Last 48 quarters of trend data · Financial Services · Insurance - Brokers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Erie Indemnity Company's quarterly P/E stands at 22.0x, down 44.4% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 46.9% YoY to 19.4x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 20.41 | 21.97 | 59.72 | 22.92 | 25.96 | 39.53 | 35.41 | 44.10 | 28.95 | 42.18 | 39.68 | 29.26 | 23.33 |
| — | -44.4% | +68.6% | -48.0% | -10.3% | -6.3% | -10.8% | +50.7% | +24.0% | +20.2% | -20.9% | -15.2% | -25.7% | |
| P/S Ratio | 2.46 | 3.27 | 3.97 | 3.21 | 4.28 | 6.18 | 5.83 | 7.06 | 4.82 | 6.01 | 5.39 | 4.50 | 3.29 |
| — | -47.1% | -32.0% | -54.5% | -11.2% | +3.0% | +8.1% | +56.7% | +46.3% | +33.6% | +15.4% | +14.9% | -14.8% | |
| P/B Ratio | 5.00 | 5.63 | 6.61 | 7.26 | 8.30 | 11.84 | 10.85 | 14.50 | 10.44 | 12.26 | 10.61 | 9.60 | 7.16 |
| — | -52.5% | -39.0% | -49.9% | -20.5% | -3.4% | +2.3% | +51.0% | +45.8% | +34.7% | +17.3% | +12.0% | -14.5% | |
| P/FCF | 17.53 | 60.76 | 26.82 | 22.72 | 28.83 | 69.18 | 36.72 | 41.17 | 46.17 | 81.69 | 34.49 | 150.77 | 26.07 |
| — | -12.2% | -27.0% | -44.8% | -37.6% | -15.3% | +6.5% | -72.7% | +77.1% | -30.2% | +17.6% | +465.2% | -34.8% | |
| EV / EBITDA | 12.14 | 19.44 | 20.86 | 17.71 | 20.91 | 36.63 | 29.35 | 36.52 | 23.44 | 34.89 | 31.49 | 24.02 | 18.74 |
| — | -46.9% | -28.9% | -51.5% | -10.8% | +5.0% | -6.8% | +52.1% | +25.1% | +27.1% | -9.6% | -3.5% | -24.0% | |
| EV / EBIT | 13.43 | — | 44.80 | 19.26 | 21.78 | 38.50 | 29.18 | 37.90 | 23.73 | 35.64 | 32.35 | 24.54 | 19.19 |
| — | — | +53.5% | -49.2% | -8.2% | +8.0% | -9.8% | +54.4% | +23.7% | +26.2% | -17.2% | -8.1% | -27.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Erie Indemnity Company's operating margin was 16.5% in Q1 2026, down 0.1 pp QoQ and up 1.2 pp YoY.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 15.8% | — | 14.6% | 34.2% | 18.8% | 15.3% | 18.1% | 18.0% | 19.2% | 15.8% | 15.5% | 17.3% | 16.0% |
| — | — | -19.4% | +90.0% | -2.2% | -2.9% | +16.5% | +4.2% | +20.2% | +7.3% | +33.7% | +20.3% | +11.5% | |
| Operating Margin | 17.7% | 16.5% | 16.6% | 16.1% | 18.8% | 15.3% | 18.1% | 18.0% | 19.2% | 15.8% | 15.5% | 17.3% | 16.0% |
| — | +7.7% | -8.4% | -10.5% | -2.2% | -2.9% | +16.5% | +4.2% | +20.2% | +7.3% | +33.7% | +20.3% | +11.5% | |
| Net Margin | 13.8% | 14.9% | 6.7% | 14.0% | 16.5% | 14.0% | 16.5% | 16.0% | 16.5% | 14.1% | 13.6% | 15.3% | 14.0% |
| — | +6.3% | -59.5% | -12.3% | -0.4% | -1.1% | +21.3% | +4.8% | +17.9% | +23.4% | +45.1% | +34.1% | +27.1% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 26.2% | 6.5% | 2.8% | 8.1% | 8.2% | 6.8% | 7.7% | 8.5% | 9.2% | 7.4% | 6.8% | 8.3% | 7.8% |
| — | -4.9% | -64.3% | -3.8% | -10.9% | -7.1% | +14.0% | +1.9% | +18.6% | +25.1% | +45.1% | +32.7% | +29.7% | |
| ROA | 17.9% | 4.5% | 1.9% | 5.7% | 5.7% | 4.7% | 5.3% | 5.8% | 6.2% | 5.0% | 4.6% | 5.6% | 5.2% |
| — | -5.4% | -64.1% | -1.5% | -8.3% | -4.6% | +15.9% | +3.6% | +20.6% | +28.2% | +53.7% | +43.5% | +42.3% | |
| ROIC | 29.5% | 6.2% | 6.4% | 8.7% | 8.0% | 6.4% | 7.2% | 7.9% | 8.7% | 6.7% | 6.3% | 7.7% | 7.3% |
| — | -2.4% | -10.8% | +10.6% | -8.2% | -4.8% | +14.6% | +2.8% | +19.8% | +7.7% | +32.2% | +22.1% | +20.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | — | — | — | — |
| — | — | — | — | +363.9% | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | — | — | — | — | 0.16 | 0.08 | 0.04 | 0.04 | 0.03 | — | — | — | — |
| — | — | — | — | +424.9% | — | — | — | — | — | — | — | — | |
| Current Ratio | 1.27 | 1.29 | 1.27 | 1.59 | — | — | 1.43 | 1.26 | — | — | 1.31 | — | 1.57 |
| — | — | -11.1% | +25.9% | — | — | +8.7% | — | — | — | +19.4% | — | — | |
| Quick Ratio | 1.27 | 1.29 | 1.27 | 1.59 | — | — | 1.43 | 1.26 | — | — | 1.31 | — | 1.55 |
| — | — | -11.1% | +25.9% | — | — | +8.7% | — | — | — | +17.9% | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Erie Indemnity Company's current P/E is 20.4x. The average P/E over the last 4 quarters is 32.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Erie Indemnity Company's current operating margin is 17.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Erie Indemnity Company's business trajectory between earnings reports.