Last 7 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -10.48 | 73.14 | 36.02 | — | — | — | — | — |
| — | — | — | — | — | — | — | — | |
| P/S Ratio | 4.75 | 3.52 | 2.90 | 3.97 | 3.44 | 6.06 | — | — |
| — | -41.8% | — | — | — | — | — | — | |
| P/B Ratio | 7.55 | 5.79 | 5.20 | 6.75 | 5.18 | 8.96 | — | — |
| — | -35.4% | — | — | — | — | — | — | |
| P/FCF | 315.65 | 10.25 | 23.43 | 134.64 | 81.47 | 139.24 | — | — |
| — | -92.6% | — | — | — | — | — | — | |
| EV / EBITDA | — | 66.87 | 32.63 | — | — | — | — | — |
| — | — | — | — | — | — | — | — | |
| EV / EBIT | — | 68.81 | 32.58 | — | — | — | — | — |
| — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 85.9% | 85.0% | 87.8% | 88.9% | 87.2% | 87.3% | 88.4% | 87.9% |
| — | -2.7% | -0.6% | +1.2% | — | — | — | — | |
| Operating Margin | -47.6% | 3.7% | 7.1% | -9.0% | -11.9% | -176.2% | 1.8% | 1.3% |
| — | +102.1% | +304.8% | -802.3% | — | — | — | — | |
| Net Margin | -46.2% | 4.8% | 8.3% | -7.5% | -10.1% | -174.8% | 2.5% | 4.1% |
| — | +102.8% | +231.0% | -285.1% | — | — | — | — |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| ROE | -85.5% | 2.0% | 3.8% | -3.1% | -3.8% | -76.6% | 1.3% | 1.7% |
| — | +102.6% | +178.8% | -285.4% | — | — | — | — | |
| ROA | -59.0% | 1.4% | 2.7% | -2.3% | -2.8% | -55.3% | 0.9% | — |
| — | +102.6% | +203.1% | — | — | — | — | — | |
| ROIC | -60.2% | 1.0% | 2.2% | -2.6% | -3.1% | -53.9% | 0.7% | 0.4% |
| — | +101.9% | +226.5% | -742.0% | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.10 | 0.09 | 0.09 | 0.10 | 0.10 | 0.06 | 0.09 | — |
| — | +51.4% | -1.4% | — | — | — | — | — | |
| Debt / EBITDA | — | 4.53 | 2.47 | — | — | — | 5.59 | — |
| — | — | -55.9% | — | — | — | — | — | |
| Current Ratio | 4.53 | 137.30 | 143.89 | 4.53 | 4.94 | 4.83 | 3.80 | — |
| — | +2744.6% | +3691.5% | — | — | — | — | — | |
| Quick Ratio | 4.53 | 137.30 | 143.89 | 4.53 | 4.94 | 4.83 | 3.80 | — |
| — | +2744.6% | +3691.5% | — | — | — | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — |
Includes 30+ ratios · 7 years · Updated daily
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Quick answers to the most common questions about buying CHYM stock.
Chime Financial, Inc. Class A Common Stock's current P/E is -10.5x. The average P/E over the last 2 quarters is 54.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Chime Financial, Inc. Class A Common Stock's current operating margin is -47.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Chime Financial, Inc. Class A Common Stock's business trajectory between earnings reports.