Chime Financial, Inc. Class A Common Stock (CHYM) quarterly income statement — complete revenue, gross profit & net income history
Chime Financial, Inc. Class A Common Stock (CHYM) annual income statement — 4-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q1'24 |
|---|
| Net Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| NII Growth % | - | - | - | - | - | - | - |
| Net Interest Margin % | 0% | 0% | 0% | 0% | 0% | 0% | - |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 86.75M | 78.91M | 66.11M | 69.4M | 67.12M | 60.42M | 47.45M |
| Non-Interest Income | 576.97M | 647.39M | 596.36M | 543.52M | 528.15M | 518.74M | 391.97M |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Total Net Revenue | 576.97M | 647.39M | 596.36M | 543.52M | 528.15M | 518.74M | 391.97M |
| Revenue Growth % | 9.24% | 24.8% | 52.14% | - | - | - | - |
| Non-Interest Expense | 468.9M | 522.32M | 584.02M | 538.83M | 1.39B | 449.19M | 339.49M |
| Efficiency Ratio | 81.27% | 80.68% | 97.93% | 99.14% | 263.5% | 86.59% | 86.61% |
| Operating Income | 21.32M | 46.16M | -53.77M | -64.71M | -930.64M | 9.14M | 5.03M |
| Operating Margin % | 3.7% | 7.13% | -9.02% | -11.91% | -176.21% | 1.76% | 1.28% |
| Operating Income Growth % | 102.29% | 405.23% | - | - | - | 81.58% | - |
| Pretax Income | 28.06M | 53.91M | -44.73M | -54.44M | -924.42M | 14.49M | 15.54M |
| Pretax Margin % | 4.86% | 8.33% | -7.5% | -10.02% | -175.03% | 2.79% | 3.96% |
| Income Tax | 213K | 455K | 46K | 280K | -1.05M | 1.55M | -362K |
| Effective Tax Rate % | 0.76% | 0.84% | -0.1% | -0.51% | 0.11% | 10.71% | -2.33% |
| Net Income | 27.85M | 53.46M | -44.78M | -54.72M | -923.38M | 12.94M | 15.9M |
| Net Margin % | 4.83% | 8.26% | -7.51% | -10.07% | -174.83% | 2.49% | 4.06% |
| Net Income Growth % | 103.02% | 313.14% | - | - | - | -18.64% | - |
| Net Income (Continuing) | 27.85M | 53.46M | -44.78M | -54.72M | -923.38M | 12.94M | 15.9M |
| EPS (Diluted) | 0.07 | 0.13 | -0.12 | -0.15 | -2.49 | 0.20 | 0.25 |
| EPS Growth % | 102.81% | -35% | - | - | - | -20% | - |
| EPS (Basic) | 0.07 | 0.14 | -0.12 | -0.15 | -2.49 | 0.20 | 0.25 |
| Diluted Shares Outstanding | 396.94M | 400.48M | 375.87M | 370.78M | 370.78M | 364.42M | 364.42M |