Last 47 quarters of trend data · Financial Services · Large & Global Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.17 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +20.0% | +115.0% | +110.3% | +15.0% | +13.7% | +11.5% | -10.9% | -37.5% | -33.6% | -24.9% | -34.6% | +793.9% | +688.5% | +344.7% | +494.4% | -59.3% | -30.4% | -58.2% | — | -59.8% | |
| P/S Ratio | 2.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +44.5% | +69.2% | +74.1% | +57.5% | +38.9% | +14.7% | +0.6% | +13.7% | +24.1% | +46.9% | +3.1% | +310.5% | +177.5% | +68.7% | +150.4% | -51.4% | -21.1% | +1.1% | -37.6% | +18.2% | |
| P/B Ratio | 1.74 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +87.9% | +99.8% | +117.8% | +59.2% | +34.2% | +4.6% | -10.3% | +8.0% | +14.1% | +37.6% | +10.4% | +325.4% | +224.0% | +98.9% | +206.5% | -40.0% | -6.7% | +21.9% | -34.8% | +25.2% | |
| P/FCF | 6.07 | 0.00 | 0.01 | 0.00 | — | 0.00 | 0.02 | 0.00 | — | 0.00 | — | 0.00 | 0.00 | 0.00 | — | — | — | — | — | — | — |
| — | +34.9% | -25.8% | +244.2% | — | +16.2% | — | +15.6% | — | -24.2% | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 5.96 | -0.23 | -0.34 | -0.37 | -0.02 | -0.36 | 0.10 | 0.26 | 0.73 | 0.00 | 0.81 | 0.07 | 1.49 | 1.57 | 1.59 | 1.38 | 1.77 | 1.44 | 1.07 | 0.73 | 2.67 |
| — | +36.9% | -445.7% | -243.6% | -102.1% | -163417.7% | -87.8% | +282.0% | -50.8% | -100.0% | -49.1% | -95.1% | -15.7% | +8.5% | +48.6% | +90.0% | -34.0% | -36.1% | -74.3% | — | -78.2% | |
| EV / EBIT | 7.57 | -0.23 | -0.38 | -0.43 | -0.02 | -0.40 | 0.11 | 0.29 | 0.82 | 0.00 | 0.89 | 0.08 | 1.69 | 1.78 | 1.76 | 1.57 | 1.94 | 1.57 | 1.16 | 0.81 | 3.06 |
| — | +42.8% | -448.5% | -249.1% | -102.1% | -158536.2% | -87.8% | +265.1% | -51.5% | -100.0% | -49.1% | -95.0% | -12.6% | +13.9% | +51.8% | +93.5% | -36.6% | -38.5% | -77.7% | — | -84.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 85.9% | 89.1% | 83.7% | 81.7% | 88.7% | 85.2% | 84.1% | 87.6% | 77.3% | 76.8% | 80.5% | 75.9% | 76.3% | 71.1% | 72.2% | 74.5% | 81.5% | 89.7% | 95.0% | 100.1% | 88.1% |
| — | +4.6% | -0.4% | -6.7% | +14.8% | +10.8% | +4.5% | +15.3% | +1.3% | +8.1% | +11.4% | +1.9% | -6.3% | -20.8% | -24.0% | -25.5% | -7.6% | +5.6% | +40.6% | +112.3% | +57.5% | |
| Operating Margin | 29.2% | 40.8% | 29.0% | 23.5% | 40.8% | 34.8% | 35.5% | 33.1% | 30.2% | 26.0% | 34.8% | 26.6% | 29.0% | 26.9% | 31.9% | 28.5% | 39.5% | 46.3% | 49.8% | 44.5% | 35.3% |
| — | +17.3% | -18.3% | -29.0% | +35.3% | +33.7% | +1.9% | +24.7% | +3.9% | -3.1% | +9.3% | -6.9% | -26.4% | -42.0% | -36.0% | -35.9% | +11.6% | +27.4% | +158.2% | +829.7% | +399.8% | |
| Net Margin | 22.2% | 30.3% | 19.7% | 18.7% | 29.2% | 25.1% | 25.0% | 22.5% | 21.5% | 20.5% | 24.4% | 20.0% | 22.1% | 20.5% | 23.3% | 23.7% | 25.7% | 31.2% | 32.8% | 30.1% | 21.5% |
| — | +20.5% | -21.3% | -17.1% | +35.9% | +22.2% | +2.9% | +12.9% | -2.7% | +0.0% | +4.5% | -15.7% | -14.2% | -34.2% | -29.0% | -21.2% | +19.5% | +13.3% | +142.0% | +530.9% | +194.2% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.8% | 6.7% | 3.7% | 3.7% | 5.0% | 4.3% | 4.0% | 3.8% | 3.7% | 3.7% | 4.3% | 3.7% | 3.9% | 3.9% | 4.4% | 4.2% | 4.5% | 5.3% | 5.3% | 4.4% | 3.0% |
