Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Dime Community Bancshares, Inc.'s quarterly P/E stands at 11.1x.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 16.46 | 11.06 | 12.64 | 10.36 | 15.49 | — | 24.83 | 11.86 | 11.74 | 18.20 | 14.68 | 6.68 | 6.17 |
| — | — | -49.1% | -12.6% | +31.9% | — | +69.2% | +77.6% | +90.2% | +124.1% | +96.5% | -15.3% | -41.4% | |
| P/S Ratio | 2.35 | 1.69 | 1.71 | 1.62 | 1.77 | 2.38 | 1.66 | 1.15 | 1.09 | 1.56 | 1.17 | 1.06 | 1.46 |
| — | -29.1% | +2.9% | +40.2% | +63.2% | +52.7% | +42.6% | +9.3% | -25.7% | -29.2% | -48.3% | -58.3% | -57.1% | |
| P/B Ratio | 1.14 | 0.88 | 0.88 | 0.81 | 0.86 | 0.90 | 0.90 | 0.63 | 0.60 | 0.85 | 0.64 | 0.57 | 0.74 |
| — | -2.2% | -2.2% | +28.2% | +43.2% | +5.2% | +40.9% | +10.8% | -18.2% | -18.8% | -34.5% | -43.2% | -38.4% | |
| P/FCF | 9.42 | 7.13 | 6.27 | 13.83 | 4.69 | 3.60 | — | 18.69 | 6.35 | — | 2.29 | 5.80 | 17.34 |
| — | +98.0% | — | -26.0% | -26.1% | — | — | +222.1% | -63.4% | — | -18.9% | +37.5% | +291.3% | |
| EV / EBITDA | -1.69 | -3.60 | 2.38 | 5.00 | 8.44 | — | 16.83 | 11.98 | 13.41 | 19.86 | 18.00 | 12.32 | 9.32 |
| — | — | -85.8% | -58.3% | -37.0% | — | -6.5% | -2.7% | +43.8% | +86.5% | +145.0% | +123.8% | +52.1% | |
| EV / EBIT | -1.69 | -3.60 | 2.48 | 5.17 | 8.84 | — | 18.50 | 12.74 | 14.44 | 21.29 | 19.45 | 12.91 | 9.69 |
| — | — | -86.6% | -59.4% | -38.8% | — | -4.9% | -1.3% | +49.1% | +91.8% | +153.2% | +126.0% | +47.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Dime Community Bancshares, Inc.'s operating margin was 24.9% in Q4 2025, up 3.6 pp QoQ and up 37.9 pp YoY. The trailing four-quarter average of 21.4% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 77.8% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 56.1% | 58.8% | 54.5% | 56.1% | 54.9% | 33.1% | 44.2% | 47.7% | 44.8% | 47.3% | 49.8% | 55.2% | 65.7% |
| — | +77.8% | +23.3% | +17.5% | +22.7% | -30.1% | -11.3% | -13.6% | -31.9% | -37.8% | -40.2% | -40.9% | -32.1% | |
| Operating Margin | 21.5% | 24.9% | 21.4% | 22.4% | 16.7% | -13.0% | 10.6% | 15.2% | 14.2% | 15.1% | 13.9% | 23.1% | 34.0% |
| — | +291.9% | +101.4% | +47.5% | +18.2% | -185.9% | -23.8% | -34.2% | -58.4% | -61.9% | -68.6% | -51.4% | -28.3% | |
| Net Margin | 15.2% | 16.6% | 14.7% | 16.6% | 12.5% | -15.5% | 7.8% | 10.8% | 10.3% | 9.7% | 9.0% | 16.9% | 24.9% |
| — | +207.0% | +90.1% | +53.6% | +21.3% | -259.4% | -14.2% | -36.2% | -58.6% | -66.2% | -71.6% | -50.3% | -27.0% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.7% | 2.2% | 1.9% | 2.1% | 1.5% | -1.5% | 1.1% | 1.5% | 1.4% | 1.3% | 1.2% | 2.3% | 3.2% |
| — | +241.8% | +81.1% | +40.7% | +6.5% | -214.4% | -14.9% | -35.4% | -54.6% | -61.3% | -64.0% | -31.5% | +7.4% | |
| ROA | 0.7% | 0.2% | 0.2% | 0.2% | 0.2% | -0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.3% |
| — | +246.7% | +97.0% | +53.6% | +15.6% | -221.6% | -10.5% | -31.3% | -52.8% | -61.1% | -65.1% | -36.9% | -3.5% | |
| ROIC | 5.6% | 1.7% | 1.3% | 1.3% | 0.9% | -0.6% | 0.6% | 0.9% | 0.7% | 0.7% | 0.6% | 1.0% | 1.4% |
| — | +403.2% | +108.2% | +53.2% | +29.7% | -181.2% | +1.0% | -9.1% | -48.1% | -60.9% | -73.0% | -64.6% | -43.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Dime Community Bancshares, Inc.'s Debt/EBITDA ratio is 7.7x, down from 19.9x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 117.8% YoY to 0.25x, strengthening the short-term liquidity position. Debt/Equity has declined for 5 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.25 | 0.25 | 0.57 | 0.58 | 0.59 | 0.70 | 0.66 | 0.76 | 0.83 | 1.28 | 1.15 | 1.42 | 1.48 |
| — | -64.2% | -13.3% | -23.9% | -29.2% | -45.2% | -42.6% | -46.4% | -43.9% | +7.4% | +48.3% | +344.1% | +444.5% | |
| Debt / EBITDA | 2.36 | 7.75 | 19.86 | 19.95 | 27.58 | — | 41.54 | 34.34 | 39.30 | 57.79 | 55.41 | 43.35 | 33.27 |
| — | — | -52.2% | -41.9% | -29.8% | — | -25.0% | -20.8% | +18.1% | +138.8% | +260.3% | +563.8% | +445.1% | |
| Current Ratio | 0.25 | 0.25 | 0.18 | 0.10 | 0.09 | 0.11 | 0.13 | 0.12 | 0.12 | 0.13 | 0.12 | 0.13 | 0.16 |
| — | +117.8% | +42.9% | -14.0% | -20.1% | -13.7% | +5.7% | -12.1% | -24.0% | +16.6% | -4.0% | +5.8% | -7.4% | |
| Quick Ratio | 0.25 | 0.25 | 0.18 | 0.10 | 0.09 | 0.11 | 0.13 | 0.12 | 0.12 | 0.13 | 0.12 | 0.13 | 0.16 |
| — | +117.8% | +42.9% | -14.0% | -20.1% | -13.7% | +5.7% | -12.1% | -24.0% | +16.6% | -4.0% | +5.8% | -7.4% | |
| Interest Coverage | 0.57 | 0.70 | 0.56 | 0.58 | 0.42 | -0.23 | 0.22 | 0.31 | 0.27 | 0.30 | 0.28 | 0.52 | 0.93 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying DCOM stock.
Dime Community Bancshares, Inc.'s current P/E is 16.5x. The average P/E over the last 4 quarters is 12.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Dime Community Bancshares, Inc.'s current operating margin is 21.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Dime Community Bancshares, Inc.'s business trajectory between earnings reports.