Grupo Cibest S.A. (CIB) quarterly income statement — complete revenue, gross profit & net income history
Grupo Cibest S.A. (CIB) annual income statement — 28-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 5.58T | 4.93T | 5.07T | 4.79T | 4.79T | 4.7T | 4.5T | 4.62T | 4.88T | 4.75T | 4.8T | 4.69T | 5.15T | 5.17T | 4.97T | 4.46T | 3.97T | 3.6T | 3.09T | 2.83T |
| NII Growth % | 16.41% | 4.95% | 12.7% | 3.51% | -1.86% | -1.12% | -6.09% | -1.43% | -5.09% | -8.01% | -3.5% | 5.3% | 29.69% | 43.55% | 60.94% | 57.6% | 43.3% | 36.85% | 26.5% | 10.57% |
| Net Interest Margin % | 1.59% | 1.27% | 1.34% | 1.28% | 1.28% | 1.29% | 1.21% | 1.31% | 1.39% | 1.41% | 1.4% | 1.39% | 1.52% | 1.48% | 1.41% | 1.33% | 1.27% | 1.23% | 1.07% | 1.05% |
| Interest Income | 8.74T | 8T | 8.28T | 8.1T | 8.19T | 8.05T | 8.13T | 8.33T | 8.64T | 8.69T | 9.04T | 8.94T | 9.29T | 9.19T | 8.16T | 6.83T | 5.61T | 4.84T | 4.22T | 3.89T |
| Interest Expense | 3.16T | 3.07T | 3.21T | 3.31T | 3.39T | 3.35T | 3.63T | 3.7T | 3.76T | 3.94T | 4.25T | 4.25T | 4.14T | 4.03T | 3.19T | 2.37T | 1.64T | 1.24T | 1.13T | 1.06T |
| Loan Loss Provision | 913.23B | 1.2T | 1.55T | 828.92B | 1.06T | 1.1T | 918.87B | 1.59T | 1.62T | 1.33T | 1.75T | 1.6T | 2.06T | 2.05T | 1.77T | 1.17T | 589.24B | 261.44B | -3.89B | 519.21B |
| Non-Interest Income | 2.76T | 2.46T | 3.41T | 2.56T | 2.34T | 2.24T | 2.88T | 2.36T | 2.12T | 2.08T | 2.46T | 2.06T | 1.96T | 2.2T | 1.97T | 1.88T | 1.73T | 1.68T | 1.72T | 1.55T |
| Non-Interest Income % | 33.11% | 33.29% | 40.17% | 34.82% | 32.84% | 32.27% | 39% | 33.82% | 30.32% | 30.43% | 33.91% | 30.54% | 27.62% | 29.9% | 28.36% | 29.63% | 30.37% | 31.78% | 35.76% | 35.39% |
| Total Net Revenue | 8.34T | 7.39T | 8.48T | 7.34T | 7.14T | 6.94T | 7.38T | 6.99T | 7.01T | 6.83T | 7.26T | 6.76T | 7.11T | 7.37T | 6.94T | 6.33T | 5.7T | 5.28T | 4.81T | 4.38T |
| Revenue Growth % | 16.88% | 6.56% | 14.9% | 5.09% | 1.82% | 1.56% | 1.75% | 3.45% | -1.42% | -7.32% | 4.61% | 6.68% | 24.76% | 39.7% | 44.3% | 44.7% | 35.74% | 31.89% | 25.94% | 14.59% |
| Non-Interest Expense | 4.02T | 4.04T | 4.94T | 3.52T | 3.59T | 3.37T | 4.02T | 3.29T | 3.56T | 3.12T | 3.58T | 3.19T | 3.14T | 2.98T | 3.19T | 2.66T | 2.47T | 2.39T | 2.67T | 2.31T |
| Efficiency Ratio | 48.24% | 54.71% | 58.21% | 47.88% | 50.37% | 48.58% | 54.46% | 47.07% | 50.8% | 45.62% | 49.39% | 47.26% | 44.18% | 40.38% | 46% | 42.01% | 43.34% | 45.22% | 55.59% | 52.79% |
| Operating Income | 3.4T | 2.15T | 1.99T | 3T | 2.48T | 2.46T | 2.44T | 2.11T | 1.83T | 2.38T | 1.93T | 1.96T | 1.91T | 2.35T | 1.98T | 2.5T | 2.64T | 2.63T | 2.14T | 1.55T |
| Operating Margin % | 40.82% | 29.02% | 23.49% | 40.84% | 34.81% | 35.51% | 33.1% | 30.19% | 26.04% | 34.84% | 26.55% | 29.04% | 26.87% | 31.87% | 28.52% | 39.46% | 46.32% | 49.82% | 44.49% | 35.35% |