| — | +56.4% | -7.9% | -2.6% | +36.4% | +14.9% | -7.4% | +3.0% | -6.9% | -4.3% | -1.4% | -12.0% | -12.6% | -27.0% | -16.1% | -3.3% | +48.9% | +37.2% | +177.8% | +574.7% | +212.7% | |
| ROA | 1.8% | 0.7% | 0.4% | 0.4% | 0.6% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.5% | 0.4% | 0.4% | 0.4% | 0.5% | 0.5% | 0.5% | 0.6% | 0.6% | 0.5% | 0.4% |
| — | +40.7% | -19.7% | -8.4% | +34.4% | +16.0% | -3.5% | +7.8% | -3.5% | -1.6% | +0.1% | -10.9% | -12.2% | -27.8% | -17.9% | -7.6% | +42.5% | +32.9% | +181.6% | +605.2% | +235.7% | |
| ROIC | 9.9% | 4.3% | 2.7% | 2.3% | 3.2% | 2.7% | 2.6% | 2.5% | 2.2% | 1.9% | 2.5% | 2.0% | 2.0% | 1.9% | 2.2% | 1.9% | 2.5% | 2.8% | 3.0% | 2.4% | 1.7% |
| — | +57.6% | +4.9% | -8.1% | +46.5% | +39.2% | +2.3% | +23.3% | +9.0% | +4.1% | +15.0% | +7.7% | -19.4% | -34.1% | -26.2% | -22.6% | +41.6% | +57.1% | +222.2% | +1005.8% | +509.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.47 | 0.62 | 0.53 | 0.47 | 0.64 | 0.65 | 0.62 | 0.67 | 0.76 | 0.78 | 0.84 | 0.83 | 0.89 | 1.00 | 1.06 | 1.03 | 1.10 | 1.08 | 1.07 | 0.93 | 1.14 |
| — | -3.7% | -14.2% | -29.5% | -16.3% | -17.4% | -25.8% | -19.5% | -14.1% | -21.5% | -21.4% | -19.0% | -18.9% | -7.8% | -0.7% | +11.0% | -3.9% | -2.6% | -4.5% | -24.1% | -15.6% | |
| Debt / EBITDA | 1.94 | 6.97 | 8.40 | 8.45 | 8.58 | 10.01 | 9.52 | 11.06 | 13.55 | 15.17 | 11.93 | 14.59 | 15.34 | 17.20 | 15.51 | 18.31 | 14.95 | 13.26 | 12.04 | 13.18 | 20.56 |
| — | -30.4% | -11.8% | -23.6% | -36.6% | -34.0% | -20.2% | -24.2% | -11.7% | -11.8% | -23.1% | -20.3% | +2.6% | +29.7% | +28.9% | +38.9% | -27.3% | -32.8% | -64.6% | — | -77.0% | |
| Current Ratio | 33.73 | 4.16 | 0.09 | 33.73 | 0.21 | 0.22 | 0.21 | 0.21 | 0.24 | 0.22 | 0.23 | 0.26 | 0.10 | 0.11 | 0.10 | 0.24 | 0.10 | 0.10 | 0.12 | 0.24 | 0.10 |
| — | +1785.1% | -55.0% | +15890.9% | -10.0% | -1.3% | -8.8% | -19.4% | +143.0% | +110.1% | +119.0% | +11.4% | -2.2% | +3.8% | -15.9% | -3.4% | -1.7% | -3.2% | +22.6% | -6.9% | -4.0% | |
| Quick Ratio | 33.73 | 4.16 | 0.09 | 33.73 | 0.21 | 0.22 | 0.21 | 0.21 | 0.24 | 0.22 | 0.23 | 0.26 | 0.10 | 0.11 | 0.10 | 0.24 | 0.10 | 0.10 | 0.12 | 0.24 | 0.10 |
| — | +1785.1% | -55.0% | +15890.9% | -10.0% | -1.3% | -8.8% | -19.4% | +143.0% | +110.1% | +119.0% | +11.4% | -2.2% | +3.8% | -15.9% | -3.4% | -1.7% | -3.2% | +22.6% | -6.9% | -4.0% | |
| Interest Coverage | 0.72 | 1.08 | 0.70 | 0.62 | 0.90 | 0.73 | 0.74 | 0.67 | 0.57 | 0.49 | 0.60 | 0.45 | 0.46 | 0.46 | 0.58 | 0.62 | 1.05 | 1.61 | 2.11 | 1.89 | 1.46 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying CIB stock.
Grupo Cibest S.A.'s current P/E is 9.2x. The average P/E over the last 4 quarters is 0.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Grupo Cibest S.A.'s current operating margin is 29.2%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Grupo Cibest S.A.'s business trajectory between earnings reports.