CLBK trades 25.2% below Wall Street's consensus target of $14.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CLBK achieves its forward estimates and maintains a stable P/E multiple of 40.1x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Columbia Financial, Inc. (CLBK) has a Wall Street consensus price target of $14.00, based on estimates from 2 covering analysts. With the stock currently trading at $11.18, this represents a potential upside of +25.2%. The company has a market capitalization of $2.50B.
Analyst price targets range from a low of $14.00 to a high of $14.00, representing a 0% spread in expectations. The median target of $14.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, CLBK trades at a trailing P/E of 48.2x and forward P/E of 40.1x. Analysts expect EPS to grow +7.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $10.56, with bear and bull scenarios of $6.66 and $13.92 respectively. Model confidence stands at 50/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.6B | $50.48 | $56.67 | +12.3% | Hold | 12.1x | 10 |
 KRNYKearny Financial Corp. | $588M | $9.34 | $10.75 | +15.1% | Hold | 14.9x | 5 |
 OCFCOceanFirst Financial Corp. | $1.0B | $17.00 | $19.00 | +11.8% | Hold | 9.5x | 8 |
 NFBKNorthfield Bancorp, Inc. | $639M | $15.31 | $14.50 | -5.3% | Hold | 11.3x | 9 |
 WSFSWSFS Financial Corporation | $4.0B | $76.99 | $81.50 | +5.9% | Hold | 11.7x | 13 |
 TRMKTrustmark Corporation | $2.7B | $45.69 | $47.50 | +4.0% | Hold | 11.5x | 9 |
 FXNCFirst National Corporation | $266M | $29.40 | $21.00 | -28.6% | Buy | 12.1x | 1 |
 DCOMDime Community Bancshares, Inc. | $1.8B | $39.95 | $43.00 | +7.6% | Hold | 11.9x | 10 |
 FNFFidelity National Financial, Inc. | $11.3B | $41.85 | $56.00 | +33.8% | Buy | 8.2x | 17 |
 ICEIntercontinental Exchange, Inc. | $88.2B | $156.35 | $184.50 | +18.0% | Buy | 19.3x | 36 |
Quick answers to the most common questions about buying CLBK stock.
The consensus Wall Street price target for CLBK is $14, representing 25.2% upside from the current price of $11.18. With 2 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
CLBK has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $14 implies 25.2% upside from current levels.
At a forward P/E of 40.1004x, CLBK trades at a premium valuation. The consensus price target of $14 (25.2% upside) suggests analysts still see growth justifying the multiple.
The most bullish Wall Street analyst has a price target of $14 for CLBK, while the most conservative target is $14. The consensus of $14 represents the median expectation. Our quantitative valuation model projects a bull case target of $14 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CLBK is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CLBK stock forecast based on 2 Wall Street analysts shows a consensus price target of $14, with estimates ranging from $14 (bear case) to $14 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $11, with bear/bull scenarios of $7/$14.
Our quantitative valuation model calculates CLBK's fair value at $11 (base case), with a bear case of $7 and bull case of $14. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 50/100.
CLBK trades at a forward P/E ratio of 40.1x based on next-twelve-months earnings estimates compared to a trailing P/E of 48.2x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on CLBK, with a "Buy" consensus rating and $14 price target (25.2% upside). 1 of 2 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CLBK analyst price targets range from $14 to $14, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $14 consensus represents the middle ground. Our model's $7-$14 range provides an independent fundamental perspective.
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