CBNK trades 11.2% below Wall Street's consensus target of $37.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CBNK achieves its forward estimates and maintains a stable P/E multiple of 9.7x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 20, 2026, Capital Bancorp, Inc. (CBNK) has a Wall Street consensus price target of $37.00, based on estimates from 6 covering analysts. With the stock currently trading at $33.27, this represents a potential upside of +11.2%. The company has a market capitalization of $543M.
Analyst price targets range from a low of $37.00 to a high of $37.00, representing a 0% spread in expectations. The median target of $37.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 4 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, CBNK trades at a trailing P/E of 9.8x and forward P/E of 9.7x. The forward PEG ratio of 0.77 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -1.3% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $40.74, with bear and bull scenarios of $25.67 and $53.68 respectively. Model confidence stands at 55/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
FUNCFirst United Corporation | $277M | $42.58 | $25.00 | -41.3% | Buy | 9.8x | 1 |
NBTBNBT Bancorp Inc. | $2.4B | $46.68 | $46.00 | -1.5% | Hold | 11.2x | 10 |
MNSBMainStreet Bancshares, Inc. | $176M | $23.86 | — | — | Hold | 10.6x | 1 |
CZWICitizens Community Bancorp, Inc. | $205M | $21.34 | — | — | Buy | 11.7x | 2 |
BWFGBankwell Financial Group, Inc. | $448M | $56.18 | — | — | Buy | 10.4x | 3 |
NECBNortheast Community Bancorp, Inc. | $356M | $25.74 | — | — | Hold | 8.2x | 1 |
OPBKOP Bancorp | $214M | $14.36 | $17.00 | +18.4% | Buy | 7.7x | 2 |
CHMGChemung Financial Corporation | $341M | $70.97 | $50.00 | -29.5% | Hold | 9.9x | 7 |
FISFidelity National Information Services, Inc. | $19.7B | $38.21 | $62.88 | +64.6% | Buy | 6.1x | 37 |
FISVFiserv, Inc. | $25.6B | $47.86 | $71.15 | +48.7% | Buy | 5.9x | 60 |
Quick answers to the most common questions about buying CBNK stock.
Capital Bancorp, Inc. (CBNK) has a consensus 12-month price target of $37, implying 11.2% upside from $33.27. The 6 analysts covering CBNK see moderate appreciation potential.
CBNK has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 4 Buy/Strong Buy ratings. The consensus 12-month price target of $37 implies 11.2% upside from current levels.
With a forward P/E of 9.7275x, CBNK trades at a relatively low valuation. The consensus target of $37 implies 11.2% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $37 for CBNK, while the most conservative target is $37. The consensus of $37 represents the median expectation. Our quantitative valuation model projects a bull case target of $54 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CBNK is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CBNK stock forecast based on 6 Wall Street analysts shows a consensus price target of $37, with estimates ranging from $37 (bear case) to $37 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $41, with bear/bull scenarios of $26/$54.
Our quantitative valuation model calculates CBNK's fair value at $41 (base case), with a bear case of $26 and bull case of $54. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 55/100.
CBNK trades at a forward P/E ratio of 9.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 9.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on CBNK, with a "Buy" consensus rating and $37 price target (11.2% upside). 4 of 6 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CBNK analyst price targets range from $37 to $37, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $37 consensus represents the middle ground. Our model's $26-$54 range provides an independent fundamental perspective.
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