Columbia Financial, Inc. (CLBK) Earnings History
Annual and quarterly earnings data from 2016 to 2024
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CLBK EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CLBK Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 36.5% | -3.5% | -2.6% |
| 2023 | 54.1% | 10.9% | 8.5% |
| 2022 | 85.8% | 34.4% | 25.3% |
| 2021 | 91.2% | 40.8% | 29.8% |
| 2020 | 71.9% | 23.4% | 17.7% |
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Columbia Financial, Inc. (CLBK) Earnings Overview
As of May 8, 2026, Columbia Financial, Inc. (CLBK) reported trailing twelve-month net income of $15M, reflecting -131.4% year-over-year growth. The company earned $0.15 per diluted share over the past four quarters, with a net profit margin of -2.6%.
Looking at the long-term picture, CLBK's historical earnings data spans multiple years. The company achieved its highest annual net income of $92M in fiscal 2021.
Columbia Financial, Inc. maintains positive profitability with a gross margin of 36.5%, operating margin of -3.5%, and net margin of -2.6%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), KRNY ($32M net income, 7.6% margin), OCFC ($71M net income, 10.8% margin), CLBK has room to improve margins relative to the peer group. Compare CLBK vs NBTB →
CLBK Earnings vs Peers
Earnings metrics vs comparable public companies
CLBK Historical Earnings Data (2016–2024)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | -$12M | -132.3% | -$16M | $-0.11 | -2.6% | -3.5% |
| 2023 | $36M | -58.1% | $46M | $0.35 | 8.5% | 10.9% |
| 2022 | $86M | -6.4% | $117M | $0.81 | 25.3% | 34.4% |
| 2021 | $92M | +59.8% | $126M | $0.88 | 29.8% | 40.8% |
| 2020 | $58M | +5.3% | $76M | $0.52 | 17.7% | 23.4% |
| 2019 | $55M | +140.7% | $71M | $0.49 | 18.7% | 24.3% |
| 2018 | $23M | -26.8% | $34M | $0.20 | 9.2% | 13.6% |
| 2017 | $31M | -5.7% | $47M | $0.27 | 15.5% | 23.4% |
| 2016 | $33M | - | $50M | $0.28 | 17.6% | 26.5% |
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Start ComparisonCLBK — Frequently Asked Questions
Quick answers to the most common questions about buying CLBK stock.
Is CLBK growing earnings?
CLBK EPS fell to $0.15, with earnings declining -131.4%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $15M.
What are CLBK's profit margins?
Columbia Financial, Inc. net margin is -2.6%, with operating margin at -3.5%. Below-average margins reflect competitive or cost pressures.
How consistent are CLBK's earnings?
CLBK earnings data spans 2016-2024. The declining earnings trend is -131.4% YoY. Historical data enables comparison across business cycles.