Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.75 | 10.95 | 13.55 | 11.13 | 11.06 | 12.64 | 10.36 | 15.49 | — | 24.83 | 11.86 | 11.74 | 18.20 | 14.68 | 6.68 | 6.17 | 8.12 | 7.47 | 7.89 | 10.54 | 10.85 |
| — | -13.4% | +30.8% | -28.2% | — | -49.1% | -12.6% | +31.9% | — | +69.2% | +77.6% | +90.2% | +124.1% | +96.5% | -15.3% | -41.4% | -25.2% | -18.6% | +11.6% | — | -73.1% | |
| P/S Ratio | 3.66 | 3.14 | 3.54 | 2.95 | 2.62 | 2.78 | 2.64 | 2.93 | 5.47 | 3.26 | 2.26 | 2.27 | 3.15 | 2.29 | 1.89 | 2.31 | 2.89 | 2.54 | 2.71 | 3.58 | 3.49 |
| — | +13.1% | +33.8% | +0.6% | -52.2% | -14.9% | +16.8% | +28.9% | +73.8% | +42.5% | +19.6% | -1.7% | +9.0% | -10.0% | -30.2% | -35.4% | -17.2% | -20.7% | -4.7% | -3.3% | -81.9% | |
| P/B Ratio | 1.23 | 1.12 | 1.18 | 0.97 | 0.88 | 0.88 | 0.81 | 0.86 | 0.90 | 0.90 | 0.63 | 0.60 | 0.85 | 0.64 | 0.57 | 0.74 | 1.05 | 0.98 | 1.00 | 1.19 | 1.19 |
| — | +26.3% | +45.2% | +12.9% | -2.2% | -2.2% | +28.2% | +43.2% | +5.2% | +40.9% | +10.8% | -18.2% | -18.8% | -34.5% | -43.2% | -38.4% | -11.9% | -12.3% | -13.4% | +34.1% | +5.7% | |
| P/FCF | 7.34 | 3.97 | 8.22 | 7.81 | 7.13 | 6.27 | 13.83 | 4.69 | 3.60 | — | 18.69 | 6.35 | — | 2.29 | 5.80 | 17.34 | 6.59 | 2.82 | 4.22 | 4.43 | — |
| — | -36.7% | -40.5% | +66.4% | +98.0% | — | -26.0% | -26.1% | — | — | +222.1% | -63.4% | — | -18.9% | +37.5% | +291.3% | — | -14.8% | -20.3% | — | — | |
| EV / EBITDA | -0.60 | 0.57 | 2.61 | 0.53 | -3.50 | 2.38 | 5.00 | 8.44 | — | 16.83 | 11.98 | 13.41 | 19.86 | 18.00 | 12.32 | 9.32 | 10.65 | 7.35 | 5.50 | 6.13 | 6.01 |
| — | -75.9% | -47.8% | -93.8% | — | -85.8% | -58.3% | -37.0% | — | -6.5% | -2.7% | +43.8% | +86.5% | +145.0% | +123.8% | +52.1% | +77.2% | +69.7% | +223.4% | — | -88.9% | |
| EV / EBIT | -0.77 | 0.57 | 2.66 | 0.54 | -3.60 | 2.48 | 5.17 | 8.84 | — | 18.50 | 12.74 | 14.44 | 21.29 | 19.45 | 12.91 | 9.69 | 11.10 | 7.68 | 5.71 | 6.56 | 6.43 |
| — | -76.8% | -48.5% | -93.9% | — | -86.6% | -59.4% | -38.8% | — | -4.9% | -1.3% | +49.1% | +91.8% | +153.2% | +126.0% | +47.7% | +72.4% | +62.6% | +223.8% | — | -89.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 90.5% | 89.8% | 89.0% | 90.0% | 91.2% | 88.5% | 91.6% | 90.7% | 76.0% | 86.7% | 93.6% | 93.6% | 95.5% | 97.9% | 99.0% | 103.8% | 99.7% | 94.0% | 100.0% | 101.7% | 100.1% |
| — | +1.5% | -2.8% | -0.8% | +19.9% | +2.0% | -2.1% | -3.1% | -20.4% | -11.4% | -5.5% | -9.8% | -4.2% | +4.1% | -0.9% | +2.2% | -0.4% | -10.4% | -3.4% | +31.0% | -75.1% | |
| Operating Margin | 34.6% | 41.4% | 37.9% | 39.3% | 38.6% | 34.7% | 36.6% | 27.6% | -29.9% | 20.8% | 29.8% | 29.6% | 30.5% | 27.3% | 41.4% | 53.7% | 52.0% | 50.0% | 50.9% | 49.9% | 50.2% |
| — | +19.4% | +3.4% | +42.0% | +229.4% | +66.6% | +22.8% | -6.6% | -197.8% | -23.9% | -28.0% | -44.9% | -41.3% | -45.3% | -18.6% | +7.8% | +3.5% | -1.3% | -13.4% | +224.9% | -37.1% | |
| Net Margin | 24.4% | 30.7% | 27.5% | 28.0% | 25.7% | 23.9% | 27.1% | 20.7% | -35.7% | 15.2% | 21.2% | 21.6% | 19.6% | 17.8% | 30.3% | 39.4% | 37.7% | 36.0% | 36.4% | 35.9% | 34.7% |