| Operating Income Growth % | 37.06% | -12.92% | -18.45% | 42.16% | 36.1% | 3.52% | 26.83% | 7.53% | -4.47% | 1.33% | -2.61% | -21.48% | -27.62% | -10.65% | -7.51% | 61.53% | 72.89% | 240.54% | 1019.05% | 472.76% |
| Pretax Income | 3.4T | 2.15T | 1.99T | 3T | 2.48T | 2.46T | 2.44T | 2.11T | 1.83T | 2.38T | 1.93T | 1.96T | 1.91T | 2.35T | 1.98T | 2.5T | 2.64T | 2.63T | 2.14T | 1.55T |
| Pretax Margin % | 40.82% | 29.02% | 23.49% | 40.84% | 34.81% | 35.51% | 33.1% | 30.19% | 26.04% | 34.84% | 26.55% | 29.04% | 26.87% | 31.87% | 28.52% | 39.46% | 46.32% | 49.82% | 44.49% | 35.35% |
| Income Tax | 912.85B | 709.54B | 681.48B | 842.75B | 655.05B | 698.91B | 743.94B | 590.19B | 363.32B | 694.88B | 474.41B | 445.44B | 426.33B | 586.37B | 311.59B | 836.96B | 784.78B | 815.1B | 649.14B | 581.24B |
| Effective Tax Rate % | 26.81% | 33.07% | 34.2% | 28.1% | 26.37% | 28.37% | 30.45% | 27.98% | 19.91% | 29.2% | 24.63% | 22.7% | 22.32% | 24.97% | 15.75% | 33.49% | 29.73% | 31.01% | 30.36% | 37.57% |
| Net Income | 2.52T | 1.46T | 1.58T | 2.14T | 1.79T | 1.74T | 1.66T | 1.5T | 1.44T | 1.66T | 1.45T | 1.49T | 1.46T | 1.72T | 1.64T | 1.63T | 1.78T | 1.73T | 1.44T | 942.62B |
| Net Margin % | 30.25% | 19.71% | 18.67% | 29.2% | 25.1% | 25.05% | 22.53% | 21.48% | 20.54% | 24.35% | 19.96% | 22.08% | 20.54% | 23.29% | 23.68% | 25.73% | 31.23% | 32.83% | 30.06% | 21.54% |
| Net Income Growth % | 40.86% | -16.15% | -4.8% | 42.83% | 24.42% | 4.46% | 14.88% | 0.63% | -1.42% | -3.1% | -11.86% | -8.44% | -17.94% | -0.87% | 13.7% | 72.84% | 53.83% | 219.23% | 642.66% | 237.08% |
| Net Income (Continuing) | 2.49T | 1.44T | 1.31T | 2.16T | 1.83T | 1.76T | 1.7T | 1.52T | 1.46T | 1.69T | 1.45T | 1.52T | 1.48T | 1.76T | 1.67T | 1.66T | 1.85T | 1.81T | 1.49T | 965.7B |
| EPS (Diluted) | 10672.24 | 6140.48 | 6641.52 | 8988.00 | 7449.60 | 7288.40 | 6917.28 | 6243.08 | 5987.68 | 6917.96 | 6021.48 | 3319.20 | 3249.16 | 3816.24 | 3652.72 | 27102.52 | 29605.24 | 28809.48 | 24033.32 | 15680.48 |
| EPS Growth % | 43.26% | -15.75% | -3.99% | 43.97% | 24.42% | 5.35% | 14.88% | 88.09% | 84.28% | 81.28% | 64.85% | -87.75% | -89.03% | -86.75% | -84.8% | 72.84% | 53.83% | 219.23% | 642.66% | 237.08% |
| EPS (Basic) | 10672.24 | 6140.48 | 6641.52 | 8988.00 | 7449.60 | 7288.40 | 6917.28 | 6243.08 | 5987.68 | 6917.96 | 6021.48 | 3319.20 | 3249.16 | 3816.24 | 3652.72 | 27102.52 | 29605.24 | 28809.48 | 24033.32 | 15680.48 |
| Diluted Shares Outstanding | 236.16M | 237.3M | 238.3M | 240.46M | 240.46M | 238.41M | 240.46M | 240.46M | 240.46M | 240.46M | 240.46M | 240.46M | 240.46M | 240.46M | 240.46M | 60.11M | 60.11M | 60.11M | 60.11M | 60.11M |