balance Sheet

ROIC averaged 2.9% in 2026Q2, down from 4.1% in 2026Q1, as goodwill of $2.5B (69% of assets) inflates the capital base, per balance sheet data.

Despite strong operating margins, ROIC remains in the low single digits because the capital base is bloated by acquisitions. The 10-quarter trend shows ROIC fluctuating between 1.9% and 4.1%, with no clear upward trajectory, suggesting that M&A is not yet generating returns above the cost of capital. ROE of 6.5% in 2026Q2 is also modest, but this is partly due to the dual-class structure and retained earnings deficits; investors should focus on incremental returns on invested capital rather than the absolute level.

Working Capital Drag from E365 Transition

DSO rose to 78 days in 2026Q2 from 72 in 2026Q1, while DPO fell to 27 days, indicating a cash conversion cycle that is likely negative but volatile, per quarterly data.

The increase in DSO suggests that the shift to consumption-based E365 billing is lengthening collection times, possibly due to usage-based invoicing. DPO of 27 days is low for a software company, indicating limited supplier leverage. The negative CCC (since DIO is minimal) is typical for software, but the volatility in working capital—swings of over $90M—points to timing issues that can distort quarterly cash flow. Investors should monitor whether DSO stabilizes as E365 matures.

Leverage Easing but Interest Coverage Fluctuates

Debt-to-equity improved to 1.05 in 2026Q2 from 1.58 in 2024Q1, but D/EBITDA remains high at 13.1x, with interest coverage swinging from 4.6x to 50.8x, per reported figures.

The reduction in D/E is driven by equity growth rather than debt repayment, as total debt stayed near $1.3B. However, D/EBITDA of 13.1x is elevated, indicating that EBITDA is not yet covering the debt burden comfortably. Interest coverage of 11.4x in 2026Q2 is adequate, but the extreme volatility (4.6x in 2025Q4) suggests that earnings before interest and taxes are sensitive to investment cycles. The company appears to have refinancing capacity, but the high leverage relative to EBITDA warrants monitoring if growth slows.

Thin Liquidity Buffer Despite Strong Cash Flow

Current ratio of 0.59 in 2026Q2 and quick ratio of 0.59 indicate a tight liquidity position, with cash of $147M against $1.3B debt, per balance sheet data.

The sub-1.0 current ratio suggests that short-term obligations exceed current assets, which is common for software firms with strong cash conversion, but the thin buffer is a concern given the debt load. However, the company generates robust operating cash flow (cumulative $1.24B over ten quarters), which provides a cushion. The low quick ratio is not inventory-driven but reflects the asset-light model; still, investors should monitor whether the company can cover near-term maturities without refinancing.

Misapplied ROIC in Acquisition-Heavy Model

ROIC is often misapplied to BSY because goodwill from acquisitions inflates the capital base, obscuring the underlying returns of the software business, as per balance sheet data.

The standard ROIC calculation penalizes BSY for its 'string of pearls' M&A strategy, which creates large goodwill balances that do not generate direct operating income. A more appropriate metric is cash return on cash invested, or ROIC excluding goodwill, which would likely show a much higher return on the tangible capital employed. Investors should adjust for acquisition-related intangibles to assess the true earning power of the core subscription business, as the current ROIC understates the profitability of organic operations.

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Includes 30+ ratios · 8 years · Updated daily

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BSY — Frequently Asked Questions

Quick answers to the most common questions about buying BSY stock.

What is Bentley Systems, Incorporated's P/E ratio?

Bentley Systems, Incorporated's current P/E ratio is 38.5x. The historical average is 81.5x.

What is Bentley Systems, Incorporated's EV/EBITDA?

Bentley Systems, Incorporated's current EV/EBITDA is 25.0x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 51.7x.

What is Bentley Systems, Incorporated's ROE?

Bentley Systems, Incorporated's return on equity (ROE) is 24.9%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 41.4%.

Is BSY stock overvalued?

Based on historical data, Bentley Systems, Incorporated is trading at a P/E of 38.5x. Compare with industry peers and growth rates for a complete picture.

What is Bentley Systems, Incorporated's dividend yield?

Bentley Systems, Incorporated's current dividend yield is 0.78% with a payout ratio of 30.6%.

What are Bentley Systems, Incorporated's profit margins?

Bentley Systems, Incorporated has 81.5% gross margin and 24.1% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Bentley Systems, Incorporated have?

Bentley Systems, Incorporated's Debt/EBITDA ratio is 3.0x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.