Chemung Financial Corporation (CHMG) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Chemung Financial Corporation (CHMG) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

CHMG Income Statement

Chemung Financial Corporation (CHMG) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	25.67M	24.67M	23.58M	23.84M	22.69M	20.81M	19.82M	19.82M	18.39M	17.76M	18.09M	17.9M	18.02M	18.59M	19.95M	20.87M	18.99M	17.64M	16.68M	16.89M
NII Growth %	13.16%	18.56%	19.01%	20.3%	23.38%	17.16%	9.55%	10.74%	2.06%	-4.49%	-9.32%	-14.24%	-5.12%	5.41%	19.61%	23.56%	12.82%	9.71%	5.64%	3.02%
Net Interest Margin %	0.9%	0.87%	0.86%	0.88%	0.84%	0.73%	0.71%	0.71%	0.66%	0.64%	0.65%	0.66%	0.67%	0.7%	0.75%	0.79%	0.74%	0.72%	0.67%	0.7%
Interest Income	36.12M	34.89M	33.59M	34.22M	33.88M	33.03M	31.7M	32.6M	32.36M	31.39M	31.22M	30.03M	29.02M	27.8M	26.23M	24.48M	21M	18.54M	17.46M	17.69M
Interest Expense	10.45M	10.22M	10M	10.38M	11.2M	12.23M	11.88M	12.78M	13.97M	13.63M	13.13M	12.13M	11M	9.2M	6.28M	3.61M	2.01M	897K	781K	798K
Loan Loss Provision	-2.6M	381K	601K	1.14M	1.06M	1.15M	1.09M	551K	564K	879K	-2.04M	2.3M	449K	236K	277K	1.08M	1.25M	-1.74M	-1.15M	70K
Non-Interest Income	6.31M	-16.83M	6.31M	6.67M	5.83M	-11M	5.61M	5.68M	5.57M	5.4M	5.4M	5.61M	7.56M	5.14M	5.19M	4.74M	5.1M	5.14M	5.45M	5.47M
Non-Interest Income %	19.72%	-214.51%	21.11%	21.87%	20.43%	-112.17%	22.07%	22.28%	23.24%	23.31%	23%	23.87%	29.56%	21.65%	20.65%	18.52%	21.17%	22.57%	24.62%	24.46%
Total Net Revenue	31.98M	7.84M	29.9M	30.52M	28.51M	9.81M	25.43M	25.5M	23.95M	23.16M	23.49M	23.51M	25.58M	23.73M	25.14M	25.61M	24.09M	22.78M	22.13M	22.36M
Revenue Growth %	12.16%	-20.02%	17.57%	19.66%	19.04%	-57.65%	8.25%	8.47%	-6.34%	-2.42%	-6.56%	-8.21%	6.17%	4.17%	13.62%	14.55%	6.56%	2.26%	4.5%	1.66%
Non-Interest Expense	18.07M	19.3M	17.45M	18.39M	17.38M	17.47M	16.65M	17.45M	16.16M	16.02M	16.44M	16.57M	15.42M	15.61M	15.61M	15.02M	14.64M	14.17M	14.45M	14.06M
Efficiency Ratio	56.51%	246.1%	58.38%	60.25%	60.96%	178.17%	65.48%	68.42%	67.45%	69.17%	70%	70.47%	60.29%	65.75%	62.07%	58.63%	60.78%	62.18%	65.32%	62.88%
Operating Income	16.51M	-11.84M	11.84M	10.99M	10.07M	-8.81M	7.69M	7.5M	7.23M	6.26M	9.09M	4.64M	9.71M	7.89M	9.26M	9.52M	8.19M	10.36M	8.82M	8.23M
Operating Margin %	51.62%	-150.96%	39.61%	36.02%	35.31%	-89.84%	30.23%	29.42%	30.2%	27.03%	38.69%	19.75%	37.96%	33.26%	36.82%	37.15%	34.01%	45.48%	39.85%	36.81%
Operating Income Growth %	63.99%	-34.39%	54.04%	46.51%	39.18%	-240.73%	-15.42%	61.6%	-25.49%	-20.68%	-1.83%	-51.21%	18.48%	-23.83%	4.99%	15.61%	-1.82%	16.82%	6.06%	26.15%
Pretax Income	16.51M	11.29M	11.84M	10.99M	10.07M	-8.81M	7.69M	7.5M	7.23M	6.26M	9.09M	4.64M	9.71M	7.89M	9.26M	9.52M	8.19M	10.36M	8.82M	8.23M
Pretax Margin %	51.62%	143.94%	39.61%	36.02%	35.31%	-89.84%	30.23%	29.42%	30.2%	27.03%	38.69%	19.75%	37.96%	33.26%	36.82%	37.15%	34.01%	45.48%	39.85%	36.81%
Income Tax	3.8M	2.48M	2.64M	3.25M	2.27M	-2.36M	1.66M	1.59M	1.51M	1.27M	2.04M	841K	2.06M	1.61M	1.99M	2.08M	1.74M	2.34M	1.95M	1.78M
Effective Tax Rate %	23.03%	21.97%	22.31%	29.58%	22.6%	26.77%	21.65%	21.18%	20.92%	20.35%	22.43%	18.11%	21.22%	20.44%	21.46%	21.83%	21.25%	22.56%	22.12%	21.59%
Net Income	12.71M	8.81M	9.2M	7.74M	7.79M	-6.45M	6.02M	5.91M	5.72M	4.99M	7.05M	3.8M	7.65M	6.28M	7.27M	7.44M	6.45M	8.02M	6.87M	6.45M
Net Margin %	39.73%	112.32%	30.77%	25.37%	27.33%	-65.79%	23.69%	23.19%	23.88%	21.53%	30.01%	16.17%	29.9%	26.46%	28.92%	29.04%	26.79%	35.22%	31.04%	28.86%
Net Income Growth %	63.08%	236.55%	52.73%	30.89%	36.22%	-229.38%	-14.57%	55.55%	-25.21%	-20.59%	-3.03%	-48.89%	18.52%	-21.73%	5.87%	15.26%	-2.9%	18.09%	5.16%	23.33%
Net Income (Continuing)	12.71M	8.81M	9.2M	7.74M	7.79M	-6.45M	6.02M	5.91M	5.72M	4.99M	7.05M	3.8M	7.65M	6.28M	7.27M	7.44M	6.45M	8.02M	6.87M	6.45M
EPS (Diluted)	2.63	1.82	1.91	1.61	1.60	-1.34	1.26	1.24	1.20	1.05	1.48	0.80	1.61	1.33	1.54	1.58	1.38	1.72	1.46	1.38
EPS Growth %	64.38%	235.82%	51.59%	29.84%	33.33%	-227.62%	-14.86%	55%	-25.47%	-21.05%	-3.9%	-49.37%	16.67%	-22.67%	5.48%	14.49%	-2.82%	18.62%	5.04%	24.32%
EPS (Basic)	2.63	1.82	1.91	1.61	1.60	-1.34	1.26	1.24	1.20	1.05	1.48	0.80	1.61	1.33	1.54	1.58	1.38	1.72	1.46	1.38
Diluted Shares Outstanding	4.84M	4.83M	4.83M	4.81M	4.81M	4.81M	4.79M	4.77M	4.77M	4.77M	4.76M	4.74M	4.74M	4.73M	4.72M	4.7M	4.69M	4.69M	4.69M	4.68M