Trailing Dividend / Share
$0.04
First Guaranty Bancshares, Inc. (FGBI) Dividend History
Income profile from 2001 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
0.4%
Payout Ratio
N/A
Unknown
Dividend Streak
0 years
FGBI Dividend Income Check
Safety
Payout ratio data not available yet.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 0.3% and trend is falling.
FGBI Dividend Scorecard
Yield & Income
Dividend Yield0.4%
Trailing DPS$0.04
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings PayoutN/A
Earnings SafetyUnknown
FCF Payout1.9%
FCF SafetyWell Covered
Piotroski F-Score3/9
Growth
Growth Streak0 years
3Y CAGR-60.3%
5Y CAGR-41.5%
Yield on Cost (5Y)0.3%
YOC Trendfalling
Total Returns
Buyback Yield0.0%
Total Shareholder Yield0.4%
1Y Total Return28.5%
5Y Total Return-25.2%
Div Contribution (5Y)12.2%
Estimated $10K growth (return + dividends):
5Y ago$7,48110Y ago$12,34220Y ago$21,228
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
FGBI Income Growth Story
Dividend per share and yield on cost over time (26 years of payments)
FGBI Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
First Guaranty Bancshares, Inc. has limited earnings payout data (Unknown). When measured against free cash flow—a stricter test—the payout ratio stands at 1.9%, rated "Well Covered".
Piotroski F-Score: 3/9 — weak financial health.
Growth Track Record
FGBI does not have a current streak of consecutive dividend increases, with a 3-year CAGR of -60.3% and 5-year CAGR of -41.5%.
Total Shareholder Returns
Beyond cash dividends, FGBI returns capital through share repurchases. The combined picture: 0.4% dividend yield, 0.4% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 0.3% and is currently falling. The 5-year total return is -25.2%, with dividends contributing 12.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $12,342 today.
FGBI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.06
Avg/Payment$0.1028
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 26, 2026Latest | $0.0100 | — | 37.74% | Jun 30, 2026 |
| Mar 27, 2026 | $0.0100 | — | 49.20% | Mar 31, 2026 |
| Dec 26, 2025 | $0.0100 | — | 79.52% | Dec 31, 2025 |
| Sep 23, 2025 | $0.0100 | — | 48.08% | Sep 30, 2025 |
| Jun 23, 2025 | $0.0100 | — | 1.34% | Jun 30, 2025 |
| Mar 27, 2025 | $0.0100 | — | 3.35% | Mar 31, 2025 |
| Dec 27, 2024 | $0.0100 | ↓ -87.5% | 3.57% | Dec 31, 2024 |
| Sep 20, 2024 | $0.0800 | ↓ -50.0% | 5.08% | Sep 30, 2024 |
FGBI Dividend vs Peers
Comparable companies in the same industry
#9 yield in peer group
Div Yield
0.4%
#9 of 9
Safety
Unknown
— payout
Streak
0Y
-41.5% 5Y CAGR
Total Shareholder
0.4%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| FGBIFirst Guaranty Bancs… | $172M | 0.4% | — | 0 | Unknown |
 CZWICitizens Community B… | $221M | 1.6% | 25.0% | 6 | Sustainable |
2nd  LKFNLakeland Financial C… | $1.5B | 3.3% | 49.7% | 14 | Sustainable |
 FFINFirst Financial Bank… | $4.8B | 2.2% | 41.8% | 15 | Sustainable |
3rd  HFBLHome Federal Bancorp… | $61M | 2.6% | 41.9% | 12 | Sustainable |
 BFSTBusiness First Bancs… | $966M | 1.9% | 19.2% | 7 | Sustainable |
 HBCPHome Bancorp, Inc. | $530M | 1.7% | 19.5% | 12 | Sustainable |
1st  PFISPeoples Financial Se… | $643M | 3.8% | 41.6% | 9 | Sustainable |
 SMBCSouthern Missouri Ba… | $812M | 1.2% | 17.8% | 14 | Sustainable |
FGBI Annual Dividend History (2001–2026)
26 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.02 | — | 2 | — | — | — | 0.1% |
| 2025 | $0.04 | -90.2% | 4 | $-4.17 | — | — | 0.3% |
| 2024 | $0.41 | -35.9% | 4 | $0.81 | 50.6% | 1.98x | 2.6% |
| 2023 | $0.64 | 0.0% | 4 | $0.62 | 103.2% | 0.97x | 4.1% |
| 2022 | $0.64 | 7.3% | 4 | $2.48 | 25.8% | 3.88x | 4.1% |
| 2021 | $0.60 | 2.5% | 4 | $2.42 | 24.6% | 4.06x | 3.8% |
| 2020 | $0.58 | 7.3% | 4 | $1.90 | 30.6% | 3.27x | 3.7% |
| 2019 | $0.54 | 2.5% | 4 | $1.34 | 40.5% | 2.47x | 3.4% |
| 2018 | $0.53 | 7.3% | 4 | $1.33 | 39.8% | 2.51x | 3.4% |
| 2017 | $0.49 | 2.5% | 4 | $1.13 | 43.6% | 2.29x | 3.1% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
25+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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FGBI — Frequently Asked Questions
Quick answers to the most common questions about buying FGBI stock.
How much dividend does FGBI pay per share?
First Guaranty Bancshares, Inc. (FGBI) pays a trailing 12-month dividend of $0.04 per share, with a current dividend yield of +0.4%. Payments are made Semi-Annual.
When is FGBI's next ex-dividend date?
FGBI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. FGBI typically pays dividends Semi-Annual.
Is FGBI's dividend safe?
FGBI's dividend safety is rated "Unknown" based on an earnings payout ratio of N/A and FCF payout ratio of +1.9%. The dividend history does not yet show a prolonged growth streak.
How many years has FGBI increased its dividend?
FGBI has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -41.5%.
How often does FGBI pay dividends?
First Guaranty Bancshares, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.04 per share. Dividend data on this page covers 25+ years from 2001 to 2026.
How much would $10,000 invested in FGBI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in FGBI five years ago would be worth approximately $7,481 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is FGBI's yield on cost for long-term holders?
FGBI's yield on cost — the current dividend divided by the original purchase price — is +0.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +0.4% market yield, thanks to the lower original cost basis.