First Guaranty Bancshares, Inc. (FGBI) Earnings History
Net Loss20 years of earnings data (2006–2025) · Currently unprofitable on a TTM basis
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First Guaranty Bancshares, Inc. (FGBI) Earnings Overview
As of June 24, 2026, First Guaranty Bancshares, Inc. (FGBI) reported trailing twelve-month net income of -$47M, reflecting -614.8% year-over-year growth. The company earned $-2.98 per diluted share over the past four quarters, with a net profit margin of -28.6%.
Looking at the long-term picture, FGBI's historical earnings data spans multiple years. The company achieved its highest annual net income of $29M in fiscal 2022.
First Guaranty Bancshares, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including CZWI ($15M net income, 16.0% margin), LKFN ($110M net income, 24.5% margin), FFIN ($264M net income, 30.7% margin), FGBI has room to improve margins relative to the peer group. Compare FGBI vs CZWI →
FGBI Earnings vs Peers
Earnings metrics vs comparable public companies
FGBI Historical Earnings Data (2006–2025)
20 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$56M | -550.0% | -$69M | $-4.17 | -28.6% | -35.0% |
| 2024 | $12M | +35.0% | $16M | $0.81 | 5.1% | 6.5% |
| 2023 | $9M | -68.1% | $12M | $0.62 | 4.8% | 6.2% |
| 2022 | $29M | +5.8% | $36M | $2.48 | 19.8% | 25.0% |
| 2021 | $27M | +34.3% | $34M | $2.42 | 22.6% | 28.5% |
| 2020 | $20M | +42.7% | $26M | $1.90 | 16.5% | 20.7% |
| 2019 | $14M | +0.2% | $18M | $1.34 | 14.4% | 18.1% |
| 2018 | $14M | +21.0% | $18M | $1.33 | 17.2% | 21.4% |
| 2017 | $12M | -16.6% | $19M | $1.13 | 15.7% | 25.6% |
| 2016 | $14M | -2.8% | $21M | $1.39 | 21.1% | 31.8% |
| 2015 | $15M | +29.2% | $21M | $1.51 | 22.7% | 33.5% |
| 2014 | $11M | +22.7% | $17M | $1.18 | 19.2% | 28.6% |
| 2013 | $9M | -24.2% | $14M | $0.92 | 15.7% | 23.5% |
| 2012 | $12M | +50.1% | $18M | $1.09 | 18.1% | 27.0% |
| 2011 | $8M | -19.9% | $12M | $0.61 | 12.5% | 18.3% |
| 2010 | $10M | +32.0% | $15M | $0.97 | 16.7% | 25.4% |
| 2009 | $8M | +37.8% | $11M | $0.78 | 13.8% | 20.5% |
| 2008 | $6M | -46.3% | $8M | $0.61 | 10.3% | 15.0% |
| 2007 | $10M | +16.6% | $16M | $1.15 | 17.1% | 26.1% |
| 2006 | $9M | - | $13M | $0.98 | 15.9% | 24.1% |
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FGBI — Frequently Asked Questions
Quick answers to the most common questions about buying FGBI stock.
What is FGBI earnings per share (EPS)?
FGBI trailing twelve-month (TTM) diluted EPS is $-2.98, reflecting -614.8% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2006 to 2025 is available in the table on this page.
What is First Guaranty Bancshares, Inc.'s net income?
First Guaranty Bancshares, Inc. (FGBI) trailing twelve-month net income is $-47M as of 2025. Earnings declined -614.8% year-over-year.
Is FGBI profitable?
FGBI is not currently profitable on a TTM basis, reporting a net loss of $-47M. Net margin is -28.6%. Investors should monitor for a return to profitability.
What is FGBI's earnings growth rate?
FGBI compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2006 to 2025.
What are FGBI's profit margins?
First Guaranty Bancshares, Inc. net profit margin is -28.6%, operating margin is -35.0%, and gross margin is -6.2%. Below-average margins reflect competitive or cost pressures. Return on Equity is -23.3%.
Is FGBI growing earnings?
FGBI earnings are declining — EPS fell -614.8% year-over-year. TTM net income dropped to $-47M. This contrasts with the 5-year CAGR of N/A.
What was FGBI's best earnings year?
First Guaranty Bancshares, Inc.'s highest annual net income on record is $29M, achieved in fiscal year 2022. Earnings history on this page spans 2006 to 2025 and includes all annual and quarterly figures.
What were FGBI's earnings last quarter?
FGBI's most recent reported quarter was Q1 2026. Net income was $3M with diluted EPS of $0.14. For a full breakdown of all quarters, see the quarterly earnings table on this page.