Citizens Financial Services, Inc. (CZFS) quarterly cash flow statement — complete operating, investing & financing history
Citizens Financial Services, Inc. (CZFS) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | -89K | 18.02M | 16.73M | 2.88M | 5.98M | 10.95M | 10.48M | 6.22M | 3.02M | 13.46M | 16.21M | 7.43M | -7.51M | 10.41M | 8.9M | 9.27M | 3.03M | 12.04M | 6.32M | 10.65M |
| Operating CF Growth % | -101.49% | 64.62% | 59.59% | -53.79% | 98.01% | -18.66% | -35.32% | -16.25% | 140.26% | 29.29% | 82.07% | -19.84% | -347.92% | -13.58% | 40.97% | -13.04% | -60.97% | -13.76% | -55.5% | 219.2% |
| Net Income | 10.19M | 10.38M | 10.48M | 10.01M | 8.46M | 7.62M | 7.98M | 7.54M | 5.28M | 7.02M | 7.54M | 7.55M | -4.14M | 6.87M | 7.88M | 7.54M | 6.9M | 6.74M | 6.94M | 7.06M |
| Depreciation & Amortization | 1.33M | -414K | 690K | -2.2M | 472K | 449K | 425K | 423K | 459K | 499K | 498K | 492K | 266K | 264K | 260K | 254K | 257K | 262K | 273K | 274K |
| Deferred Taxes | 445K | -187K | 250K | -76K | 732K | -109K | 475K | 871K | 303K | 122K | 240K | 230K | 190K | -65K | -122K | -208K | 409K | -115K | -275K | -65K |
| Other Non-Cash Items | -11.43M | 7.87M | 5.22M | -7.1M | -3.6M | 5.15M | 1.96M | -2.65M | -4.19M | 5.54M | 7.07M | -268K | -3.54M | 2.65M | 1.37M | 1.99M | -3.93M | 5.33M | -512K | 3.02M |
| Working Capital Changes | -750K | 375K | 90K | 2.25M | -86K | -2.16M | -360K | 46K | 1.17M | 271K | 856K | -574K | -278K | 692K | -478K | -313K | -609K | -176K | -115K | 367K |
| Cash from Investing | -139.51M | 29.94M | -6.5M | -103.54M | 70.69M | -728K | -175K | -79.04M | -12.97M | 23.11M | 3.68M | -72.91M | 123.47M | 5.22M | 22.22M | -143.3M | -135.31M | -106.05M | -24.07M | -53.92M |
| Purchase of Investments | -147.16M | -26.24M | -25.57M | -15.98M | -29.32M | -23.11M | -42.25M | -27.59M | -12.3M | -15.88M | -7.02M | -9.32M | -17.14M | -5.9M | -3.02M | -16.7M | -32.54M | -80.97M | -35.01M | -66.83M |
| Sale/Maturity of Investments | 8.48M | 32.68M | 33.17M | -49.88M | 25.71M | 24.17M | 24.36M | 23.84M | 17.1M | 25.96M | 13.14M | 17.67M | 98.67M | 9.07M | 11.95M | 13.68M | 12.85M | 10.35M | 15.82M | 38.18M |
| Net Investment Activity | -138.68M | 6.44M | 7.6M | -65.86M | -3.61M | 1.06M | -17.89M | -3.75M | 4.8M | 10.08M | 6.12M | 8.35M | 81.54M | 3.17M | 8.92M | -3.01M | -19.69M | -70.62M | -19.19M | -28.66M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.18M | -854K | -25K | 4.39M | -81K | -174K | 0 | -949K | 0 | 0 | 0 |
