Enova International, Inc. (ENVA) quarterly balance sheet — complete assets, liabilities & equity history
Enova International, Inc. (ENVA) balance sheet — 17-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 122.23M | 96.13M | 71.71M | 53.6M | 55.56M | 55.51M | 73.91M | 67.5M | 60.14M | 76.46M | 377.44M | 62.91M | 100.04M | 97.68M | 100.17M | 87.73M | 144.09M | 131.69M | 165.48M | 229.09M |
| Cash & Due from Banks | 122.23M | 96.13M | 71.71M | 53.6M | 55.56M | 55.51M | 73.91M | 67.5M | 60.14M | 76.46M | 377.44M | 62.91M | 100.04M | 97.68M | 100.17M | 87.73M | 144.09M | 131.69M | 165.48M | 229.09M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 21.53M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.92M |
| Investments Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -100% | - | - | - | - |
| Long-Term Investments | 0 | 21.53M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.92M |
| Accounts Receivables | 6.17B | 0 | 0 | 5.07B | 4.81B | 4.62B | 0 | 4.2B | 4.01B | 3.88B | 0 | 3.39B | 3.13B | 3.04B | 3.06B | 2.81B | 2.51B | 2.29B | 1.96B | 1.64B |
| Goodwill & Intangibles | 281.43M | 281.69M | 282.94M | 284.19M | 286.2M | 288.21M | 290.23M | 292.24M | 294.25M | 296.27M | 298.28M | 300.29M | 302.31M | 304.32M | 306.67M | 308.68M | 310.69M | 312.71M | 314.72M | 316.73M |
| Goodwill | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M | 279.27M |
| Intangible Assets | 2.15M | 2.41M | 3.66M | 4.91M | 6.92M | 8.94M | 10.95M | 12.96M | 14.98M | 16.99M | 19M | 21.02M | 23.03M | 25.05M | 27.39M | 29.4M | 31.42M | 33.43M | 35.44M | 37.46M |
| PP&E (Net) | 155.6M | 183.31M | 181.16M | 145.86M | 145.47M | 142.4M | 138.16M | 130.68M | 128.24M | 125.33M | 122.96M | 119.89M | 115.56M | 107.81M | 112.58M | 109.65M | 109.95M | 103.54M | 101.5M | 117.25M |
| Other Assets | 33.91M | -21.53M | 0 | 30.31M | 26.7M | 25.24M | 24.19M | 28.75M | 44.23M | 39.41M | 41.58M | 41.19M | 45.52M | 49.74M | 54.71M | 53.75M | 54.47M | 54.45M | 51.31M | 52.31M |
| Total Current Assets | 6.75B | 96.13M | 71.71M | 5.5B | 5.27B | 5B | 4.81B | 4.52B | 4.35B | 4.18B | 4.12B | 3.64B | 3.44B | 3.39B | 3.31B | 3.04B | 2.78B | 2.58B | 2.29B | 1.98B |
| Total Non-Current Assets | 470.94M | 464.99M | 464.09M | 460.35M | 458.36M | 455.85M | 452.58M | 451.66M | 466.72M | 461M | 462.82M | 461.38M | 463.39M | 461.87M | 473.95M | 472.07M | 475.11M | 470.69M | 467.53M | 486.3M |
| Total Assets | 7.22B | 6.88B | 6.47B | 5.96B | 5.72B | 5.46B | 5.27B | 4.98B | 4.82B | 4.64B | 4.59B | 4.1B | 3.91B | 3.85B | 3.78B | 3.51B | 3.25B | 3.05B | 2.76B | 2.47B |
| Asset Growth % | 26.16% | 26.02% | 22.83% | 19.83% | 18.84% | 17.7% | 14.84% | 21.27% | 23.27% | 20.52% | 21.28% | 16.92% | 20.13% | 26.25% | 36.92% | 42.23% | 35.84% | 42.81% | 31% | 50.99% |
| Return on Assets (ROA) | 1.49% | 1.37% | 1.27% | 1.37% | 1.36% | 1.36% | 1.24% | 0.89% | 1.14% | 1.05% | 0.8% | 1.03% | 1.24% | 1.34% | 1.4% | 1.53% | 1.66% | 1.81% | 1.86% | 2.12% |
| Accounts Payable | 334.88M | 282.11M | 0 | 252.91M | 257.51M | 237.42M | 58.95M | 259.54M | 333.97M | 290.6M | 43.33M | 275.16M | 229.31M | 177.87M | 30.78M | 168.98M | 169.53M | 136.94M | 37.18M | 124.58M |
| Total Debt | 5.05B | 4.86B | 4.56B | 4.14B | 4B | 3.79B | 3.6B | 3.32B | 3.22B | 3.07B | 2.99B | 2.47B | 2.33B | 2.34B | 2.29B | 2.09B | 1.88B | 1.74B | 1.43B | 1.14B |
