CLBK trades 15.1% above Wall Street's consensus target of $17.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CLBK achieves its forward estimates and maintains a stable P/E multiple of 27.1x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, Columbia Financial, Inc. (CLBK) has a Wall Street consensus price target of $17.00, based on estimates from 2 covering analysts. With the stock currently trading at $20.03, this represents a potential downside of -15.1%. The company has a market capitalization of $2.09B.
Analyst price targets range from a low of $17.00 to a high of $17.00, representing a 0% spread in expectations. The median target of $17.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, CLBK trades at a trailing P/E of 39.3x and forward P/E of 27.1x. Analysts expect EPS to grow +45.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $10.56, with bear and bull scenarios of $6.66 and $13.92 respectively. Model confidence stands at 50/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
NBTBNBT Bancorp Inc. | $2.4B | $46.68 | $46.00 | -1.5% | Hold | 11.2x | 10 |
KRNYKearny Financial Corp. | $533M | $8.47 | $9.50 | +12.2% | Hold | 13.6x | 5 |
OCFCOceanFirst Financial Corp. | $1.0B | $18.03 | $19.00 | +5.4% | Hold | 9.5x | 8 |
NFBKNorthfield Bancorp, Inc. | $602M | $14.41 | $14.50 | +0.6% | Hold | 10.7x | 9 |
WSFSWSFS Financial Corporation | $3.9B | $74.14 | $79.00 | +6.6% | Hold | 11.8x | 13 |
TRMKTrustmark Corporation | $2.6B | $44.67 | $45.50 | +1.9% | Hold | 11.4x | 9 |
FXNCFirst National Corporation | $265M | $29.36 | $21.00 | -28.5% | Buy | 12.5x | 1 |
DCOMDime Community Bancshares, Inc. | $1.7B | $39.00 | $39.50 | +1.3% | Hold | 11.6x | 10 |
FNFFidelity National Financial, Inc. | $12.6B | $46.82 | $54.00 | +15.3% | Buy | 8.9x | 17 |
ICEIntercontinental Exchange, Inc. | $75.8B | $133.88 | $194.00 | +44.9% | Buy | 16.5x | 36 |
Quick answers to the most common questions about buying CLBK stock.
CLBK's consensus price target is $17, -15.1% below the current price of $20.03. The 2 analysts tracking CLBK see downside risk at present valuations.
CLBK has a consensus rating of "Hold" based on 2 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $17 implies -15.1% downside from current levels.
CLBK trades at a forward P/E of 27.0676x, representing a moderate valuation. With analysts targeting $17 (-15.1% implied move), the stock appears close to fair value.
The most bullish Wall Street analyst has a price target of $17 for CLBK, while the most conservative target is $17. The consensus of $17 represents the median expectation. Our quantitative valuation model projects a bull case target of $14 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CLBK is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CLBK stock forecast based on 2 Wall Street analysts shows a consensus price target of $17, with estimates ranging from $17 (bear case) to $17 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $11, with bear/bull scenarios of $7/$14.
Our quantitative valuation model calculates CLBK's fair value at $11 (base case), with a bear case of $7 and bull case of $14. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 50/100.
CLBK trades at a forward P/E ratio of 27.1x based on next-twelve-months earnings estimates compared to a trailing P/E of 39.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on CLBK, with 0 Sell ratings and a price target of $17 (-15.1% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CLBK analyst price targets range from $17 to $17, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $17 consensus represents the middle ground. Our model's $7-$14 range provides an independent fundamental perspective.
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