| Other Investing | -550K | 23.62M | -14.03M | -38.76M | 74.8M | -1.21M | 18.17M | -74.66M | -17.64M | 5.95M | -1.27M | -80.86M | 39.26M | 2.34M | 13.95M | -140.04M | -113.84M | -35.37M | -4.82M | -25.08M |
| Cash from Financing | 145.93M | -49.15M | -7.01M | 82.26M | -63.98M | -15.63M | -4.87M | 71.15M | 18.76M | -59.77M | -10.41M | 64.11M | -97.43M | -15.67M | -28.06M | 136.51M | 38.84M | 35.29M | 88.62M | 37.05M |
| Dividends Paid | -2.45M | -2.4M | -2.4M | -2.4M | -2.39M | -2.35M | -2.33M | -2.33M | -2.33M | -2.31M | -2.31M | -2.31M | -1.97M | -1.93M | -1.91M | -1.91M | -1.9M | -1.87M | -1.85M | -1.86M |
| Share Repurchases | -147K | -158K | -172K | -77K | -239K | -57K | -62K | -123K | -36K | -45K | -1K | -264K | 0 | 0 | 0 | 0 | -1.27M | -8K | -480K | -45K |
| Stock Issued | 19K | 16K | 20K | 16K | 0 | 15K | 0 | 0 | 0 | 0 | 6K | 28K | 0 | 0 | 0 | 40K | 72K | 0 | 0 | 0 |
| Net Stock Activity | -128K | -142K | -152K | -61K | -239K | -42K | -62K | -123K | -36K | -45K | 5K | -236K | 0 | 0 | 0 | 40K | -1.2M | -8K | -480K | -45K |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | -46.65M | 64.21M | -34.22M | 118.54M | -72.17M | -17.17M | -68.11M | 177.05M | -29.79M | -18.6M | -13.62M | 69.06M | -66.95M | -44.52M | -24.39M | -10M | -379K | 42.94M | 95.18M | 58.58M |
| Net Change in Cash | 6.32M | -1.19M | 3.22M | -18.41M | 12.7M | -5.42M | 5.44M | -1.67M | 8.81M | -23.2M | 9.48M | -1.37M | 18.54M | -38K | 3.06M | 2.48M | -93.44M | -58.72M | 70.86M | -6.22M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 33.1M | 34.29M | 31.07M | 49.48M | 36.79M | 42.2M | 36.76M | 38.43M | 29.62M | 52.82M | 43.34M | 44.71M | 26.17M | 26.21M | 23.15M | 20.67M | 114.11M | 172.83M | 101.97M | 108.19M |
| Cash at End | 39.43M | 33.1M | 34.29M | 31.07M | 49.48M | 36.79M | 42.2M | 36.76M | 38.43M | 29.62M | 52.82M | 43.34M | 44.71M | 26.17M | 26.21M | 23.15M | 20.67M | 114.11M | 172.83M | 101.97M |
| Interest Paid | 14.2M | 13.55M | 15.56M | 14.1M | 15.5M | 17.56M | 17.78M | 17.3M | 15.24M | 17.15M | 15.97M | 13.81M | 8.4M | 6.49M | 4.75M | 2.58M | 1.83M | 1.55M | 1.75M | 1.72M |
| Income Taxes Paid | 4.75M | 0 | 2.59M | 1.5M | 2.5M | 0 | 1M | 750K | 750K | 0 | 500K | 1M | 3.6M | 0 | 2M | 1M | 3.6M | 0 | 1.5M | 500K |
| Free Cash Flow | -376K | 17.89M | 16.66M | 3.96M | 5.49M | 10.36M | 10.02M | 5.59M | 2.9M | 13.36M | 15.9M | 7.05M | -9.22M | 10.2M | 8.42M | 9.01M | 2.19M | 11.98M | 6.25M | 10.47M |
| FCF Growth % | -106.85% | 72.71% | 66.24% | -29.31% | 89.6% | -22.44% | -36.97% | -20.59% | 131.38% | 30.95% | 88.87% | -21.83% | -521.62% | -14.89% | 34.62% | -13.91% | -71.53% | -9.07% | -55.36% | 233.55% |