Last 47 quarters of trend data · Financial Services · Insurance - Brokers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 20.82 | — | 21.97 | 59.72 | 22.92 | 25.96 | 39.53 | 35.41 | 44.10 | 28.95 | 42.18 | 39.68 | 29.26 | 23.33 | 35.10 | 50.15 | 34.52 | 31.40 | 33.61 | 45.87 | 25.93 |
| — | — | -44.4% | +68.6% | -48.0% | -10.3% | -6.3% | -10.8% | +50.7% | +24.0% | +20.2% | -20.9% | -15.2% | -25.7% | +4.4% | +9.3% | +33.1% | -1.9% | -14.2% | -10.3% | -15.6% | |
| P/S Ratio | 2.51 | 2.90 | 3.27 | 3.97 | 3.93 | 4.28 | 6.18 | 5.83 | 7.06 | 4.82 | 6.01 | 5.39 | 4.50 | 3.29 | 4.49 | 4.68 | 3.92 | 3.86 | 3.83 | 3.96 | 3.39 |
| — | -32.3% | -47.1% | -32.0% | -44.4% | -11.2% | +3.0% | +8.1% | +56.7% | +46.3% | +33.6% | +15.4% | +14.9% | -14.8% | +17.5% | +18.0% | +15.6% | -6.9% | -25.3% | -25.4% | -19.4% | |
| P/B Ratio | 5.10 | 5.12 | 5.63 | 6.61 | 7.26 | 8.30 | 11.84 | 10.85 | 14.50 | 10.44 | 12.26 | 10.61 | 9.60 | 7.16 | 9.10 | 9.05 | 8.57 | 8.38 | 7.71 | 7.51 | 7.25 |
| — | -38.3% | -52.5% | -39.0% | -49.9% | -20.5% | -3.4% | +2.3% | +51.0% | +45.8% | +34.7% | +17.3% | +12.0% | -14.5% | +18.0% | +20.5% | +18.2% | -7.6% | -27.8% | -31.1% | -17.8% | |
| P/FCF | 17.89 | 18.21 | 60.76 | 26.82 | 22.72 | 28.83 | 69.18 | 36.72 | 41.17 | 46.17 | 81.69 | 34.49 | 150.77 | 26.07 | 117.07 | 29.32 | 26.67 | 39.99 | 317.67 | 89.81 | 18.46 |
| — | -36.8% | -12.2% | -27.0% | -44.8% | -37.6% | -15.3% | +6.5% | -72.7% | +77.1% | -30.2% | +17.6% | +465.2% | -34.8% | -63.1% | -67.4% | +44.5% | +9.3% | +119.9% | +191.1% | -38.0% | |
| EV / EBITDA | 12.43 | 16.70 | 17.49 | 20.90 | 17.74 | 20.63 | 36.61 | 29.35 | 36.51 | 23.44 | 34.89 | 31.49 | 24.02 | 18.74 | 27.45 | 34.85 | 24.89 | 24.65 | 27.34 | 35.10 | 22.88 |
| — | -19.1% | -52.2% | -28.8% | -51.4% | -12.0% | +5.0% | -6.8% | +52.0% | +25.1% | +27.1% | -9.6% | -3.5% | -24.0% | +0.4% | -0.7% | +8.8% | -20.7% | -30.8% | -23.3% | -15.6% | |
| EV / EBIT | 13.75 | — | 17.09 | 44.89 | 17.42 | 20.17 | 38.48 | 29.18 | 37.89 | 23.73 | 35.64 | 32.35 | 24.54 | 19.19 | 28.24 | 39.07 | 26.69 | 26.47 | 29.83 | 41.06 | 24.42 |
| — | — | -55.6% | +53.8% | -54.0% | -15.0% | +8.0% | -9.8% | +54.4% | +23.7% | +26.2% | -17.2% | -8.1% | -27.5% | -5.3% | -4.9% | +9.3% | -20.8% | -30.4% | -17.6% | -14.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 15.8% | -13.5% | 14.5% | 14.6% | 17.9% | 17.2% | 15.3% | 18.1% | 18.0% | 19.2% | 15.8% | 15.5% | 17.3% | 16.0% | 14.7% | 11.6% | 14.4% | 14.3% | 12.5% | 9.7% | 13.8% |
| — | -178.2% | -5.1% | -19.4% | -0.6% | -10.2% | -2.9% | +16.5% | +4.2% | +20.2% | +7.3% | +33.7% | +20.3% | +11.5% | +17.1% | +19.5% | +3.9% | +14.5% | +3.9% | -8.9% | -6.1% | |
| Operating Margin | 17.7% | 18.8% | 16.4% | 16.6% | 19.7% | 18.8% | 15.3% | 18.1% | 18.0% | 19.2% | 15.8% | 15.5% | 17.3% | 16.0% | 14.7% | 11.6% | 14.4% | 14.3% | 12.5% | 9.7% | 13.8% |
