Enova International, Inc. (ENVA) quarterly cash flow statement — complete operating, investing & financing history
Enova International, Inc. (ENVA) cash flow statement — 17-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 535.62M | 544.03M | 474.54M | 498.81M | 481.8M | 447.36M | 391.14M | 430.52M | 398.55M | 360.94M | 348.56M | 314.29M | 271.24M | 299.32M | 282.02M | 269.14M | 232.69M | 238.63M | 153.54M | 146.71M |
| Operating CF Growth % | 11.17% | 21.61% | 21.32% | 15.86% | 20.89% | 23.94% | 12.22% | 36.98% | 46.94% | 20.59% | 23.6% | 16.78% | 16.57% | 25.43% | 83.68% | 83.45% | 121.13% | 131.91% | 31.2% | 24.71% |
| Net Income | 107.3M | 105.06M | 91.1M | 78.98M | 80.31M | 76.15M | 72.94M | 63.7M | 43.41M | 53.91M | 48.43M | 34.77M | 41.28M | 48.15M | 50.92M | 50.87M | 51.71M | 52.4M | 52.44M | 48.74M |
| Depreciation & Amortization | 10.62M | 8.42M | 8.91M | 9.07M | 12.36M | 10.35M | 10.06M | 10.2M | 10.04M | 9.71M | 10.26M | 9.03M | 9.95M | 8.63M | 10.54M | 8.5M | 11.27M | 7.58M | 9.51M | 12.37M |
| Deferred Taxes | 23.73M | 15.66M | 32.7M | 9.02M | 44.21M | 8.14M | 9.19M | 7.52M | 102.16M | -11.5M | 14.54M | 16.1M | -6.51M | -5.17M | 4.13M | 4.59M | 1.72M | 2.33M | 8.4M | 15.73M |
| Other Non-Cash Items | 398.71M | 407.09M | 348.9M | 340.15M | 344.44M | 326.13M | 321.8M | 318.18M | 313.62M | 259.57M | 267.04M | 261.44M | 231.58M | 199.22M | 196.06M | 195.28M | 161.16M | 147.41M | 115.46M | 76.04M |
| Working Capital Changes | -14.16M | -944K | -15.78M | 53.07M | -8.05M | 18.48M | -30.79M | 22.63M | -78.8M | 41.49M | 652K | -14.52M | -12.14M | 42.26M | 14.4M | 3.91M | 1.37M | 23.78M | -37.64M | -11.28M |
| Cash from Investing | -811.82M | -657.97M | -753.37M | -802.81M | -605.15M | -528.24M | -509.59M | -578.96M | -482.28M | -406.77M | -443.18M | -566.22M | -444.96M | -278.05M | -205.43M | -441.3M | -473.63M | -364.84M | -386.5M | -458.79M |
| Purchase of Investments | -2.4B | -2.14B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 1.6B | 1.49B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | -800.2M | -645.35M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.71M | 0 | 1.93M |
| Other Investing | 0 | 0 | -742.62M | -791.12M | -593.8M | -517.01M | -496.71M | -568.78M | -471.35M | -395.68M | -431.96M | -554.41M | -432.18M | -267.78M | -195.05M | -430.96M | -463.65M | -360.36M | -376.38M | -453.08M |
| Cash from Financing | 307.45M | 158.29M | 292.12M | 355.09M | 100.78M | 148.63M | 107.33M | 216.97M | 66.75M | 89.13M | -53.98M | 432.97M | 108.64M | -48.62M | 33.55M | 179.02M | 198.78M | 112.53M | 234.53M | 249.72M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -46.28M | -19.78M | -39.59M | -35.33M | -38.4M | -55.32M | -85.54M | -51.24M | -23.32M | -63.37M | -151.37M | -66.76M | -36.36M | -28.17M | -21.9M | -19M | -19.69M | -25.61M | -78.76M | -96.82M |
| Stock Issued | 1.41M | 1.36M | 1.75M | 2.5M | 0 | 0 | 1.48M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -44.87M | -18.42M | -37.84M | -32.82M | -38.4M | -55.32M | -84.06M | -51.24M | -23.32M | -63.37M | -151.37M | -66.76M | -36.36M | -28.17M | -21.9M | -19M | -19.69M | -25.61M | -78.76M | -96.82M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Financing | -16.67M | -1.73M | -1.25M | -4.87M | -662K | -1.6M | -3.99M | -2.67M | -10.88M | -5.73M | 3.4M | -11.68M | -2.41M | -1.52M | -1.17M | -288K | 333K | -4.99M | 1.71M | 3.21M |
| Net Change in Cash | 31.19M | 43.86M | 13.49M | 50.9M | -22.48M | 67.59M | -10.81M | 68.29M | -16.93M | 42.38M | -148.51M | 181.12M | -65.34M | -26.73M | 109.99M | 6.26M | -41.62M | -14.09M | 1.96M | -62.26M |
| Exchange Rate Effect | -53K | -503K | 206K | -189K | 88K | -167K | 307K | -240K | 54K | -932K | 84K | 77K | -258K | 617K | -149K | -594K | 548K | -417K | 386K | 108K |
| Cash at Beginning | 465.21M | 421.36M | 407.86M | 356.96M | 379.44M | 311.86M | 322.67M | 254.38M | 271.31M | 228.93M | 377.44M | 196.32M | 261.66M | 288.39M | 178.4M | 172.14M | 213.75M | 227.84M | 225.88M | 288.14M |
| Cash at End | 496.4M | 465.21M | 421.36M | 407.86M | 356.96M | 379.44M | 311.86M | 322.67M | 254.38M | 271.31M | 228.93M | 377.44M | 196.32M | 261.66M | 288.39M | 178.4M | 172.14M | 213.75M | 227.84M | 225.88M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 523.99M | 531.42M | 463.79M | 487.12M | 470.46M | 436.14M | 378.27M | 420.34M | 387.62M | 349.86M | 337.34M | 302.48M | 258.46M | 289.05M | 271.64M | 258.8M | 222.71M | 225.44M | 143.42M | 139.07M |
| FCF Growth % | 11.38% | 21.85% | 22.61% | 15.89% | 21.37% | 24.66% | 12.13% | 38.97% | 49.97% | 21.03% | 24.19% | 16.88% | 16.05% | 28.22% | 89.4% | 86.1% | 128.19% | 135.8% | 30.48% | 28.79% |