Essent Group Ltd. (ESNT) quarterly cash flow statement — complete operating, investing & financing history
Essent Group Ltd. (ESNT) cash flow statement — 15-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 197.09M | 192.04M | 229.09M | 215.86M | 189.54M | 221.57M | 226.71M | 229.2M | 188.69M | 216.94M | 215.45M | 195.05M | 167.71M | 184.79M | 172.36M | 172.56M | 63.27M | 180.63M | 191.09M | 178.37M |
| Operating CF Growth % | 3.98% | -13.32% | 1.05% | -5.82% | 0.45% | 2.14% | 5.22% | 17.51% | 12.51% | 17.4% | 25% | 13.03% | 165.08% | 2.3% | -9.8% | -3.26% | -58.38% | -3.8% | 6.5% | -12.01% |
| Operating CF / Revenue % | 54.34% | 58.26% | 73.33% | 67.73% | 58.13% | 68.37% | 66.82% | 72.4% | 59.21% | 71.38% | 72.48% | 65.87% | 64.47% | 72.11% | 74.93% | 65.92% | 25.89% | 68.26% | 74.38% | 62.91% |
| Net Income | 189.71M | 171.8M | 154.98M | 164.22M | 195.34M | 175.43M | 167.9M | 176.18M | 203.61M | 181.72M | 175.37M | 177.96M | 172.23M | 170.83M | 147.37M | 178.05M | 231.77M | 274.17M | 180.99M | 205.35M |
| Depreciation & Amortization | 7.45M | 1.23M | 1.25M | 1.26M | 1.34M | 1.37M | 1.43M | 1.49M | 1.47M | 1.39M | 1.34M | 1.74M | 741K | 698K | 794K | 740K | 735K | 755K | 801K | 855K |
| Stock-Based Compensation | 3.35M | 7.34M | -16.8M | 3.86M | 3.95M | 8.99M | 4.21M | 6.78M | 6.97M | 6.82M | 4.51M | 4.48M | 4.35M | 5.11M | 4.67M | 4.7M | 4.2M | 4.81M | 4.77M | 5.51M |
| Deferred Taxes | -3.04M | -5.21M | -23.39M | 1.99M | 10.36M | 11.05M | 2.23M | 9.32M | 11.3M | 9.32M | 6.34M | 13.27M | -49.73M | 16.88M | 9.06M | 14.25M | 12.69M | 22.16M | 21.35M | 22.34M |
| Other Non-Cash Items | 29.71M | -4.88M | 73.76M | 7.4M | -83K | -1.15M | 5.94M | 5.67M | 8.03M | 9.4M | 13.41M | 9.2M | 10.81M | 7.24M | 19.77M | -4.15M | 7.11M | -5.78M | 17.8M | -30.45M |
| Working Capital Changes | -30.09M | 21.77M | 39.29M | 37.13M | -21.37M | 25.87M | 44.99M | 29.77M | -42.69M | 8.28M | 14.49M | -11.6M | 29.3M | -15.96M | -9.31M | -21.04M | -193.23M | -115.48M | -34.62M | -25.23M |
| Cash from Investing | -27.58M | 16.58M | -41.79M | -64.37M | -104.11M | 55.53M | -107.91M | -343.75M | -103.97M | -151.3M | -129.23M | -134.84M | -112.17M | -149.34M | -145.86M | -147.41M | -144.49M | 38.89M | -179.75M | -163.9M |
| Capital Expenditures | -972K | -818K | -1.14M | -5.26M | -742K | -221K | -721K | -503K | -1.06M | -4.48M | -2.16M | -1.05M | -407K | -390K | -1.47M | -862K | -933K | -716K | -803K | -930K |
| Acquisitions | -33.35M | 0 | 0 | 47.38M | -34.74M | -12.63M | -9.52M | 11.01M | -4.89M | -6.12M | -8.67M | -86.76M | -16.98M | -901K | -5.37M | -37.19M | 0 | 0 | 0 | 0 |
| Purchase of Investments | -278.35M | -257.43M | -309.52M | -208.6M | -252.62M | -349.69M | -451.56M | -423.83M | -327.13M | -331.2M | -441.29M | -170.21M | -287.09M | -894M | -338.08M | -264.4M | -299.82M | -507.64M | -778.88M | -537.37M |
