Esquire Financial Holdings, Inc. (ESQ) Price Target Analysis
Updated Jun 26, 2026
Analyst Rating: Buy
Based on 4 analysts5.5% Below Target
ESQ trades 5.5% below Wall Street's consensus target of $125.00.
Current Price$118.47
Average Target$125.00
Low$125.00
Median$125.00
High$125.00
Analyst Target Range
Forward P/E17.8x
(Fair)
PEG Ratio0.61
(Undervalued)
Implied Growth+12.1%
(Moderate)
Analyst Spread0.0%
(High Agreement)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes ESQ achieves its forward estimates and maintains a stable P/E multiple of 17.8x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
ESQ Price Target Analysis
Updated June 28, 2026As of June 28, 2026, Esquire Financial Holdings, Inc. (ESQ) has a Wall Street consensus price target of $125.00, based on estimates from 4 covering analysts. With the stock currently trading at $118.47, this represents a potential upside of +5.5%. The company has a market capitalization of $1.02B.
Analyst price targets range from a low of $125.00 to a high of $125.00, representing a 0% spread in expectations. The median target of $125.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 3 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, ESQ trades at a trailing P/E of 20.1x and forward P/E of 17.8x. The forward PEG ratio of 0.61 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +12.1% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $114.75, with bear and bull scenarios of $72.29 and $151.20 respectively. Model confidence stands at 58/100, reflecting moderate uncertainty in projections.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+9.6%
Industry Consensus
Avg Forward P/E
15.8x
(Fair)
Peers with Coverage
6 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 MNSBMainStreet Bancshares, Inc. | $179M | $25.10 | — | — | Hold | 11.1x | 1 |
 CHMGChemung Financial Corporation | $364M | $75.58 | $50.00 | -33.8% | Hold | 10.6x | 7 |
 CZWICitizens Community Bancorp, Inc. | $227M | $23.54 | — | — | Buy | 12.9x | 2 |
 NBTBNBT Bancorp Inc. | $2.6B | $49.59 | $56.00 | +12.9% | Hold | 11.9x | 10 |
 AROWArrow Financial Corporation | $679M | $41.05 | $43.00 | +4.8% | Hold | 10.9x | 1 |
 BWFGBankwell Financial Group, Inc. | $477M | $59.77 | — | — | Buy | 11.0x | 3 |
 EVLVEvolv Technologies Holdings, Inc. | $978M | $5.44 | $10.00 | +83.8% | Buy | — | 7 |
 LPROOpen Lending Corporation | $369M | $3.12 | $3.15 | +1.0% | Hold | 29.1x | 12 |
 WRLDWorld Acceptance Corporation | $992M | $213.77 | — | — | Hold | 30.2x | 10 |
 ENVAEnova International, Inc. | $5.8B | $231.04 | $205.00 | -11.3% | Buy | 14.0x | 10 |
ESQ — Frequently Asked Questions
Quick answers to the most common questions about buying ESQ stock.
What is the ESQ stock price target for 2026?
The consensus price target for ESQ is $125, close to the current price of $118.47 (5.5% implied move). Based on 4 analyst estimates, the stock appears fairly valued near current levels.
Is ESQ a buy, sell, or hold?
ESQ has a consensus rating of "Buy" based on 4 Wall Street analysts. The rating breakdown is predominantly bullish, with 3 Buy/Strong Buy ratings. The consensus 12-month price target of $125 implies 5.5% upside from current levels.
Is ESQ stock overvalued or undervalued?
With a forward P/E of 17.7971x, ESQ trades at a relatively low valuation. The consensus target of $125 implies 5.5% appreciation, suggesting the market may be pricing in risks.
How high can ESQ stock go?
The most bullish Wall Street analyst has a price target of $125 for ESQ, while the most conservative target is $125. The consensus of $125 represents the median expectation. Our quantitative valuation model projects a bull case target of $151 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover ESQ stock?
ESQ is lightly followed, with 4 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 2 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the ESQ stock forecast?
The 12-month ESQ stock forecast based on 4 Wall Street analysts shows a consensus price target of $125, with estimates ranging from $125 (bear case) to $125 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $115, with bear/bull scenarios of $72/$151.
What is ESQ's fair value based on fundamentals?
Our quantitative valuation model calculates ESQ's fair value at $115 (base case), with a bear case of $72 and bull case of $151. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 58/100.
What is ESQ's forward P/E ratio?
ESQ trades at a forward P/E ratio of 17.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 20.1x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy ESQ stock?
ESQ appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $125 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do ESQ price targets vary so much?
ESQ analyst price targets range from $125 to $125, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $125 consensus represents the middle ground. Our model's $72-$151 range provides an independent fundamental perspective.
Consensus-Based Analysis Tools
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Peer Comparison
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