CINF trades 21.8% below Wall Street's consensus target of $198.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CINF achieves its forward estimates and maintains a stable P/E multiple of 19.4x. This scenario reflects the blended consensus of 17 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Cincinnati Financial Corporation (CINF) has a Wall Street consensus price target of $198.00, based on estimates from 17 covering analysts. With the stock currently trading at $162.57, this represents a potential upside of +21.8%. The company has a market capitalization of $24.95B.
Analyst price targets range from a low of $197.00 to a high of $200.00, representing a 2% spread in expectations. The median target of $197.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 7 analysts rating the stock as a Buy or Strong Buy,9 rating it Hold, and 1 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, CINF trades at a trailing P/E of 10.7x and forward P/E of 19.4x. The forward PEG ratio of 1.28 indicates reasonable valuation for growth. Analysts expect EPS to grow -60.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $173.83, with bear and bull scenarios of $109.51 and $229.04 respectively. Model confidence stands at 50/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 CBChubb Limited | $130.0B | $335.21 | $357.45 | +6.6% | Buy | 12.1x | 43 |
 TRVThe Travelers Companies, Inc. | $75.2B | $360.39 | $351.11 | -2.6% | Hold | 10.6x | 44 |
 HIGThe Hartford Insurance Group, Inc. | $34.7B | $126.59 | $151.33 | +19.5% | Buy | 9.9x | 42 |
 WRBW. R. Berkley Corporation | $25.2B | $67.67 | $69.44 | +2.6% | Hold | 13.9x | 30 |
 ERIEErie Indemnity Company | $10.4B | $225.77 | — | — | — | 17.8x | — |
 KMPRKemper Corporation | $1.5B | $25.85 | $35.50 | +37.3% | Buy | 12.9x | 12 |
 ALLThe Allstate Corporation | $58.1B | $225.66 | $270.14 | +19.7% | Hold | 6.4x | 45 |
 PGRThe Progressive Corporation | $119.2B | $203.13 | $220.75 | +8.7% | Hold | 11.3x | 42 |
 MKLMarkel Corporation | $21.6B | $1741.87 | $1950.00 | +11.9% | Hold | 17.7x | 15 |
 SIGISelective Insurance Group, Inc. | $5.1B | $86.33 | $98.75 | +14.4% | Hold | 10.6x | 16 |
Quick answers to the most common questions about buying CINF stock.
The consensus Wall Street price target for CINF is $198, representing 21.8% upside from the current price of $162.57. With 17 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
CINF has a consensus rating of "Hold" based on 17 Wall Street analysts. The rating breakdown is mixed, with 9 Hold ratings making up the largest segment. The consensus 12-month price target of $198 implies 21.8% upside from current levels.
With a forward P/E of 19.4232x, CINF trades at a relatively low valuation. The consensus target of $198 implies 21.8% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $200 for CINF, while the most conservative target is $197. The consensus of $198 represents the median expectation. Our quantitative valuation model projects a bull case target of $229 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CINF is well covered by analysts, with 17 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 9 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CINF stock forecast based on 17 Wall Street analysts shows a consensus price target of $198, with estimates ranging from $197 (bear case) to $200 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $174, with bear/bull scenarios of $110/$229.
Our quantitative valuation model calculates CINF's fair value at $174 (base case), with a bear case of $110 and bull case of $229. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 50/100.
CINF trades at a forward P/E ratio of 19.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.7x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on CINF, with a "Hold" consensus rating and $198 price target (21.8% upside). 7 of 17 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CINF analyst price targets range from $197 to $200, a 2% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $198 consensus represents the middle ground. Our model's $110-$229 range provides an independent fundamental perspective.
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