CBNK trades 0.9% above Wall Street's consensus target of $42.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CBNK achieves its forward estimates and maintains a stable P/E multiple of 12.2x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Capital Bancorp, Inc. (CBNK) has a Wall Street consensus price target of $42.00, based on estimates from 6 covering analysts. With the stock currently trading at $42.39, this represents a potential downside of -0.9%. The company has a market capitalization of $690M.
Analyst price targets range from a low of $42.00 to a high of $42.00, representing a 0% spread in expectations. The median target of $42.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 3 analysts rating the stock as a Buy or Strong Buy,3 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, CBNK trades at a trailing P/E of 12.8x and forward P/E of 12.2x. The forward PEG ratio of 0.96 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +5.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $49.12, with bear and bull scenarios of $30.95 and $64.72 respectively. Model confidence stands at 56/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 FUNCFirst United Corporation | $296M | $45.92 | $49.50 | +7.8% | Buy | 10.2x | 1 |
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 MNSBMainStreet Bancshares, Inc. | $157M | $22.11 | — | — | Hold | 10.6x | 1 |
 CZWICitizens Community Bancorp, Inc. | $225M | $23.38 | $24.00 | +2.7% | Buy | 15.0x | 3 |
 BWFGBankwell Financial Group, Inc. | $559M | $70.11 | — | — | Buy | 10.8x | 3 |
 NECBNortheast Community Bancorp, Inc. | $401M | $29.01 | $29.50 | +1.7% | Buy | 10.2x | 2 |
 OPBKOP Bancorp | $220M | $14.76 | $18.00 | +22.0% | Buy | 7.3x | 2 |
 CHMGChemung Financial Corporation | $408M | $84.75 | $93.00 | +9.7% | Hold | 10.1x | 7 |
 FISFidelity National Information Services, Inc. | $14.8B | $28.73 | $42.93 | +49.4% | Hold | 4.6x | 40 |
 FISVFiserv, Inc. | $33.5B | $62.88 | $53.70 | -14.6% | Buy | 8.6x | 61 |
Quick answers to the most common questions about buying CBNK stock.
Wall Street's consensus price target for CBNK is $42, -0.9% from its current price of $42.39. The below-market target from 6 analysts suggests limited near-term appreciation.
CBNK has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is mixed, with 3 Hold ratings making up the largest segment. The consensus 12-month price target of $42 implies -0.9% downside from current levels.
With a forward P/E of 12.1604x, CBNK trades at a relatively low valuation. The consensus target of $42 implies -0.9% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $42 for CBNK, while the most conservative target is $42. The consensus of $42 represents the median expectation. Our quantitative valuation model projects a bull case target of $65 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CBNK is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 3 have Buy ratings, 3 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CBNK stock forecast based on 6 Wall Street analysts shows a consensus price target of $42, with estimates ranging from $42 (bear case) to $42 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $49, with bear/bull scenarios of $31/$65.
Our quantitative valuation model calculates CBNK's fair value at $49 (base case), with a bear case of $31 and bull case of $65. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 56/100.
CBNK trades at a forward P/E ratio of 12.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 12.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on CBNK, with 0 Sell ratings and a price target of $42 (-0.9% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CBNK analyst price targets range from $42 to $42, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $42 consensus represents the middle ground. Our model's $31-$65 range provides an independent fundamental perspective.
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