| Sale/Maturity of Investments | 285.95M | 252.31M | 289.99M | 39.2M | 184M | 418.07M | 363.89M | 210.07M | 229.11M | 190.73M | 314.23M | 123.18M | 192.32M | 745.95M | 199.06M | 155.04M | 156.26M | 547.25M | 599.93M | 374.4M |
| Other Investing | -861K | 22.51M | -21.11M | 62.92M | 0 | 0 | -10M | -140.5M | 0 | -227K | 8.67M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | -223.44M | -203.41M | -155.66M | -152.19M | -201.38M | -200.51M | -96.63M | 26.45M | -51.57M | -43.17M | -41.22M | -31.54M | -56.08M | -48.05M | -24.73M | -23.53M | -44.77M | -97.17M | 4.33M | -90.79M |
| Dividends Paid | -31.64M | -32.55M | -29.48M | -30.05M | -30.87M | -31.66M | -29.39M | -29.47M | -29.57M | -29.62M | -26.42M | -26.5M | -26.53M | -26.77M | -24.58M | -23.51M | -22.44M | -21.59M | -20.78M | -19.93M |
| Share Repurchases | -191.81M | -170.86M | 461.5M | -122.14M | -170.51M | -168.85M | -66.35M | -9.65M | -22M | -13.55M | -14.8M | -5.04M | -29.55M | -21.28M | -144K | -18K | -22.33M | -75.42M | -69.04M | -70.86M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 0 | 0 | 0 | 0 | 0 | 0 | -894K | 1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 0 |
| Other Financing | 0 | 0 | -587.68M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -154K | 0 | 0 |
| Net Change in Cash | -53.93M | 5.21M | 31.64M | -705K | -115.95M | 76.59M | 22.17M | -88.1M | 33.15M | 22.47M | 45.01M | 28.68M | -532K | -12.61M | 1.77M | 1.61M | -125.99M | 122.35M | 15.67M | -76.31M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 128.26M | 123.05M | 91.41M | 92.12M | 208.07M | 131.48M | 109.31M | 197.4M | 164.25M | 141.79M | 96.78M | 68.1M | 68.63M | 81.24M | 79.47M | 77.85M | 203.84M | 81.49M | 65.83M | 142.14M |
| Cash at End | 74.33M | 128.26M | 123.05M | 91.41M | 92.12M | 208.07M | 131.48M | 109.31M | 197.4M | 164.25M | 141.79M | 96.78M | 68.1M | 68.63M | 81.24M | 79.47M | 77.85M | 203.84M | 81.49M | 65.83M |
| Free Cash Flow | 196.12M | 191.23M | 227.95M | 210.6M | 188.79M | 221.35M | 215.98M | 228.7M | 187.63M | 212.45M | 213.29M | 194M | 167.3M | 184.4M | 170.89M | 171.7M | 62.34M | 179.91M | 190.29M | 177.44M |
| FCF Growth % | 3.88% | -13.61% | 5.54% | -7.92% | 0.62% | 4.19% | 1.26% | 17.88% | 12.15% | 15.21% | 24.81% | 12.99% | 168.39% | 2.49% | -10.19% | -3.24% | -58.94% | -3.89% | 6.7% | -12.29% |
| FCF Margin % | 54.07% | 58.01% | 72.97% | 66.07% | 57.9% | 68.3% | 63.66% | 72.24% | 58.88% | 69.91% | 71.75% | 65.52% | 64.32% | 71.96% | 74.29% | 65.59% | 25.5% | 67.99% | 74.07% | 62.58% |
| FCF per Share | 2.15 | 2.02 | 2.36 | 2.08 | 1.87 | 2.13 | 2.04 | 2.15 | 1.76 | 1.99 | 2 | 1.81 | 1.56 | 1.71 | 1.59 | 1.6 | 0.58 | 1.66 | 1.73 | 1.59 |