| — | -0.2% | +7.2% | -8.4% | +9.3% | -1.9% | -2.9% | +16.5% | +4.2% | +20.2% | +7.3% | +33.7% | +20.3% | +11.5% | +17.1% | +19.5% | +3.9% | +14.5% | +3.9% | -8.9% | -6.1% | |
| Net Margin | 13.8% | 16.5% | 14.9% | 6.7% | 17.1% | 16.5% | 14.0% | 16.5% | 16.0% | 16.5% | 14.1% | 13.6% | 15.3% | 14.0% | 11.5% | 9.3% | 11.4% | 11.0% | 10.2% | 8.7% | 13.1% |
| — | +0.4% | +6.3% | -59.5% | +7.2% | -0.4% | -1.1% | +21.3% | +4.8% | +17.9% | +23.4% | +45.1% | +34.1% | +27.1% | +12.3% | +8.0% | -13.3% | -5.0% | -12.5% | -16.0% | -3.9% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 26.2% | 7.5% | 6.5% | 2.8% | 8.1% | 8.2% | 6.8% | 7.7% | 8.5% | 9.2% | 7.4% | 6.8% | 8.3% | 7.8% | 5.9% | 4.7% | 6.3% | 6.0% | 5.1% | 4.2% | 7.1% |
| — | -9.0% | -4.9% | -64.3% | -3.8% | -10.9% | -7.1% | +14.0% | +1.9% | +18.6% | +25.1% | +45.1% | +32.7% | +29.7% | +14.6% | +11.5% | -12.2% | -6.9% | -16.5% | -18.8% | -2.5% | |
| ROA | 17.9% | 5.2% | 4.5% | 1.9% | 5.7% | 5.7% | 4.7% | 5.3% | 5.8% | 6.2% | 5.0% | 4.6% | 5.6% | 5.2% | 3.9% | 3.0% | 3.9% | 3.6% | 3.1% | 2.5% | 4.1% |
| — | -9.3% | -5.4% | -64.1% | -1.5% | -8.3% | -4.6% | +15.9% | +3.6% | +20.6% | +28.2% | +53.7% | +43.5% | +42.3% | +25.8% | +20.6% | -5.6% | -1.8% | -11.9% | -16.3% | -2.5% | |
| ROIC | 29.3% | 7.1% | 6.1% | 6.3% | 8.7% | 8.1% | 6.4% | 7.2% | 7.9% | 8.7% | 6.7% | 6.3% | 7.7% | 7.3% | 6.2% | 4.8% | 6.3% | 6.1% | 5.0% | 3.9% | 6.1% |
| — | -12.2% | -4.8% | -12.4% | +10.5% | -6.8% | -4.4% | +14.9% | +3.0% | +19.8% | +7.7% | +32.2% | +22.1% | +20.1% | +24.6% | +23.1% | +2.3% | +11.7% | -0.0% | -10.2% | -6.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | — | — | 0.00 | — | 0.00 | — | — | — | — | — | — | — | 0.03 | 0.07 | 0.07 | 0.07 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -60.8% | -11.4% | -13.4% | -19.0% | |
| Debt / EBITDA | — | — | — | — | — | — | — | 0.04 | — | 0.03 | — | — | — | — | — | — | — | 0.35 | 1.00 | 1.32 | 0.94 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -66.4% | -14.9% | -3.2% | -16.4% | |
| Current Ratio | 1.24 | 1.25 | 1.20 | 1.24 | 1.65 | 1.39 | 1.24 | 1.43 | 1.22 | — | — | 1.31 | — | 1.57 | — | 1.10 | — | — | — | — | — |
| — | -10.6% | -2.5% | -13.4% | +34.9% | — | — | +8.7% | — | — | — | +19.4% | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 1.24 | 1.25 | 1.20 | 1.24 | 1.65 | 1.39 | 1.24 | 1.43 | 1.22 | — | — | 1.31 | — | 1.55 | — | 1.11 | — | — | — | — | — |
| — | -10.6% | -2.5% | -13.4% | +34.9% | — | — | +8.7% | — | — | — | +17.9% | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 938.95 | 117.89 | 85.90 | 57.92 | 90.99 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying ERIE stock.
Erie Indemnity Company's current P/E is 20.8x. The average P/E over the last 3 quarters is 34.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Erie Indemnity Company's current operating margin is 17.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Erie Indemnity Company's business trajectory between earnings reports.