| Net Debt | 4.92B | 4.77B | 4.49B | 4.09B | 3.94B | 3.73B | 3.52B | 3.25B | 3.16B | 2.99B | 2.61B | 2.41B | 2.23B | 2.24B | 2.19B | 2.01B | 1.73B | 1.6B | 1.26B | 908.28M |
| Long-Term Debt | 5.01B | 4.7B | 4.53B | 4.11B | 3.96B | 3.76B | 3.33B | 3.29B | 3.19B | 3.04B | 2.94B | 2.44B | 2.3B | 2.31B | 2.26B | 2.06B | 1.84B | 1.7B | 1.38B | 1.08B |
| Short-Term Debt | 0 | 130M | 0 | 0 | 0 | 0 | 233.33M | 0 | 0 | 0 | 22.34M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | -4.86B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 366.44M | 412.11M | 305.85M | 252.91M | 257.51M | 237.42M | 483.3M | 259.54M | 333.97M | 290.6M | 261.16M | 275.16M | 229.31M | 177.87M | 198.32M | 168.98M | 169.53M | 136.94M | 156.1M | 124.58M |
| Total Non-Current Liabilities | 5.36B | 5.06B | 0 | 4.43B | 4.24B | 4.02B | 3.59B | 3.54B | 3.34B | 3.2B | 3.08B | 2.57B | 2.43B | 2.45B | 2.4B | 2.19B | 1.98B | 1.83B | 1.51B | 1.21B |
| Total Liabilities | 5.73B | 5.48B | 5.13B | 4.68B | 4.5B | 4.26B | 4.07B | 3.8B | 3.67B | 3.49B | 3.35B | 2.84B | 2.66B | 2.63B | 2.59B | 2.36B | 2.15B | 1.97B | 1.67B | 1.33B |
| Total Equity | 1.5B | 1.4B | 1.34B | 1.28B | 1.23B | 1.2B | 1.2B | 1.18B | 1.15B | 1.15B | 1.24B | 1.26B | 1.25B | 1.22B | 1.19B | 1.15B | 1.11B | 1.08B | 1.09B | 1.13B |
| Equity Growth % | 21.85% | 17.14% | 11.68% | 8.91% | 7.07% | 4.04% | -3.49% | -6.53% | -8.15% | -5.78% | 4.56% | 10.02% | 12.75% | 13.25% | 8.52% | 1.06% | 1.22% | 7.19% | 18.96% | 97.71% |
| Equity / Assets (Capital Ratio) | 20.73% | 20.38% | 20.67% | 21.53% | 21.46% | 21.93% | 22.73% | 23.69% | 23.82% | 24.81% | 27.05% | 30.73% | 31.97% | 31.73% | 31.37% | 32.66% | 34.06% | 35.38% | 39.58% | 45.97% |
| Return on Equity (ROE) | 7.25% | 6.65% | 6.03% | 6.39% | 6.28% | 6.1% | 5.36% | 3.73% | 4.69% | 4.05% | 2.78% | 3.29% | 3.9% | 4.23% | 4.36% | 4.59% | 4.79% | 4.83% | 4.37% | 4.63% |
| Book Value per Share | 56.83 | 53.20 | 50.72 | 48.49 | 45.40 | 44.15 | 43.26 | 42.54 | 41.07 | 38.99 | 40.15 | 39.53 | 38.80 | 37.32 | 36.35 | 34.77 | 33.09 | 30.90 | 29.28 | 29.86 |
| Tangible BV per Share | 46.15 | 42.51 | 39.98 | 37.76 | 34.83 | 33.52 | 32.77 | 31.99 | 30.54 | 28.94 | 30.50 | 30.12 | 29.41 | 28.02 | 26.96 | 25.41 | 23.81 | 21.94 | 20.85 | 21.52 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 390.64M | 380.53M | 370.08M | 359.05M | 346.93M | 337.68M | 328.27M | 318.22M | 308.48M | 298.19M | 284.26M | 274.05M | 266.06M | 258.81M | 251.88M | 245.09M | 239.19M | 233.44M | 225.69M | 217.05M |
| Retained Earnings | 2.2B | 2.1B | 2.01B | 1.93B | 1.85B | 1.77B | 1.7B | 1.63B | 1.59B | 1.54B | 1.49B | 1.45B | 1.41B | 1.36B | 1.31B | 1.26B | 1.21B | 1.16B | 1.11B | 1.06B |
| Accumulated OCI | -6.47M | -6.41M | -9.5M | -7.87M | -8.85M | -10.78M | -13.69M | -9.42M | -10.75M | -7.23M | -6.26M | -7.2M | -5.99M | -7.34M | -5.99M | -7.25M | -7.48M | -5.07M | -8.54M | -8.19M |
| Treasury Stock | -1.09B | -1.07B | -1.03B | -994.67M | -956.27M | -900.95M | -815.41M | -764.17M | -740.85M | -677.48M | -526.12M | -459.36M | -422.99M | -394.82M | -372.93M | -353.92M | -334.23M | -308.62M | -229.86M | -133.04M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |