First Bancorp (FBNC) quarterly income statement — complete revenue, gross profit & net income history
First Bancorp (FBNC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -179.44M | 107.12M | 106.2M | 102.49M | 96.68M | 92.88M | 88.84M | 83.04M | 81.07M | 79.23M | 82.48M | 84.7M | 86.98M | 92.49M | 84.37M | 85.33M | 78.27M | 76.88M | 73.84M | 58.55M |
| NII Growth % | -285.61% | 15.32% | 19.54% | 23.42% | 19.25% | 17.23% | 7.71% | -1.96% | -6.8% | -14.33% | -2.24% | -0.74% | 11.13% | 20.3% | 14.26% | 45.74% | 33.21% | 39.18% | 31.85% | 6.98% |
| Net Interest Margin % | -1.38% | 0.83% | 0.84% | 0.8% | 0.77% | 0.75% | 0.73% | 0.68% | 0.67% | 0.66% | 0.68% | 0.71% | 0.72% | 0.75% | 0.79% | 0.81% | 0.74% | 0.72% | 0.7% | 0.69% |
| Interest Income | -142.39M | 142.39M | 143.63M | 144.2M | 136.74M | 132.66M | 132.4M | 131.41M | 128.78M | 126.57M | 126.57M | 123.85M | 121.16M | 117.17M | 93.11M | 88.29M | 80.45M | 79.11M | 76.22M | 60.55M |
| Interest Expense | 37.05M | 35.27M | 37.44M | 41.71M | 40.06M | 39.78M | 43.55M | 48.37M | 47.71M | 47.34M | 44.09M | 39.15M | 34.18M | 24.69M | 8.74M | 2.96M | 2.18M | 2.23M | 2.37M | 2M |
| Loan Loss Provision | 1.31M | 3.08M | 0 | 0 | 2.21M | 1.12M | 507K | 14.2M | 541K | 1.2M | 2.95M | 0 | 2.36M | 12.5M | 5M | 5.4M | 0 | 2M | 13.44M | -351K |
| Non-Interest Income | 163.6M | 15.18M | -22.3M | -16.32M | 12.77M | 11.74M | -25.05M | 11.83M | 14.65M | 11.52M | 9.4M | 13.88M | 14.23M | 13.54M | 14.56M | 16.91M | 17.26M | 19.33M | 15.04M | 16.49M |
| Non-Interest Income % | -1033.11% | 12.41% | -26.58% | -18.94% | 11.67% | 11.22% | -39.26% | 12.47% | 15.3% | 12.69% | 10.23% | 14.08% | 14.06% | 12.77% | 14.72% | 16.54% | 18.07% | 20.09% | 16.92% | 21.97% |
| Total Net Revenue | -15.84M | 122.29M | 83.9M | 86.17M | 109.44M | 104.63M | 63.79M | 94.87M | 95.72M | 90.75M | 91.89M | 98.58M | 101.22M | 106.02M | 98.93M | 102.25M | 95.53M | 96.21M | 88.89M | 75.04M |
| Revenue Growth % | -114.47% | 16.89% | 31.52% | -9.17% | 14.34% | 15.29% | -30.58% | -3.76% | -5.44% | -14.4% | -7.12% | -3.59% | 5.95% | 10.2% | 11.3% | 36.25% | 18.96% | 27.01% | 17.36% | -1.39% |
| Non-Interest Expense | 41.85M | 60.22M | 62.22M | 60.21M | 57.41M | 56.73M | 56.41M | 58.1M | 58.29M | 57.77M | 51.25M | 60.92M | 61.59M | 74.17M | 45.66M | 48.7M | 49.4M | 51.55M | 62.77M | 40.79M |
| Efficiency Ratio | -264.26% | 49.24% | 74.16% | 69.88% | 52.46% | 54.23% | 88.42% | 61.24% | 60.9% | 63.66% | 55.77% | 61.8% | 60.85% | 69.96% | 46.15% | 47.63% | 51.71% | 53.58% | 70.62% | 54.36% |
| Operating Income | -58.99M | 58.99M | 21.68M | 25.96M | 49.82M | 46.78M | 6.88M | 22.57M | 36.88M | 31.78M | 37.69M | 37.66M | 37.27M | 19.34M | 48.27M | 48.15M | 46.14M | 42.66M | 12.67M | 34.6M |
| Operating Margin % | 372.52% | 48.24% | 25.84% | 30.12% | 45.52% | 44.71% | 10.78% | 23.79% | 38.53% | 35.02% | 41.02% | 38.2% | 36.82% | 18.25% | 48.8% | 47.09% | 48.29% | 44.35% | 14.25% | 46.11% |
| Operating Income Growth % | -218.41% | 26.12% | 215.16% | 15% | 35.08% | 47.17% | -81.75% | -40.06% | -1.03% | 64.3% | -21.92% | -21.79% | -19.23% | -54.66% | 281% | 39.16% | 23.99% | 19.03% | -57.89% | 16.78% |
| Pretax Income | 63.37M | 58.99M | 16.95M | 25.96M | 49.82M | 46.78M | 6.88M | 22.57M | 36.88M | 31.78M | 37.69M | 37.66M | 37.27M | 19.34M | 48.27M | 48.15M | 46.14M | 42.66M | 12.67M | 34.6M |
| Pretax Margin % | -400.16% | 48.24% | 20.2% | 30.12% | 45.52% | 44.71% | 10.78% | 23.79% | 38.53% | 35.02% | 41.02% | 38.2% | 36.82% | 18.25% | 48.8% | 47.09% | 48.29% | 44.35% | 14.25% | 46.11% |
| Income Tax | 12.85M | 12.33M | 1.23M | 5.59M | 11.26M | 10.37M | 3.33M | 3.89M | 8.17M | 6.51M | 8.02M | 7.76M | 7.86M | 4.18M | 9.84M | 10.2M | 9.55M | 8.7M | 2.15M | 6.96M |
| Effective Tax Rate % | 20.28% | 20.91% | 7.27% | 21.55% | 22.59% | 22.17% | 48.37% | 17.24% | 22.16% | 20.49% | 21.27% | 20.61% | 21.1% | 21.63% | 20.38% | 21.18% | 20.7% | 20.38% | 16.95% | 20.1% |
| Net Income | 50.52M | 46.66M | 15.71M | 20.36M | 38.57M | 36.41M | 3.55M | 18.68M | 28.71M | 25.27M | 29.67M | 29.89M | 29.4M | 15.16M | 38.43M | 37.95M | 36.59M | 33.97M | 10.52M | 27.64M |
| Net Margin % | -319.01% | 38.15% | 18.73% | 23.63% | 35.24% | 34.8% | 5.57% | 19.69% | 30% | 27.85% | 32.29% | 30.32% | 29.05% | 14.3% | 38.85% | 37.12% | 38.3% | 35.31% | 11.84% | 36.84% |
| Net Income Growth % | 30.99% | 28.16% | 342.5% | 9.01% | 34.32% | 44.06% | -88.03% | -37.51% | -2.35% | 66.69% | -22.79% | -21.23% | -19.63% | -55.37% | 265.26% | 37.28% | 24.93% | 20.48% | -55.51% | 18.65% |
| Net Income (Continuing) | 50.52M | 46.66M | 15.71M | 20.36M | 38.57M | 36.41M | 3.55M | 18.68M | 28.71M | 25.27M | 29.67M | 29.89M | 29.4M | 15.16M | 38.43M | 37.95M | 36.59M | 33.97M | 10.52M | 27.64M |
| EPS (Diluted) | 1.22 | 1.13 | 0.38 | 0.49 | 0.93 | 0.88 | 0.09 | 0.45 | 0.70 | 0.61 | 0.72 | 0.73 | 0.71 | 0.37 | 1.08 | 1.06 | 1.03 | 0.95 | 0.30 | 0.97 |
| EPS Growth % | 31.18% | 28.41% | 343.41% | 8.89% | 32.86% | 44.26% | -88.1% | -38.36% | -1.41% | 64.86% | -33.33% | -31.13% | -31.07% | -61.05% | 260% | 9.28% | 0% | -4.04% | -63.86% | 19.75% |
| EPS (Basic) | 1.22 | 1.13 | 0.38 | 0.49 | 0.93 | 0.88 | 0.09 | 0.45 | 0.70 | 0.61 | 0.72 | 0.73 | 0.72 | 0.37 | 1.08 | 1.06 | 1.03 | 0.95 | 0.30 | 0.97 |
| Diluted Shares Outstanding | 41.35M | 41.35M | 41.35M | 41.48M | 41.44M | 41.41M | 41.42M | 41.37M | 41.26M | 41.25M | 41.21M | 41.2M | 41.13M | 41.11M | 35.62M | 35.7M | 35.64M | 35.64M | 35.63M | 28.52M |