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ETOReToro Group Ltd.
$40.73$3.4B
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  4. Financial Ratios

eToro Group Ltd. (ETOR) Financial Ratios

Latest Ratios: P/E Ratio 17.9x · EV/EBITDA 9.2x · ROE 19.4%. (2020–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ETOR Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Market Cap$3.4B$3.3B—————
Enterprise Value$2.5B$2.4B—————
P/E Ratio →17.9415.48—————
P/S Ratio3.783.69—————
P/B Ratio2.782.40—————
P/FCF13.3012.97—————
P/OCF13.0612.73—————

P/E links to full P/E history page with 30-year chart

ETOR EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
EV / Revenue—2.62—————
EV / EBITDA9.238.90—————
EV / EBIT9.709.36—————
EV / FCF—9.20—————

ETOR Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Gross Margin93.0%93.0%5.4%10.4%5.7%100.0%88.3%
Operating Margin28.0%28.0%2.1%1.2%-3.0%-25.5%15.8%
Net Profit Margin23.8%23.8%1.5%0.4%-3.4%-28.1%15.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
ROE19.4%19.4%26.9%2.7%-39.2%-54.9%21.5%
ROA14.5%14.5%19.3%1.0%-12.2%-31.9%15.6%
ROIC16.0%16.0%26.8%5.9%-24.6%-36.4%15.9%
ROCE19.0%19.0%35.5%7.9%-33.7%-28.9%21.3%

ETOR Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Debt / Equity0.070.070.060.060.09—0.06
Debt / EBITDA0.390.390.170.63——0.26
Net Debt / Equity—-0.70-4.23-0.59-0.46-0.45-3.57
Net Debt / EBITDA-3.64-3.64-12.49-6.08——-14.83
Debt / FCF—-3.76-13.21-3.16-0.70——
Interest Coverage——7.271.99-8.25—59.16

Net cash position: cash ($1.1B) exceeds total debt ($103M)

ETOR Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Current Ratio217.88217.883.524.311.25—4.07
Quick Ratio217.88217.883.524.311.25—4.07
Cash Ratio179.49179.4911.672.360.15—11.51
Asset Turnover—0.5110.604.842.640.831.04
Inventory Turnover———————
Days Sales Outstanding———————

ETOR Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Dividend Yield———————
Payout Ratio———————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Earnings Yield5.6%6.5%—————
FCF Yield7.5%7.7%—————
Buyback Yield1.7%——————
Total Shareholder Yield1.7%——————
Shares Outstanding—$95M$22M$21M$19M$18M$82M

Key Metrics

Growth RegimeMixed
ProfitabilityModerate
Balance SheetFortress
Cash FlowImproving
Top Statement Risk

Regulatory and sentiment volatility

Valuation Reflects Cyclical Earnings Uncertainty

Based on current market data, eToro's TTM P/E of 17.94 suggests a valuation that appears to discount the extreme volatility in historical revenue, while the forward P/E of 14.55 implies that investors are pricing in a stabilization of earnings rather than aggressive, sustained growth in the near term.

The valuation multiples appear to be heavily influenced by the company's transition toward more predictable fee-based revenue streams. Investors should monitor whether the current PEG ratio of 1.02 accurately captures the risk of future regulatory headwinds that could compress margins compared to more diversified financial services peers.

Capital Efficiency Improving From Lows

As reported in recent financial statements, eToro's ROIC has recovered to 5.1% in 2026Q1 from a low of 2.7% in 2025Q2, indicating that the company is beginning to generate more meaningful returns on its invested capital as the platform scales its social trading infrastructure more efficiently.

The trend in ROIC suggests that the company is moving past the heavy R&D and marketing investment phase that previously depressed returns. However, the gap between current returns and the levels seen in early 2024 warrants further investigation into whether this improvement is structural or merely a byproduct of temporary market volatility.

Working Capital Dynamics Remain Volatile

According to quarterly filings, the company's asset turnover ratio of 0.15 in 2026Q1 highlights an asset-light business model, though the significant fluctuations in working capital requirements suggest that operational efficiency remains highly sensitive to the underlying volume of retail trading activity across the platform's global user base.

The lack of consistent data for DSO and CCC metrics makes it difficult to assess the precise velocity of cash through the platform. Investors should monitor these efficiency ratios closely, as any degradation in the speed of trade settlement could signal underlying friction in the company's clearing and execution processes.

Fortress Balance Sheet Mitigates Risk

Based on the reported figures for 2026Q1, the company maintains a current ratio of 235.25, which provides a substantial liquidity buffer that appears more than sufficient to withstand severe market stress or potential regulatory capital requirements that might be imposed on retail trading platforms in the future.

This liquidity position is a significant competitive advantage, allowing the company to maintain operations during periods of low retail engagement without needing to access external credit markets. The absence of meaningful debt obligations further insulates the firm from interest rate volatility, providing management with significant flexibility for future capital allocation.

P/E Ratio Obscures Revenue Volatility

The P/E ratio is frequently misapplied to eToro because it fails to account for the extreme cyclicality of spread-based revenue, which can swing wildly based on crypto-asset volatility, making a multiple of Assets Under Custody a more reliable metric for assessing the company's long-term intrinsic value.

Relying solely on earnings multiples ignores the underlying health of the social trading network, which is better reflected in user retention and AUC growth. Investors should prioritize metrics that capture the stickiness of the 'Popular Investor' program rather than focusing on short-term accounting profits that may be distorted by non-recurring items.

Download Financial Ratios Data

Includes 30+ ratios · 6 years · Updated daily

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ETOR — Frequently Asked Questions

Quick answers to the most common questions about buying ETOR stock.

What is eToro Group Ltd.'s P/E ratio?

eToro Group Ltd.'s current P/E ratio is 17.9x. The historical average is 15.5x. This places it at the 100th percentile of its historical range.

What is eToro Group Ltd.'s EV/EBITDA?

eToro Group Ltd.'s current EV/EBITDA is 9.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 8.9x.

What is eToro Group Ltd.'s ROE?

eToro Group Ltd.'s return on equity (ROE) is 19.4%. The historical average is -3.9%.

Is ETOR stock overvalued?

Based on historical data, eToro Group Ltd. is trading at a P/E of 17.9x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are eToro Group Ltd.'s profit margins?

eToro Group Ltd. has 93.0% gross margin and 28.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does eToro Group Ltd. have?

eToro Group Ltd.'s Debt/EBITDA ratio is 0.4x, indicating low leverage. A ratio below 2x is generally considered financially healthy.