| — | +28.3% | +1.7% | +35.4% | +172.2% | +57.2% | +27.9% | -4.2% | -281.5% | -14.3% | -30.2% | -45.2% | -47.9% | -50.6% | -16.7% | +9.8% | +8.6% | -2.1% | -12.8% | +220.1% | -26.3% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.7% | 2.7% | 2.3% | 2.3% | 2.2% | 1.9% | 2.1% | 1.5% | -1.5% | 1.1% | 1.5% | 1.4% | 1.3% | 1.2% | 2.3% | 3.2% | 3.5% | 3.5% | 3.4% | 2.9% | 3.0% |
| — | +42.3% | +10.5% | +52.3% | +241.8% | +81.1% | +40.7% | +6.5% | -214.4% | -14.9% | -35.4% | -54.6% | -61.3% | -64.0% | -31.5% | +7.4% | +17.4% | +8.4% | -22.3% | +231.0% | +327.9% | |
| ROA | 0.7% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | -0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| — | +41.3% | +10.6% | +51.2% | +246.7% | +97.0% | +53.6% | +15.6% | -221.6% | -10.5% | -31.3% | -52.8% | -61.1% | -65.1% | -36.9% | -3.5% | +6.2% | +2.2% | -21.0% | +234.6% | +302.5% | |
| ROIC | 5.6% | 1.9% | 1.6% | 1.8% | 1.7% | 1.3% | 1.3% | 0.9% | -0.6% | 0.6% | 0.9% | 0.7% | 0.7% | 0.6% | 1.0% | 1.4% | 1.8% | 2.3% | 2.7% | 2.4% | 2.6% |
| — | +47.1% | +22.4% | +92.6% | +403.2% | +108.2% | +53.2% | +29.7% | -181.2% | +1.0% | -9.1% | -48.1% | -60.9% | -73.0% | -64.6% | -43.2% | -30.1% | -12.2% | -9.8% | +347.7% | +790.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.25 | 0.40 | 0.43 | 0.47 | 0.25 | 0.57 | 0.58 | 0.59 | 0.70 | 0.66 | 0.76 | 0.83 | 1.28 | 1.15 | 1.42 | 1.48 | 1.19 | 0.77 | 0.32 | 0.27 | 0.24 |
| — | -29.4% | -25.5% | -19.4% | -64.2% | -13.3% | -23.9% | -29.2% | -45.2% | -42.6% | -46.4% | -43.9% | +7.4% | +48.3% | +344.1% | +444.5% | +389.7% | +223.1% | +29.9% | -65.7% | -88.5% | |
| Debt / EBITDA | 2.28 | 10.94 | 13.46 | 14.23 | 7.54 | 19.86 | 19.95 | 27.58 | — | 41.54 | 34.34 | 39.30 | 57.79 | 55.41 | 43.35 | 33.27 | 24.20 | 15.38 | 6.53 | 6.10 | 5.29 |
| — | -44.9% | -32.5% | -48.4% | — | -52.2% | -41.9% | -29.8% | — | -25.0% | -20.8% | +18.1% | +138.8% | +260.3% | +563.8% | +445.1% | +357.1% | +208.8% | +64.9% | — | -96.6% | |
| Current Ratio | 0.25 | 0.29 | 11.02 | 0.21 | 0.25 | 0.18 | 0.10 | 0.09 | 0.11 | 0.13 | 0.12 | 0.12 | 0.13 | 0.12 | 0.13 | 0.16 | 0.11 | 0.13 | 0.13 | 0.17 | 0.19 |
| — | +56.6% | +10859.9% | +125.9% | +117.8% | +42.9% | -14.0% | -20.1% | -13.7% | +5.7% | -12.1% | -24.0% | +16.6% | -4.0% | +5.8% | -7.4% | -40.3% | -43.7% | -44.2% | -2.5% | +4.4% | |
| Quick Ratio | 0.25 | 0.29 | 11.02 | 0.21 | 0.25 | 0.18 | 0.10 | 0.09 | 0.11 | 0.13 | 0.12 | 0.12 | 0.13 | 0.12 | 0.13 | 0.16 | 0.11 | 0.13 | 0.13 | 0.17 | 0.19 |
| — | +56.6% | +10859.9% | +125.9% | +117.8% | +42.9% | -14.0% | -20.1% | -13.7% | +5.7% | -12.1% | -24.0% | +16.6% | -4.0% | +5.8% | -7.4% | -40.3% | -43.7% | -44.2% | -2.5% | +4.4% | |
| Interest Coverage | 0.57 | 0.90 | 0.80 | 0.79 | 0.70 | 0.56 | 0.58 | 0.42 | -0.23 | 0.22 | 0.31 | 0.27 | 0.30 | 0.28 | 0.52 | 0.93 | 1.67 | 3.90 | 7.27 | 9.98 | 9.98 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying DCOM stock.
Dime Community Bancshares, Inc.'s current P/E is 12.8x. The average P/E over the last 4 quarters is 11.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Dime Community Bancshares, Inc.'s current operating margin is 34.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Dime Community Bancshares, Inc.'s business trajectory between earnings reports.