Capital Bancorp, Inc. (CBNK) Revenue History
Annual and quarterly revenue from 2004 to present
CBNK Revenue Over Time (2004–2025)
CBNK Revenue Growth History
13 of 13 years with positive growth- FY2004 revenue growth
- N/A
- FY2005 revenue growth
- +45.9%
- FY2006 revenue growth
- +37.8%
- FY2015 revenue growth
- +33.2%
- FY2016 revenue growth
- +31.0%
- FY2017 revenue growth
- +3.1%
- FY2018 revenue growth
- +19.0%
- FY2019 revenue growth
- +26.1%
- FY2020 revenue growth
- +36.6%
- FY2021 revenue growth
- +18.0%
- FY2022 revenue growth
- +3.5%
- FY2023 revenue growth
- +14.7%
- FY2024 revenue growth
- +17.3%
- FY2025 revenue growth
- +25.3%
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $76.8M | — |
| Q3 2025 | $74.8M | — |
| Q2 2025 | $76.7M | — |
| Q1 2025 | $75.3M | — |
| Q4 2024 | $71.2M | — |
| Q3 2024 | $59.2M | — |
| Q2 2024 | $57.0M | — |
| Q1 2024 | $54.3M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
CBNK's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
CBNK Revenue Analysis (2004–2025)
Current Revenue & Growth
As of June 21, 2026, Capital Bancorp, Inc. (CBNK) generated trailing twelve-month (TTM) revenue of $303.6 million, reflecting solid growth of +7.8% year-over-year. The most recent quarter (Q4 2025) recorded $76.8 million in revenue, up 2.6% sequentially.
Historical Growth Trajectory
CBNK's 5-year compound annual growth rate (CAGR) stands at +15.6%, indicating consistent double-digit revenue growth. The 3-year CAGR of +19.0% exceeds the 5-year average, indicating an acceleration in the most recent period. Capital Bancorp, Inc.'s highest annual revenue of $303.6 million was recorded in 2025, an all-time high.
Revenue by Segment
CBNK's revenue is primarily driven by Credit Card (66%), Mortgage Banking (29%), and Bank Servicing (5%). With over half of revenue concentrated in Credit Card, the company has a focused business model while developing other growth vectors.
Peer Comparison
Compared to Financial Services sector peers — including FUNC, NBTB, and MNSB. Compare CBNK vs FUNC →
CBNK Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| CBNKCurrent | $304M | +7.8% | +15.6% | 23.3% | |
 FUNC | $119M | - | - | 27.3% | |
 NBTB | $867M | - | - | 25.3% | |
 MNSB | $136M | - | - | 14.0% | |
 CZWI | $90M | - | - | 7.0% | |
 BWFG | $208M | - | - | 23.3% |
CBNK Historical Revenue Data (2004–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $303.6M | - | $223.6M | 73.6% | $70.6M | 23.3% |
| 2024 | $242.3M | - | $165.6M | 68.4% | $41.8M | 17.3% |
| 2023 | $206.5M | - | $155.4M | 75.2% | $46.2M | 22.4% |
| 2022 | $180.0M | - | $163.3M | 90.7% | $54.2M | 30.1% |
| 2021 | $173.9M | - | $164.0M | 94.3% | $53.9M | 31.0% |
| 2020 | $147.4M | - | $123.0M | 83.4% | $35.1M | 23.8% |
| 2019 | $107.9M | - | $89.2M | 82.7% | $22.7M | 21.1% |
| 2018 | $85.5M | - | $72.1M | 84.4% | $17.7M | 20.8% |
| 2017 | $71.9M | - | $61.5M | 85.5% | $14.1M | 19.6% |
| 2016 | $69.7M | - | $58.9M | 84.5% | $15.6M | 22.3% |
| 2015 | $53.2M | - | $47.0M | 88.4% | $12.2M | 22.9% |
| 2006 | $39.9M | - | $0 | - | $6.5M | 16.3% |
| 2005 | $29.0M | - | $0 | - | $5.0M | 17.2% |
| 2004 | $19.9M | - | $0 | - | $3.9M | 19.7% |
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
22+ years return with dividends reinvested.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
CBNK — Frequently Asked Questions
Quick answers to the most common questions about buying CBNK stock.
Is CBNK's revenue growth accelerating or slowing?
CBNK revenue growth is holding steady at +7.8% year-over-year. TTM revenue is $304M. The current growth rate closely tracks the 5-year CAGR of +15.6%, signalling consistent execution.
What is CBNK's revenue history from 2004 to 2026?
Capital Bancorp, Inc. (CBNK) revenue history spans 2004 to 2026. TTM revenue as of 2026 is $304M, growing at +7.8% YoY. The 5-year CAGR is +15.6%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is CBNK's long-term revenue growth rate (CAGR)?
Capital Bancorp, Inc.'s 5-year revenue CAGR of +15.6% reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +7.8% is in line with this long-term average. CAGR is the most reliable measure of sustained revenue momentum for CBNK.
Why does CBNK's quarterly revenue fluctuate?
CBNK quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Capital Bancorp, Inc.'s revenue data from 2004 to 2026 shows full historical quarterly detail on this page.
How is CBNK's revenue distributed by segment?
CBNK reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does CBNK's revenue compare to industry peers?
Capital Bancorp, Inc. (CBNK) with TTM revenue of $304M and +7.8% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.