First Guaranty Bancshares, Inc. (FGBI) Earnings History
Annual and quarterly earnings data from 2006 to 2025
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FGBI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FGBI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | -6.2% | -35.0% | -28.6% |
| 2024 | 37.4% | 6.5% | 5.1% |
| 2023 | 46.8% | 6.2% | 4.8% |
| 2022 | 72.4% | 25.0% | 19.8% |
| 2021 | 79.9% | 28.5% | 22.6% |
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First Guaranty Bancshares, Inc. (FGBI) Earnings Overview
As of May 8, 2026, First Guaranty Bancshares, Inc. (FGBI) reported trailing twelve-month net income of -$56M, reflecting -614.8% year-over-year growth. The company earned $-3.65 per diluted share over the past four quarters, with a net profit margin of -28.6%.
Looking at the long-term picture, FGBI's historical earnings data spans multiple years. The company achieved its highest annual net income of $29M in fiscal 2022.
First Guaranty Bancshares, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including CZWI ($14M net income, 16.0% margin), LKFN ($103M net income, 24.5% margin), FFIN ($243M net income, 30.2% margin), FGBI has room to improve margins relative to the peer group. Compare FGBI vs CZWI →
FGBI Earnings vs Peers
Earnings metrics vs comparable public companies
FGBI Historical Earnings Data (2006–2025)
20 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$56M | -550.0% | -$69M | $-4.17 | -28.6% | -35.0% |
| 2024 | $12M | +35.0% | $16M | $0.81 | 5.1% | 6.5% |
| 2023 | $9M | -68.1% | $12M | $0.62 | 4.8% | 6.2% |
| 2022 | $29M | +5.8% | $36M | $2.48 | 19.8% | 25.0% |
| 2021 | $27M | +34.3% | $34M | $2.42 | 22.6% | 28.5% |
| 2020 | $20M | +42.7% | $26M | $1.90 | 16.5% | 20.7% |
| 2019 | $14M | +0.2% | $18M | $1.34 | 14.4% | 18.1% |
| 2018 | $14M | +21.0% | $18M | $1.33 | 17.2% | 21.4% |
| 2017 | $12M | -16.6% | $19M | $1.13 | 15.7% | 25.6% |
| 2016 | $14M | -2.8% | $21M | $1.39 | 21.1% | 31.8% |
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Start ComparisonFGBI — Frequently Asked Questions
Quick answers to the most common questions about buying FGBI stock.
Is FGBI growing earnings?
FGBI EPS fell to $-3.65, with earnings declining -614.8%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-56M.
What are FGBI's profit margins?
First Guaranty Bancshares, Inc. net margin is -28.6%, with operating margin at -35.0%. Below-average margins reflect competitive or cost pressures.
How consistent are FGBI's earnings?
FGBI earnings data spans 2006-2025. The declining earnings trend is -614.8% YoY. Historical data enables comparison across business cycles.