FGBI trades 9.3% above Wall Street's consensus target of $9.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FGBI achieves its forward estimates and maintains a stable P/E multiple of 26.2x. This scenario reflects the blended consensus of 4 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 24, 2026, First Guaranty Bancshares, Inc. (FGBI) has a Wall Street consensus price target of $9.50, based on estimates from 4 covering analysts. With the stock currently trading at $10.47, this represents a potential downside of -9.3%. The company has a market capitalization of $172M.
Analyst price targets range from a low of $9.50 to a high of $9.50, representing a 0% spread in expectations. The median target of $9.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 1 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, FGBI trades at a trailing P/E of -2.5x and forward P/E of 26.2x. Analysts expect EPS to grow +113.4% over the next year.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
CZWICitizens Community Bancorp, Inc. | $221M | $22.90 | — | — | Buy | 12.6x | 2 |
LKFNLakeland Financial Corporation | $1.5B | $61.27 | $66.00 | +7.7% | Hold | 14.1x | 10 |
FFINFirst Financial Bankshares, Inc. | $4.8B | $33.50 | $39.25 | +17.2% | Hold | 16.5x | 15 |
HFBLHome Federal Bancorp, Inc. of Louisiana | $61M | $20.06 | — | — | — | — | — |
BFSTBusiness First Bancshares, Inc. | $966M | $29.55 | $32.33 | +9.4% | Buy | 9.9x | 4 |
HBCPHome Bancorp, Inc. | $530M | $67.56 | $50.00 | -26.0% | Buy | 11.3x | 3 |
PFISPeoples Financial Services Corp. | $643M | $64.24 | $56.00 | -12.8% | Hold | 9.9x | 1 |
SMBCSouthern Missouri Bancorp, Inc. | $812M | $73.70 | $73.50 | -0.3% | Hold | 11.7x | 3 |
CADECadence Bank | $7.8B | $42.11 | $39.75 | -5.6% | Hold | 12.1x | 20 |
FISFidelity National Information Services, Inc. | $19.7B | $38.03 | $62.88 | +65.3% | Buy | 6.1x | 37 |
Quick answers to the most common questions about buying FGBI stock.
Wall Street's consensus price target for FGBI is $9.5, -9.3% from its current price of $10.47. The below-market target from 4 analysts suggests limited near-term appreciation.
FGBI has a consensus rating of "Hold" based on 4 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $9.5 implies -9.3% downside from current levels.
FGBI trades at a forward P/E of 26.175x, representing a moderate valuation. With analysts targeting $9.5 (-9.3% implied move), the stock appears close to fair value.
The most bullish Wall Street analyst has a price target of $9.5 for FGBI, while the most conservative target is $9.5. The consensus of $9.5 represents the median expectation. These targets typically reflect 12-month expectations.
FGBI is lightly followed, with 4 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 2 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FGBI stock forecast based on 4 Wall Street analysts shows a consensus price target of $9.5, with estimates ranging from $9.5 (bear case) to $9.5 (bull case). The median consensus rating is "Hold".
FGBI trades at a forward P/E ratio of 26.2x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on FGBI, with 1 Sell ratings and a price target of $9.5 (-9.3% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FGBI analyst price targets range from $9.5 to $9.5, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $9.5 consensus represents the middle ground.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.