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Erie Indemnity Company (ERIE) Total Return Calculator with Dividends Reinvested

Erie Indemnity Company

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The total return for Erie Indemnity Company (ERIE) stock is -39.29% over the past 12 months. So far it's down 22.07% this year. The 5-year total return is +13.72%, meaning $10,000 invested in ERIE stock 5 years ago would be worth $11,372 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ERIE 1 year ago, it would be worth $6,030 today — you'd have lost $3,970 with dividends reinvested.

With Dividends Reinvested$6,030-39.70%

Price Only (No DRIP)$5,914-40.86%

Dividend Boost+$1154 payments · +1.15% extra

Period2025-05-06 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in ERIE

1Y$6,071-$3,929 (-39.3%)-39.3% CAGR

3Y$9,845-$155 (-1.6%)-0.5% CAGR

5Y$11,372+$1,372 (+13.7%)2.6% CAGR

10Y$27,254+$17,254 (+172.5%)10.5% CAGR

15Y$38,453+$28,453 (+284.5%)9.4% CAGR

20Y$55,144+$45,144 (+451.4%)8.9% CAGR

30Y$82,253+$72,253 (+722.5%)7.3% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-07-08	$1.36	$340.91	+0.004004
2025-10-06	$1.36	$316.19	+0.004334
2026-01-06	$1.46	$285.51	+0.005165
2026-04-07	$1.46	$248.54	+0.005964

Loading ERIE total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-22.07%	—	-23.13%	+1.05 pp	$7,793
1Y	-39.29%	-39.29%	-40.86%	+1.57 pp	$6,071
3Y	-1.55%	-0.52%	-8.36%	+6.81 pp	$9,845
5Y	+13.72%	2.60%	+1.90%	+11.81 pp	$11,372
10Y	+172.54%	10.55%	+125.77%	+46.77 pp	$27,254
15Y	+284.53%	9.39%	+201.77%	+82.76 pp	$38,453
20Y	+451.44%	8.91%	+319.15%	+132.29 pp	$55,144
30Y	+722.53%	7.28%	+510.17%	+212.35 pp	$82,253

Risk & Highlights

Best Year+66.38%2010

Worst Year-28.67%2025

Max Drawdown-42.51%2025-05-16 → 2026-05-04

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-1.96%	-3.01%	+1.1pp	+0.41%	-2.4pp
2025	-28.67%	-30.00%	+1.3pp	+16.64%	-45.3pp
2024	+24.58%	+23.05%	+1.5pp	+24.00%	+0.6pp
2023	+38.96%	+37.01%	+1.9pp	+24.81%	+14.1pp
2022	+31.14%	+28.84%	+2.3pp	-19.95%	+51.1pp

ERIE underperformed the S&P 500 by 70.61pp over the past year (-39.29% vs +31.32%).

Loading summary...

ERIE Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
ERIEErie Indemnity Company	$9.9B	-16.0%	-22.1%	-39.3%	+1.6pp	-1.6%	+13.7%	+172.5%
PGRThe Progressive Corporation	$115.3B	+0.2%	-0.8%	-25.7%	+4.9pp	+61.6%	+110.2%	+600.9%
ALLThe Allstate Corporation	$56.1B	+4.6%	+7.4%	+9.9%	+2.0pp	+97.5%	+78.0%	+265.6%
TRVThe Travelers Companies, Inc.	$65.2B	+2.0%	+6.1%	+14.2%	+1.6pp	+72.1%	+100.3%	+204.9%
HIGThe Hartford Financial Services Group, Inc.	$36.7B	-2.1%	-2.2%	+7.2%	+1.8pp	+98.0%	+113.2%	+237.7%
CNACNA Financial Corporation	$11.7B	-6.4%	-2.0%	-2.0%	+8.0pp	+36.5%	+26.8%	+135.3%
CINFCincinnati Financial Corporation	$25.0B	+0.2%	-0.1%	+13.2%	+2.4pp	+60.7%	+46.8%	+180.2%
KMPRKemper Corporation	$1.9B	+4.6%	-16.4%	-44.8%	+2.1pp	-21.9%	-50.9%	+40.3%
SIGISelective Insurance Group, Inc.	$5.0B	+6.8%	-0.1%	-5.0%	+1.8pp	-15.8%	+16.4%	+162.9%
ACGLArch Capital Group Ltd.	$33.7B	-2.2%	+0.9%	+1.8%	—	+30.9%	+150.7%	+325.3%
WRBW. R. Berkley Corporation	$24.8B	-0.1%	-4.5%	-6.4%	+2.6pp	+79.7%	+100.8%	+358.4%

Compare:ERIE vs PGR ERIE vs ALL ERIE vs TRV ERIE vs PGR vs ALL

About ERIE Dividend Returns

Erie Indemnity Company (ERIE) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ERIE over the past year?

Erie Indemnity Company (ERIE) delivered a total return of -39.29% over the past year when dividends are reinvested. The price-only return was -40.86%, meaning dividends contributed an additional 1.57 percentage points to total returns.

Q2How much would $10,000 invested in ERIE be worth today?

A $10,000 investment in Erie Indemnity Company one year ago would be worth $6,071 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $5,914. Dividend reinvestment added $157 to the portfolio value.

Q3Does ERIE pay dividends?

Yes, Erie Indemnity Company (ERIE) pays dividends. In the last year, ERIE paid approximately $4.83 per share in dividends (2.26% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did ERIE beat the S&P 500?

No, Erie Indemnity Company (ERIE) underperformed the S&P 500 by 70.61 percentage points over the past year. ERIE delivered a total return of -39.29%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed ERIE by 70.61pp during this period.

Q5What is ERIE's worst drawdown?

Erie Indemnity Company (ERIE) experienced a maximum drawdown of -42.51% over the past year, declining from its peak on 2025-05-16 to its trough on 2026-05-04. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ERIE's long-term total return over 10, 20, or 30 years?

Here are Erie Indemnity Company (ERIE)'s long-term returns with dividends reinvested. Over 10 years, the total return is 172.5% (10.5% CAGR) — $10,000 would have grown to $27,254. Over 20 years: 451.4% total return (8.9% CAGR) — $10,000 → $55,144. Over 30 years: 722.5% total return (7.3% CAGR) — $10,000 → $82,253. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ERIE's best and worst year?

Erie Indemnity Company's best calendar year was 2010 with a total return of 66.4%. Its worst year was 2025 with a total return of -28.7%. This range shows the volatility investors should expect — the difference between the best and worst year is 95.0 percentage points.