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ERIE logoErie Indemnity Company (ERIE) Earnings History

Annual and quarterly earnings data from 1993 to 2025

TTM Net Income
$571M
Profitable
TTM EPS
$10.84
Diluted
YoY EPS Growth
-7.5%
Slow
Net Margin
13.8%
Profitability
Operating Margin17.7%
Gross Margin15.8%
ROE26.2%
ROA17.9%
Highest Annual Net Income$600M (2024)
Highest Quarterly EPS$3.47 (Q3 2025)
Consecutive Profitable Years33 years
Q1 2026
Net Income$150M
EPS$2.86
QoQ Growth+137.4%Excellent

Loading earnings history...

ERIE EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-7.5%
Slow
3-Year
+23.0%
Excellent
5-Year
+13.6%
Strong
10-Year
+12.3%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

ERIE Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202515.8%17.7%13.8%
202417.8%17.8%15.8%
202315.9%15.9%13.6%
202213.2%13.2%10.5%
202112.1%12.1%11.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Erie Indemnity Company (ERIE) Earnings Overview

As of May 8, 2026, Erie Indemnity Company (ERIE) reported trailing twelve-month net income of $571M, reflecting -7.5% year-over-year growth. The company earned $10.84 per diluted share over the past four quarters, with a net profit margin of 13.8%.

Looking at the long-term picture, ERIE's 5-year EPS compound annual growth rate (CAGR) stands at +13.6%, showing solid earnings momentum. The company achieved its highest annual net income of $600M in fiscal 2024.

Erie Indemnity Company maintains positive profitability with a gross margin of 15.8%, operating margin of 17.7%, and net margin of 13.8%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including PGR ($10.71B net income, 11.3% margin), ALL ($12.14B net income, 15.5% margin), TRV ($6.29B net income, 12.9% margin), ERIE has outperformed on profitability metrics. Compare ERIE vs PGR →

ERIE Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
ERIE logoERIECurrent
$571M$10.8413.8%26.2%-7.5%—
PGR logoPGR
$10.7B$18.2111.3%37.0%+118.8%
ALL logoALL
$12.1B$46.2515.5%39.6%+124.8%
TRV logoTRV
$6.3B$28.0712.9%20.7%+27.8%
HIG logoHIG
$4.1B$14.3713.6%21.7%+28.7%
CNA logoCNA
$1.3B$4.918.7%11.5%+33.2%
Best in group
Lowest in group

ERIE Historical Earnings Data (1993–2025)

33 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$559M-6.8%$720M$10.6213.8%17.7%
2024$600M+34.6%$676M$11.4815.8%17.8%
2023$446M+49.4%$520M$8.5313.6%15.9%
2022$299M+0.2%$376M$5.7110.5%13.2%
2021$298M+1.6%$318M$5.6911.3%12.1%
2020$293M-7.4%$338M$5.6111.6%13.3%
2019$317M+9.9%$357M$6.0612.8%14.4%
2018$288M+46.3%$344M$4.9312.1%14.5%
2017$197M-6.4%$290M$3.7611.6%17.2%
2016$210M+20.4%$294M$4.0113.2%18.4%

Full ERIE Stock Analysis

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Is ERIE Undervalued?

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Compare ERIE vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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ERIE — Frequently Asked Questions

Quick answers to the most common questions about buying ERIE stock.

Is ERIE growing earnings?

ERIE EPS fell to $10.84, with earnings declining -7.5%. This contrasts with the 5-year CAGR of +13.6%. TTM net income dropped to $571M.

What are ERIE's profit margins?

Erie Indemnity Company net margin is +13.8%, with operating margin at +17.7%. Margins sit within typical range for the sector.

How consistent are ERIE's earnings?

ERIE earnings data spans 1993-2025. The declining earnings trend is -7.5% YoY. Historical data enables comparison across business cycles.

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ERIE Earnings Over Time (2014–2025)

Net income and EPS trends