Central Pacific Financial Corp. (CPF) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Central Pacific Financial Corp. (CPF) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

CPF Income Statement

Central Pacific Financial Corp. (CPF) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	64.47M	-92.57M	60.98M	62.09M	60.91M	59.41M	57.38M	55.65M	53.72M	51.77M	50.08M	51.03M	51.81M	52.61M	54.06M	56.18M	55.23M	52.91M	50.85M	53.01M
NII Growth %	5.86%	-255.82%	6.28%	11.57%	13.37%	14.75%	14.56%	9.05%	3.68%	-1.6%	-7.36%	-9.16%	-6.18%	-0.56%	6.3%	5.97%	-1.39%	1.79%	2.27%	3.26%
Net Interest Margin %	0.87%	-1.23%	0.81%	0.84%	0.82%	0.81%	0.77%	0.74%	0.72%	0.7%	0.68%	0.67%	0.68%	0.7%	0.72%	0.76%	0.75%	0.72%	0.7%	0.71%
Interest Income	80.63M	-76.72M	76.72M	78.88M	79.56M	77.73M	76.88M	77.83M	77.77M	75.69M	74.3M	74M	72.3M	69.2M	66.67M	64.93M	59.53M	55M	52.81M	54.97M
Interest Expense	16.16M	15.86M	15.74M	16.79M	18.66M	18.32M	19.51M	22.19M	24.05M	23.92M	24.21M	22.97M	20.48M	16.59M	12.61M	8.75M	4.3M	2.09M	1.95M	1.96M
Loan Loss Provision	1.89M	2.18M	2.3M	0	4.12M	4.99M	4.14M	778K	2.78M	2.2M	3.88M	4.6M	4.83M	4.27M	1.56M	736K	342K	882K	-3.23M	-7.58M
Non-Interest Income	12.36M	118.75M	10.83M	14.2M	12.63M	12.21M	10.23M	2.2M	11.61M	10.9M	10.18M	9.63M	8.67M	9.39M	9.76M	15.45M	8.57M	15.84M	8.45M	15.74M
Non-Interest Income %	16.08%	453.55%	15.08%	18.61%	17.17%	17.05%	15.13%	3.81%	17.77%	17.39%	16.89%	15.87%	14.34%	15.14%	15.29%	21.57%	13.44%	23.04%	14.25%	22.89%
Total Net Revenue	76.83M	26.18M	71.81M	76.29M	73.53M	71.62M	67.6M	57.85M	65.33M	62.67M	60.26M	60.66M	60.49M	62M	63.82M	71.63M	63.8M	68.75M	59.3M	68.75M
Revenue Growth %	4.49%	-63.44%	6.21%	31.87%	12.55%	14.28%	12.19%	-4.63%	8.01%	1.07%	-5.58%	-15.32%	-5.19%	-9.81%	7.62%	4.19%	-1.88%	12.72%	-0.06%	6.98%
Non-Interest Expense	44.75M	24.72M	42.59M	45.68M	45.77M	42.76M	40.92M	43.67M	45.49M	39.82M	39.46M	36.92M	38.17M	38.79M	41.01M	44.01M	40.83M	44.09M	37.06M	46.4M
Efficiency Ratio	58.25%	94.42%	59.32%	59.88%	62.24%	59.7%	60.52%	75.49%	69.62%	63.54%	65.48%	60.87%	63.11%	62.56%	64.26%	61.44%	63.99%	64.13%	62.49%	67.49%
Operating Income	30.19M	-719K	26.91M	30.61M	23.64M	23.88M	22.55M	13.4M	17.07M	20.65M	16.92M	19.14M	17.49M	18.95M	21.25M	26.88M	22.63M	23.78M	25.48M	29.93M
Operating Margin %	39.29%	-2.75%	37.48%	40.12%	32.15%	33.34%	33.36%	23.17%	26.12%	32.95%	28.08%	31.55%	28.91%	30.56%	33.29%	37.53%	35.48%	34.59%	42.96%	43.54%
Operating Income Growth %	27.69%	-103.01%	19.34%	128.37%	38.54%	15.61%	33.29%	-29.97%	-2.43%	9%	-20.37%	-28.8%	-22.73%	-20.32%	-16.6%	-10.19%	-18.08%	-3.35%	8.45%	87.74%
Pretax Income	30.19M	26.89M	26.91M	28.21M	23.64M	23.88M	22.55M	13.4M	17.07M	20.65M	16.92M	19.14M	17.49M	18.95M	21.25M	26.88M	22.63M	23.78M	25.48M	29.93M
Pretax Margin %	39.29%	102.71%	37.48%	36.98%	32.15%	33.34%	33.36%	23.17%	26.12%	32.95%	28.08%	31.55%	28.91%	30.56%	33.29%	37.53%	35.48%	34.59%	42.96%	43.54%
Income Tax	7.39M	6.07M	6.19M	5.34M	5.07M	5.61M	4.79M	2.06M	3.76M	4.83M	3.97M	4.27M	4.35M	4.47M	5.06M	6.7M	5.92M	6.18M	6.04M	7.61M
Effective Tax Rate %	24.49%	22.57%	22.99%	18.92%	21.44%	23.48%	21.25%	15.35%	22.03%	23.41%	23.49%	22.33%	24.87%	23.6%	23.81%	24.92%	26.15%	26.01%	23.7%	25.41%
Net Income	22.78M	20.82M	20.73M	22.88M	18.57M	18.27M	17.76M	11.35M	13.3M	15.82M	12.95M	14.87M	13.14M	14.47M	16.19M	20.18M	16.71M	17.59M	19.44M	22.33M
Net Margin %	29.64%	79.52%	28.86%	29.99%	25.26%	25.51%	26.27%	19.61%	20.36%	25.24%	21.48%	24.51%	21.72%	23.35%	25.36%	28.17%	26.2%	25.59%	32.78%	32.48%
Net Income Growth %	22.62%	13.96%	16.69%	101.63%	39.6%	15.52%	37.2%	-23.68%	1.25%	9.27%	-20.03%	-26.34%	-21.38%	-17.73%	-16.73%	-9.61%	-19.7%	-5.98%	7.76%	83.44%
Net Income (Continuing)	22.8M	20.82M	20.73M	22.88M	18.57M	18.27M	17.76M	11.35M	13.3M	15.82M	12.95M	14.87M	13.14M	14.47M	16.19M	20.18M	16.71M	17.59M	19.44M	22.33M
EPS (Diluted)	0.88	0.80	0.78	0.85	0.69	0.68	0.65	0.42	0.49	0.58	0.48	0.55	0.49	0.53	0.60	0.74	0.61	0.64	0.70	0.80
EPS Growth %	27.54%	17.65%	20%	102.38%	40.82%	17.24%	35.42%	-23.64%	0%	9.43%	-20%	-25.68%	-19.67%	-17.19%	-14.29%	-7.5%	-17.57%	-3.03%	9.38%	86.05%
EPS (Basic)	0.89	0.80	0.79	0.86	0.69	0.68	0.66	0.42	0.49	0.58	0.48	0.55	0.49	0.54	0.60	0.74	0.61	0.64	0.70	0.80
Diluted Shares Outstanding	25.82M	26.26M	26.41M	26.83M	27.12M	27.14M	27.21M	27.2M	27.2M	27.12M	27.1M	27.1M	27.08M	27.07M	27.12M	27.3M	27.5M	27.68M	27.88M	28.05M